Finwise Bancorp
FINW- Exchange
- Nasdaq
- Industry
- State Commercial Banks
- SEC CIK
- 0001856365
In the last 90 days, Finwise Bancorp insiders filed 1 open-market purchase and 0 sales; 69 institutions reported holding it in 13F filings for Q2 2026, worth $60.1M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 11, 2026, 1:17 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 25, 2023 |
| Revenue | $92.5M | $74.4M | $64.5M | $52.3M |
| Interest expense | – | – | $9.97M | $1.43M |
| Income tax | $5.67M | $4.25M | $6.35M | $10.9M |
| Net income | $16.1M | $12.7M | $17.5M | $25.1M |
| EPS, basic | $1.20 | $0.98 | $1.38 | $1.96 |
| EPS, diluted | $1.13 | $0.93 | $1.33 | $1.87 |
| Weighted shares, basic | 12.8M | 12.6M | 12.5M | 12.7M |
| Weighted shares, diluted | 13.6M | 13.2M | 12.9M | 13.4M |
| Margins and growth | ||||
| Net margin | 17.4% | 17.1% | 27.1% | 48.0% |
| Revenue growth, year over year | +24.4% | +15.2% | +23.3% | – |
| Net income growth, year over year | +26.3% | −27.0% | −30.5% | – |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 25, 2023 |
| Cash and equivalents | $163.4M | $109.2M | $117.0M | $100.6M |
| Property, plant and equipment | $2.54M | $16.3M | $14.6M | $9.48M |
| Total assets | $977.1M | $746.0M | $586.2M | $400.8M |
| Total liabilities | $783.9M | $572.3M | $431.2M | $260.3M |
| Shareholders' equity | $193.2M | $173.7M | $155.1M | $140.5M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 |
|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 |
| Filing | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 29, 2024 | Jan 25, 2023 |
| Operating cash flow | -$28.4M | -$15.0M | $12.3M | $61.2M |
| Capital expenditures | $219.0K | $4.89M | $7.46M | $7.21M |
| Free cash flow | -$28.6M | -$19.9M | $4.81M | $53.9M |
| Depreciation and amortization | $900.0K | $3.20M | $3.81M | $2.11M |
| Stock-based compensation | $3.58M | $2.05M | $2.05M | $778.0K |
| Share buybacks | $0 | $461.0K | $4.74M | $1.14M |
| Investing cash flow | -$126.9M | -$132.4M | -$152.9M | -$35.8M |
| Financing cash flow | $209.6M | $139.6M | $157.0M | -$10.5M |
| Net change in cash | $54.2M | -$7.81M | – | – |
| Ratio | ||||
| Stock-based compensation, % of revenue | 3.9% | 2.8% | 3.2% | 1.5% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.