Essent Group Ltd.
ESNT- Exchange
- NYSE
- Industry
- Surety Insurance
- SEC CIK
- 0001448893
In the last 90 days, Essent Group Ltd. insiders filed 0 open-market purchases and 8 sales; 363 institutions reported holding it in 13F filings for Q2 2026, worth $5.60B in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:49 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 13, 2026 | Feb 14, 2025 | Feb 9, 2024 | Feb 10, 2023 | Feb 11, 2022 |
| Revenue | $1.26B | $1.24B | $1.11B | $1.00B | $1.03B |
| Interest expense | – | – | $30.1M | $15.6M | $8.28M |
| Income tax | $131.9M | $126.1M | $126.6M | $156.8M | $140.5M |
| Net income | $690.0M | $729.4M | $696.4M | $831.4M | $681.8M |
| EPS, basic | $6.97 | $6.92 | $6.56 | $7.75 | $6.13 |
| EPS, diluted | $6.90 | $6.85 | $6.50 | $7.72 | $6.11 |
| Weighted shares, basic | 99.0M | 105.4M | 106.2M | 107.2M | 111.2M |
| Weighted shares, diluted | 100.0M | 106.5M | 107.1M | 107.7M | 111.6M |
| Margins and growth | |||||
| Net margin | 54.7% | 58.7% | 62.8% | 83.1% | 66.3% |
| Revenue growth, year over year | +1.5% | +12.0% | +10.9% | −2.7% | +7.7% |
| Net income growth, year over year | −5.4% | +4.7% | −16.2% | +21.9% | +65.1% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 13, 2026 | Feb 14, 2025 | Feb 9, 2024 | Feb 10, 2023 | Feb 11, 2022 |
| Cash and equivalents | $123.0M | $131.5M | $141.8M | $81.2M | $81.5M |
| Property, plant and equipment | – | – | $41.3M | $19.6M | $11.9M |
| Goodwill | $48.8M | $48.8M | – | – | – |
| Total assets | $7.44B | $7.11B | $6.43B | $5.72B | $5.72B |
| Total liabilities | $1.68B | $1.51B | $1.32B | $1.26B | $1.49B |
| Shareholders' equity | $5.76B | $5.60B | $5.10B | $4.46B | $4.24B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 13, 2026 | Feb 14, 2025 | Feb 9, 2024 | Feb 10, 2023 | Feb 11, 2022 |
| Operating cash flow | $856.1M | $861.5M | $763.0M | $588.8M | $709.3M |
| Capital expenditures | $7.36M | $6.77M | $4.00M | $3.98M | $2.50M |
| Free cash flow | $848.7M | $854.8M | $759.0M | $584.8M | $706.8M |
| Depreciation and amortization | $5.23M | $5.78M | $4.53M | $3.02M | $3.38M |
| Stock-based compensation | $20.8M | $24.8M | $18.4M | $18.4M | $20.8M |
| Dividends paid | $122.1M | $118.0M | $106.2M | $92.1M | $77.7M |
| Share buybacks | $587.7M | $111.5M | $70.7M | $97.9M | $163.9M |
| Investing cash flow | -$154.7M | -$706.9M | -$525.6M | -$398.9M | -$583.2M |
| Financing cash flow | -$709.7M | -$164.9M | -$176.9M | -$190.2M | -$147.4M |
| Net change in cash | -$8.43M | -$10.3M | $60.5M | -$251.0K | -$21.3M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 1.7% | 2.0% | 1.7% | 1.8% | 2.0% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Oct 31, 2026 | 88.0M | −9.0% | SEC |
| Jul 31, 2026 | 89.9M | −8.8% | SEC |
| Apr 30, 2026 | 92.2M | −9.1% | SEC |
| Feb 13, 2026 | 94.5M | −8.9% | SEC |
| Oct 31, 2025 | 96.7M | −9.0% | SEC |
| Jul 31, 2025 | 98.5M | −7.3% | SEC |
| Apr 30, 2025 | 101.4M | −4.9% | SEC |
| Feb 14, 2025 | 103.8M | −2.8% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.