Customers Bancorp, Inc.
CUBB- Exchange
- NYSE
- Industry
- State Commercial Banks
- SEC CIK
- 0001488813
In the last 90 days, Customers Bancorp, Inc. insiders filed 0 open-market purchases and 4 sales; 1 institution reported holding it in 13F filings for Q2 2026, worth $864.0K in total; no superinvestor holds it.
Other share classesCUBI
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:50 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 25, 2024 | Jan 25, 2023 | Jan 24, 2022 |
| Revenue | $1.36B | $1.33B | $1.37B | $885.4M | $780.9M |
| Interest expense | – | – | $679.9M | $261.7M | $95.8M |
| Income tax | $64.3M | $42.9M | $80.6M | $63.3M | $86.9M |
| Net income | $224.1M | $181.5M | $250.1M | $228.0M | $314.6M |
| EPS, basic | $6.46 | $5.28 | $7.49 | $6.69 | $9.29 |
| EPS, diluted | $6.26 | $5.09 | $7.32 | $6.51 | $8.91 |
| Weighted shares, basic | 32.4M | 31.5M | 31.4M | 32.6M | 32.3M |
| Weighted shares, diluted | 33.4M | 32.7M | 32.2M | 33.5M | 33.7M |
| Margins and growth | |||||
| Net margin | 16.5% | 13.7% | 18.3% | 25.8% | 40.3% |
| Revenue growth, year over year | +2.4% | −2.9% | +54.4% | +13.4% | +1,842.8% |
| Net income growth, year over year | +23.5% | −27.5% | +9.7% | −27.5% | +137.3% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 25, 2024 | Jan 25, 2023 | Jan 24, 2022 |
| Cash and equivalents | $4.41B | $3.79B | $3.85B | $455.8M | $518.0M |
| Property, plant and equipment | $16.7M | $6.67M | $7.37M | $9.03M | $8.89M |
| Total assets | $24.9B | $22.3B | $21.3B | $20.9B | $19.6B |
| Short-term debt | $0 | $100.0M | $0 | $300.0M | $775.0M |
| Long-term debt | – | – | – | – | $0 |
| Total liabilities | $22.8B | $20.5B | $19.7B | $19.5B | $18.2B |
| Shareholders' equity | $2.12B | $1.84B | $1.64B | $1.40B | $1.37B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 22, 2026 | Jan 23, 2025 | Jan 25, 2024 | Jan 25, 2023 | Jan 24, 2022 |
| Operating cash flow | $494.8M | $145.1M | – | – | – |
| Capital expenditures | $13.7M | $1.49M | $590.0K | $4.05M | $613.0K |
| Free cash flow | $481.0M | $143.6M | – | – | – |
| Depreciation and amortization | $41.8M | $33.6M | $31.8M | $27.2M | $21.7M |
| Stock-based compensation | $18.5M | $14.4M | $12.6M | $14.2M | $13.9M |
| Share buybacks | $5.64M | $19.2M | $39.8M | $33.2M | $27.7M |
| Investing cash flow | -$2.06B | -$1.01B | $3.16B | – | – |
| Financing cash flow | $2.19B | $800.6M | $108.1M | – | – |
| Net change in cash | $625.5M | -$60.4M | $3.39B | -$62.2M | -$175.3M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 1.4% | 1.1% | 0.9% | 1.6% | 1.8% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Nov 3, 2026 | 33.4M | −2.4% | SEC |
| Aug 4, 2026 | 33.8M | +6.8% | SEC |
| May 5, 2026 | 33.8M | +7.1% | SEC |
| Feb 24, 2026 | 34.2M | +8.7% | SEC |
| Nov 4, 2025 | 34.2M | +9.0% | SEC |
| Aug 5, 2025 | 31.6M | −0.2% | SEC |
| May 6, 2025 | 31.6M | −0.2% | SEC |
| Feb 25, 2025 | 31.5M | −0.1% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.