Credicorp Ltd
BAP- Exchange
- NYSE
- Industry
- Commercial Banks, NEC
- SEC CIK
- 0001001290
No open-market purchases or sales by Credicorp Ltd insiders were filed in the last 90 days; 430 institutions reported holding it in 13F filings for Q2 2026, worth $22.4B in total; no superinvestor holds it.
- Currency
- PEN
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 12:04 PM ET
Amounts are in PEN, the currency Credicorp Ltd reports in. Lines marked ≈ US$ convert key figures to US dollars.
Revenue flow, FY2024
Where the revenue went in FY2024, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Revenue | PEN 27.5B | PEN 25.7B | PEN 23.0B | PEN 19.4B | PEN 18.4B |
| Selling, general and administrative | PEN 4.18B | PEN 3.80B | PEN 3.51B | PEN 2.96B | PEN 2.39B |
| Interest expense | PEN 5.75B | PEN 5.86B | PEN 3.49B | PEN 2.49B | PEN 2.98B |
| Income tax | PEN 2.20B | PEN 1.89B | PEN 2.11B | PEN 1.66B | PEN -110.0M |
| Net income | PEN 5.62B | PEN 4.96B | PEN 4.75B | PEN 3.67B | PEN 334.1M |
| EPS, basic | PEN 69.24 | PEN 61.22 | PEN 58.26 | PEN 45.09 | PEN 4.37 |
| EPS, diluted | PEN 69.09 | PEN 61.08 | PEN 58.13 | PEN 44.99 | PEN 4.36 |
| Weighted shares, basic | 79.4M | 79.5M | 79.5M | 79.5M | 79.4M |
| Weighted shares, diluted | 79.6M | 79.7M | 79.7M | 79.7M | 79.6M |
| Margins and growth | |||||
| Net margin | 20.5% | 19.3% | 20.6% | 18.9% | 1.8% |
| Revenue growth, year over year | +7.0% | +11.6% | +18.2% | +5.8% | −6.7% |
| Net income growth, year over year | +13.4% | +4.5% | +29.2% | +998.9% | −92.3% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Cash and equivalents | PEN 47.6B | PEN 33.9B | PEN 34.1B | PEN 39.3B | PEN 36.7B |
| Property, plant and equipment | PEN 1.44B | PEN 1.36B | PEN 1.28B | PEN 1.31B | PEN 1.37B |
| Goodwill | PEN 722.4M | PEN 798.5M | PEN 772.2M | PEN 796.9M | PEN 820.9M |
| Intangible assets | PEN 2.57B | PEN 2.43B | PEN 2.13B | PEN 1.91B | PEN 1.82B |
| Total assets | PEN 256.1B | PEN 238.8B | PEN 236.8B | PEN 244.8B | PEN 237.4B |
| Total liabilities | PEN 221.1B | PEN 205.7B | PEN 207.2B | PEN 217.8B | PEN 212.0B |
| Shareholders' equity | PEN 35.0B | PEN 33.1B | PEN 29.6B | PEN 27.0B | PEN 25.4B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2024 | FY2023 | FY2022 | FY2021 | FY2020 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 | Dec 31, 2020 |
| Filing | 20-F | 20-F | 20-F | 20-F | 20-F |
| Reported | – | – | – | – | – |
| Operating cash flow | PEN 14.5B | PEN 4.08B | PEN -1.13B | PEN 3.97B | PEN 12.7B |
| Capital expenditures | PEN 310.1M | PEN 322.4M | PEN 192.7M | PEN 107.8M | PEN 98.1M |
| Free cash flow | PEN 14.2B | PEN 3.76B | PEN -1.33B | PEN 3.87B | PEN 12.6B |
| Depreciation and amortization | PEN 570.8M | PEN 511.2M | PEN 532.2M | PEN 522.0M | PEN 497.9M |
| Stock-based compensation | PEN 104.8M | PEN 83.3M | PEN 88.7M | PEN 74.0M | PEN 103.6M |
| Dividends paid | PEN 3.66B | PEN 1.99B | PEN 1.20B | PEN 398.8M | PEN 2.39B |
| Share buybacks | PEN 110.9M | PEN 85.6M | PEN 83.6M | PEN 58.9M | PEN 151.9M |
| Investing cash flow | PEN 527.6M | PEN -1.26B | PEN -1.09B | PEN -3.73B | PEN -1.87B |
| Financing cash flow | PEN -1.81B | PEN -2.26B | PEN -1.60B | PEN -465.3M | PEN -2.09B |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.4% | 0.3% | 0.4% | 0.4% | 0.6% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
- Exchange rates for PEN aren't loaded, so amounts are shown in PEN only.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.