F&M Bank Corp
FMBM- Exchange
- OTC
- Industry
- State Commercial Banks
- SEC CIK
- 0000740806
In the last 90 days, F&M Bank Corp insiders filed 1 open-market purchase and 1 sale; 3 institutions reported holding it in 13F filings for Q2 2026, worth $7.89M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 11:30 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 2, 2026 | Jan 30, 2025 | Jan 30, 2024 | Jan 31, 2023 | Jan 26, 2022 |
| Revenue | $67.8M | $64.5M | $56.3M | $42.2M | $35.6M |
| Interest expense | $26.2M | – | $24.7M | $7.25M | $4.30M |
| Income tax | $1.75M | $638.0K | -$746.0K | $480.0K | $1.32M |
| Net income | $11.2M | $7.29M | $2.77M | $8.32M | $10.7M |
| EPS, basic | – | – | – | $2.41 | $3.25 |
| EPS, diluted | $3.16 | $2.07 | $0.80 | $2.41 | $3.12 |
| Weighted shares, basic | – | – | 3.48B | 3.45M | 3.25M |
| Weighted shares, diluted | 3.55M | 3.51B | – | 3.45M | 3.44M |
| Margins and growth | |||||
| Net margin | 16.6% | 11.3% | 4.9% | 19.7% | 30.2% |
| Revenue growth, year over year | +5.1% | +14.5% | +33.5% | +18.6% | −3.3% |
| Net income growth, year over year | +54.1% | +162.9% | −66.7% | −22.5% | +20.7% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 2, 2026 | Jan 30, 2025 | Jan 30, 2024 | Jan 31, 2023 | Jan 26, 2022 |
| Cash and equivalents | $68.9M | $57.0M | $23.7M | $35.0M | $88.1M |
| Short-term investments | – | – | – | – | $404.0M |
| Accounts receivable | $5.12M | $4.94M | $5.03M | $4.00M | $3.12M |
| Property, plant and equipment | $21.6M | $22.2M | $23.6M | $19.6M | $17.1M |
| Goodwill | $3.08M | $3.08M | $3.08M | $3.08M | $3.08M |
| Total assets | $1.37B | $1.30B | $1.29B | $1.25B | $1.22B |
| Short-term debt | – | $0 | $60.0M | $70.0M | – |
| Long-term debt | $9.92M | $6.97M | $6.93M | $6.89M | $21.8M |
| Total liabilities | $1.27B | $1.22B | $1.22B | $1.18B | $1.12B |
| Shareholders' equity | $104.8M | $86.1M | $78.3M | $70.8M | $100.5M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 2, 2026 | Jan 30, 2025 | Jan 30, 2024 | Jan 31, 2023 | Jan 26, 2022 |
| Operating cash flow | $16.5M | $7.49M | $2.40M | $39.9M | $21.3M |
| Capital expenditures | $724.0K | $282.0K | $5.45M | $3.64M | $563.0K |
| Free cash flow | $15.8M | $7.21M | -$3.06M | $36.2M | $20.7M |
| Depreciation and amortization | $1.30M | $1.40M | $1.30M | $1.10M | $1.17M |
| Stock-based compensation | $420.0K | $226.0K | $259.0K | $193.0K | $86.0K |
| Dividends paid | $3.69M | – | – | – | – |
| Share buybacks | $402.0K | – | – | – | – |
| Investing cash flow | -$53.9M | $27.2M | -$50.2M | -$147.9M | -$243.7M |
| Financing cash flow | $49.2M | -$1.47M | $36.6M | $54.8M | $232.1M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.6% | 0.4% | 0.5% | 0.5% | 0.2% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.