Ally Financial Inc.
ALLY- Exchange
- NYSE
- Industry
- State Commercial Banks
- SEC CIK
- 0000040729
In the last 90 days, Ally Financial Inc. insiders filed 0 open-market purchases and 1 sale; 624 institutions reported holding it in 13F filings for Q2 2026, worth $13.4B in total; 4 superinvestors hold it, including Berkshire Hathaway and Harris Associates (Oakmark).
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 3, 2026, 1:09 AM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 22, 2025 | Jan 19, 2024 | Jan 20, 2023 | Jan 21, 2022 |
| Revenue | $7.91B | $8.18B | $8.21B | $8.43B | $8.21B |
| Interest expense | – | – | $6.90B | $2.86B | $1.91B |
| Income tax | $199.0M | $167.0M | $61.0M | $627.0M | $790.0M |
| Net income | $852.0M | $668.0M | $1.02B | $1.71B | $3.06B |
| EPS, basic | $2.39 | $1.82 | $3.00 | $5.06 | $8.28 |
| EPS, diluted | $2.37 | $1.80 | $2.98 | $5.03 | $8.22 |
| Weighted shares, basic | 310.0M | 306.9M | 303.8M | 316.7M | 362.6M |
| Weighted shares, diluted | 313.0M | 310.2M | 305.1M | 318.6M | 365.2M |
| Margins and growth | |||||
| Net margin | 10.8% | 8.2% | 12.4% | 20.3% | 37.3% |
| Revenue growth, year over year | −3.3% | −0.4% | −2.5% | +2.7% | +22.7% |
| Net income growth, year over year | +27.5% | −34.5% | −40.5% | −44.0% | +182.0% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 22, 2025 | Jan 19, 2024 | Jan 20, 2023 | Jan 21, 2022 |
| Cash and equivalents | $10.0B | $10.3B | $6.95B | $5.57B | $5.06B |
| Property, plant and equipment | $1.15B | $1.25B | $1.28B | $1.28B | $1.18B |
| Goodwill | $190.0M | $551.0M | $669.0M | $822.0M | $822.0M |
| Intangible assets | $0 | $54.0M | $73.0M | $98.0M | $129.0M |
| Total assets | $196.0B | $191.8B | $196.4B | $191.8B | $182.1B |
| Short-term debt | $4.70B | $1.63B | $3.30B | $2.40B | $0 |
| Long-term debt | $14.4B | $12.7B | $13.2B | $13.3B | $11.2B |
| Total liabilities | $180.5B | $177.9B | $182.6B | $179.0B | $165.1B |
| Shareholders' equity | $15.5B | $13.9B | $13.8B | $12.9B | $17.1B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 21, 2026 | Jan 22, 2025 | Jan 19, 2024 | Jan 20, 2023 | Jan 21, 2022 |
| Operating cash flow | $3.73B | $4.53B | $4.66B | $6.25B | $4.04B |
| Depreciation and amortization | $1.40B | $1.20B | $1.25B | $1.33B | $1.26B |
| Dividends paid | $379.0M | $372.0M | $368.0M | $384.0M | $324.0M |
| Share buybacks | $59.0M | $38.0M | $33.0M | $1.65B | $1.99B |
| Investing cash flow | -$5.26B | $4.99B | -$7.29B | -$17.3B | -$11.1B |
| Financing cash flow | $1.96B | -$5.57B | $3.84B | $11.6B | -$3.85B |
| Net change in cash | $429.0M | $3.94B | $1.22B | $552.0M | -$10.9B |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Oct 29, 2026 | 300.0M | −2.6% | SEC |
| Jul 21, 2026 | 304.2M | −1.2% | SEC |
| May 1, 2026 | 306.5M | −0.2% | SEC |
| Feb 23, 2026 | 309.1M | +0.6% | SEC |
| Oct 28, 2025 | 308.1M | +1.1% | SEC |
| Jul 31, 2025 | 307.8M | +1.0% | SEC |
| May 1, 2025 | 307.2M | +1.1% | SEC |
| Feb 14, 2025 | 307.1M | +1.0% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.