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Affirm Holdings, Inc.

AFRM
Exchange
Nasdaq
Industry
Personal Credit Institutions
SEC CIK
0001820953

In the last 90 days, Affirm Holdings, Inc. insiders filed 0 open-market purchases and 6 sales; 667 institutions reported holding it in 13F filings for Q2 2026, worth $21.2B in total; D1 Capital Partners is the only superinvestor holding it.

Four kinds of short-selling data, each measuring something different:

  • Short interest: shares sold short and not yet bought back, as of a settlement date. FINRA publishes it twice a month, about eight business days after the settlement date.
  • Daily short volume: shares sold short each day in off-exchange trades reported to FINRA. It counts trades, not open positions, and is published the next day.
  • Fails-to-deliver: shares not delivered by the settlement date. The SEC publishes them twice a month, about two weeks late.
  • ATS (dark pool) volume: weekly volume on alternative trading systems and other off-exchange venues. FINRA publishes it two to four weeks after the week.

More in the glossary.

Short interest

Shares sold short and not yet bought back, from FINRA, on every settlement date in the last two years.

Short interest
17.5M
Shares, settlement Oct 30, 2026
Change
+156.6K
+0.9% vs. Oct 15, 2026
Days to cover
6.16
Short interest ÷ average daily volume
Average daily volume
2.84M
Shares, as reported by FINRA
Short interest by settlement date
Oct 31, 2024: 18,342,345 sharesNov 15, 2024: 20,032,506 sharesNov 29, 2024: 16,689,600 sharesDec 13, 2024: 15,022,903 sharesDec 31, 2024: 14,935,245 sharesJan 15, 2025: 15,574,634 sharesJan 31, 2025: 15,115,709 sharesFeb 14, 2025: 14,332,805 sharesFeb 28, 2025: 12,176,052 sharesMar 14, 2025: 15,313,228 sharesMar 31, 2025: 14,322,998 sharesApr 15, 2025: 14,889,616 sharesApr 30, 2025: 14,669,232 sharesMay 15, 2025: 15,845,974 sharesMay 30, 2025: 15,781,700 sharesJun 13, 2025: 15,522,826 sharesJun 30, 2025: 14,340,473 sharesJul 15, 2025: 14,966,759 sharesJul 31, 2025: 16,333,503 sharesAug 15, 2025: 18,115,983 sharesAug 29, 2025: 17,328,393 sharesSep 15, 2025: 17,008,700 sharesSep 30, 2025: 15,791,775 sharesOct 15, 2025: 13,813,559 sharesOct 31, 2025: 12,884,745 sharesNov 14, 2025: 13,822,665 sharesNov 28, 2025: 15,266,385 sharesDec 15, 2025: 18,199,401 sharesDec 31, 2025: 17,697,018 sharesJan 15, 2026: 15,845,141 sharesJan 30, 2026: 14,647,345 sharesFeb 13, 2026: 17,923,630 sharesFeb 27, 2026: 17,709,657 sharesMar 13, 2026: 16,308,291 sharesMar 31, 2026: 17,101,506 sharesApr 15, 2026: 18,512,049 sharesApr 30, 2026: 19,098,467 sharesMay 15, 2026: 18,895,880 sharesMay 29, 2026: 18,900,130 sharesJun 15, 2026: 18,485,674 sharesJun 30, 2026: 19,326,088 sharesJul 15, 2026: 16,725,898 sharesJul 31, 2026: 15,391,541 sharesAug 14, 2026: 14,461,742 sharesAug 31, 2026: 15,666,710 sharesSep 15, 2026: 16,282,063 sharesSep 30, 2026: 17,882,143 sharesOct 15, 2026: 17,349,593 sharesOct 30, 2026: 17,506,211 shares
Short interest in AFRM by settlement date
Settlement dateShort interestChangeChange %Avg. daily volumeDays to cover
Oct 30, 202617.5M+156.6K+0.9%2.84M6.16
Oct 15, 202617.3M−532.5K−3.0%4.23M4.10
Sep 30, 202617.9M+1.60M+9.8%4.05M4.42
Sep 15, 202616.3M+615.4K+3.9%4.56M3.57
Aug 31, 202615.7M+1.20M+8.3%6.43M2.44
Aug 14, 202614.5M−929.8K−6.0%2.69M5.38
Jul 31, 202615.4M−1.33M−8.0%3.52M4.37
Jul 15, 202616.7M−2.60M−13.5%3.65M4.58
Jun 30, 202619.3M+840.4K+4.6%4.83M4.00
Jun 15, 202618.5M−414.5K−2.2%4.45M4.15
May 29, 202618.9M+4.25K0.0%5.05M3.75
May 15, 202618.9M−202.6K−1.1%5.79M3.26
Apr 30, 202619.1M+586.4K+3.2%4.87M3.92
Apr 15, 202618.5M+1.41M+8.3%4.78M3.87
Mar 31, 202617.1M+793.2K+4.9%5.45M3.14
Mar 13, 202616.3M−1.40M−7.9%5.73M2.84
Feb 27, 202617.7M−214.0K−1.2%6.31M2.81
Feb 13, 202617.9M+3.28M+22.4%10.2M1.76
Jan 30, 202614.6M−1.20M−7.6%5.34M2.74
Jan 15, 202615.8M−1.85M−10.5%5.47M2.90
Dec 31, 202517.7M−502.4K−2.8%4.62M3.83
Dec 15, 202518.2M+2.93M+19.2%4.67M3.89
Nov 28, 202515.3M+1.44M+10.4%4.86M3.14
Nov 14, 202513.8M+937.9K+7.3%7.21M1.92
Oct 31, 202512.9M−928.8K−6.7%5.03M2.56
Oct 15, 202513.8M−1.98M−12.5%5.75M2.40
Sep 30, 202515.8M−1.22M−7.2%7.28M2.17
Sep 15, 202517.0M−319.7K−1.8%9.19M1.85
Aug 29, 202517.3M−787.6K−4.4%11.5M1.51
Aug 15, 202518.1M+1.78M+10.9%5.93M3.05
Jul 31, 202516.3M+1.37M+9.1%4.31M3.79
Jul 15, 202515.0M+626.3K+4.4%5.32M2.82
Jun 30, 202514.3M−1.18M−7.6%5.68M2.52
Jun 13, 202515.5M−258.9K−1.6%6.23M2.49
May 30, 202515.8M−64.3K−0.4%5.42M2.91
May 15, 202515.8M+1.18M+8.0%12.0M1.32
Apr 30, 202514.7M−220.4K−1.5%5.86M2.50
Apr 15, 202514.9M+566.6K+4.0%10.6M1.40
Mar 31, 202514.3M−990.2K−6.5%8.82M1.62
Mar 14, 202515.3M+3.14M+25.8%8.33M1.84
Feb 28, 202512.2M−2.16M−15.1%6.06M2.01
Feb 14, 202514.3M−782.9K−5.2%9.78M1.47
Jan 31, 202515.1M−458.9K−3.0%4.89M3.09
Jan 15, 202515.6M+639.4K+4.3%5.59M2.79
Dec 31, 202414.9M−87.7K−0.6%6.44M2.32
Dec 13, 202415.0M−1.67M−10.0%7.13M2.11
Nov 29, 202416.7M−3.34M−16.7%9.67M1.73
Nov 15, 202420.0M+1.69M+9.2%15.1M1.32
Oct 31, 202418.3M−1.02M−5.3%7.52M2.44

Fails-to-deliver

Shares that weren't delivered by the settlement date, from the SEC, for the last 30 dates with fails. The price is the previous day's closing price published by the SEC.

Fails-to-deliver in AFRM by settlement date
Settlement dateSharesPriceValue
Oct 14, 202615,561$77.89$1.21M
Oct 13, 202623,625$78.63$1.86M
Oct 9, 202614,170$77.15$1.09M
Oct 8, 202620,223$75.31$1.52M
Oct 5, 202618,497$70.77$1.31M
Sep 21, 2026168$71.21$12.0K
Sep 16, 202617$72.09$1.23K
Sep 8, 2026486$72.35$35.2K
Sep 4, 2026200$74.30$14.9K
Aug 26, 202610,838$77.95$844.8K
Aug 24, 2026921$77.03$70.9K
Aug 21, 202652,561$75.05$3.94M
Aug 20, 20267,067$77.33$546.5K
Aug 19, 2026404$73.56$29.7K
Aug 18, 2026496$74.52$37.0K
Aug 17, 20267,296$78.35$571.6K
Aug 14, 20262,377$78.32$186.2K
Aug 12, 2026244$76.71$18.7K
Aug 6, 202653,945$78.47$4.23M
Aug 5, 202638,182$78.12$2.98M
Aug 4, 20267,262$75.63$549.2K
Aug 3, 202620$71.51$1.43K
Jul 31, 202611,230$73.25$822.6K
Jul 30, 20264,046$70.11$283.7K
Jul 29, 202610,452$72.40$756.7K
Jul 28, 20265$73.05$365.25
Jul 27, 202613$70.23$912.99
Jul 22, 202621$74.72$1.57K
Jul 20, 2026111,688$76.07$8.50M
Jul 17, 2026439$79.84$35.0K

Daily short volume

Off-exchange short-sale volume, not short interest: shares sold short each day in trades reported to FINRA, for the last 30 trading days.

The short volume ratio isn't a sentiment gauge: market makers sell short to fill buy orders and to hedge, so short sales are usually about half of off-exchange volume.

Off-exchange short volume in AFRM by trade date
Trade dateShort volumeShort exemptOff-exchange volumeShort volume ratio
Nov 11, 2026830,7533,6512,423,24734.3%
Nov 10, 20261,409,5898262,602,25954.2%
Nov 9, 2026877,8281,8002,311,12038.0%
Nov 6, 20261,971,7001,2844,920,95440.1%
Nov 5, 20261,477,4879413,185,31546.4%
Nov 4, 20261,604,6003,4472,687,34059.7%
Nov 3, 2026639,5171,1111,289,25449.6%
Nov 2, 2026844,2802,3051,660,22250.9%
Oct 30, 2026574,4624,7051,351,79742.5%
Oct 29, 2026519,0592,7331,087,96347.7%
Oct 28, 2026460,3432,437917,39750.2%
Oct 27, 2026766,0092,3681,376,52455.6%
Oct 26, 2026485,7090871,95955.7%
Oct 23, 2026438,6713,176959,81945.7%
Oct 22, 2026828,8552,7401,731,50447.9%
Oct 21, 2026537,9271101,153,19246.6%
Oct 20, 2026440,4943,322971,75845.3%
Oct 19, 2026495,759735947,71452.3%
Oct 16, 2026921,7304,0431,701,47254.2%
Oct 15, 20261,163,06662,5452,576,86145.1%
Oct 14, 20261,628,542182,8603,656,17444.5%
Oct 13, 2026733,8175,7521,292,59656.8%
Oct 12, 2026565,3672101,193,34147.4%
Oct 9, 20261,031,96028,6552,070,46649.8%
Oct 8, 2026949,0841,1011,494,38563.5%
Oct 7, 2026761,821331,453,71152.4%
Oct 6, 2026574,3161,5831,249,74446.0%
Oct 5, 2026990,6049,3602,099,65547.2%
Oct 2, 2026472,5312,9971,103,30442.8%
Oct 1, 20261,176,03311,3972,040,76757.6%

ATS (dark pool) volume

Weekly volume on alternative trading systems (ATS) and other off-exchange (OTC) venues, from FINRA, for the last 12 weeks. ATS share is ATS volume ÷ (ATS + OTC volume), not a share of all trading.

Weekly ATS and OTC volume in AFRM
Week ofTierATS sharesATS tradesOther OTC sharesOther OTC tradesATS share
Oct 19, 2026T14,178,94383,5891,828,94729,11969.6%
Oct 12, 2026T17,005,314102,0573,807,65938,63764.8%
Oct 5, 2026T15,360,66399,7983,970,72932,89657.4%
Sep 28, 2026T14,365,48279,0703,713,37131,13254.0%
Sep 21, 2026T16,663,294106,1254,893,22437,14357.7%
Sep 14, 2026T14,756,30493,3753,849,92134,66255.3%
Sep 7, 2026T15,004,79188,7773,330,47931,08960.0%
Aug 31, 2026T19,314,203129,0306,556,63258,21258.7%
Aug 24, 2026T19,169,515123,70615,489,83577,37237.2%
Aug 17, 2026T14,794,25991,9002,233,04131,71768.2%
Aug 10, 2026T13,489,19178,3232,521,66228,67158.0%
Aug 3, 2026T14,574,56989,9221,780,34529,40172.0%