Ameriserv Financial Inc
ASRV- Exchange
- Nasdaq
- Industry
- National Commercial Banks
- SEC CIK
- 0000707605
In the last 90 days, Ameriserv Financial Inc insiders filed 2 open-market purchases and 1 sale; 35 institutions reported holding it in 13F filings for Q2 2026, worth $25.8M in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Oct 8, 2026, 11:25 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 12, 2024 | Jan 24, 2023 | Jan 25, 2022 |
| Revenue | $14.6M | $15.6M | $14.5M | $14.7M | $15.0M |
| Interest expense | $29.1M | $30.5M | $24.8M | $8.49M | $7.59M |
| Income tax | $1.18M | $798.0K | -$1.04M | $1.75M | $1.70M |
| Net income | $5.61M | $3.60M | -$3.35M | $7.45M | $7.07M |
| EPS, basic | $0.34 | $0.21 | $-0.20 | $0.44 | $0.41 |
| EPS, diluted | $0.34 | $0.21 | $-0.20 | $0.43 | $0.41 |
| Weighted shares, basic | 16.5M | 16.8M | 17.1M | 17.1M | 17.1M |
| Weighted shares, diluted | 16.5M | 16.8M | 17.1M | 17.1M | 17.1M |
| Margins and growth | |||||
| Net margin | 38.3% | 23.1% | -23.1% | 50.5% | 47.2% |
| Revenue growth, year over year | −6.3% | +7.8% | −1.7% | −1.5% | +16.7% |
| Net income growth, year over year | +55.8% | – | −144.9% | +5.3% | +53.8% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 12, 2024 | Jan 24, 2023 | Jan 25, 2022 |
| Property, plant and equipment | $13.9M | $14.2M | $14.1M | $14.5M | $14.1M |
| Goodwill | $13.6M | $13.6M | $13.6M | $13.6M | $13.6M |
| Intangible assets | $56.0K | $77.0K | $101.0K | – | – |
| Total assets | $1.45B | $1.42B | $1.39B | $1.36B | $1.34B |
| Short-term debt | – | $14.6M | $41.0M | $88.6M | – |
| Total liabilities | $1.33B | $1.32B | $1.29B | $1.26B | $1.22B |
| Shareholders' equity | $119.3M | $107.2M | $102.3M | $106.2M | $116.5M |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K/A |
| Reported | Jan 20, 2026 | Jan 21, 2025 | Jan 12, 2024 | Jan 24, 2023 | Jan 25, 2022 |
| Operating cash flow | $3.19M | $2.69M | $6.29M | $5.21M | $9.94M |
| Depreciation and amortization | $1.70M | $1.70M | $1.70M | $1.70M | $1.70M |
| Stock-based compensation | – | $8.00K | $45.0K | $50.0K | $43.0K |
| Dividends paid | $1.98M | $2.02M | $2.06M | $1.97M | $1.71M |
| Investing cash flow | $11.1M | -$23.1M | -$40.0M | -$56.3M | -$488.0K |
| Financing cash flow | $18.9M | $24.1M | $24.8M | $32.9M | $146.0K |
| Ratio | |||||
| Stock-based compensation, % of revenue | – | 0.1% | 0.3% | 0.3% | 0.3% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Aug 10, 2026 | 17.0M | +2.8% | SEC |
| May 12, 2026 | 17.0M | +2.7% | SEC |
| Mar 13, 2026 | 17.0M | +2.7% | SEC |
| Nov 10, 2025 | 16.5M | 0.0% | SEC |
| Aug 7, 2025 | 16.5M | 0.0% | SEC |
| May 9, 2025 | 16.5M | −3.7% | SEC |
| Mar 10, 2025 | 16.5M | −3.7% | SEC |
| Nov 1, 2024 | 16.5M | −3.7% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.