Enact Holdings, Inc.
ACT- Exchange
- Nasdaq
- Industry
- Insurance Agents, Brokers & Service
- SEC CIK
- 0001823529
In the last 90 days, Enact Holdings, Inc. insiders filed 0 open-market purchases and 4 sales; 250 institutions reported holding it in 13F filings for Q2 2026, worth $1.36B in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:59 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 3, 2026 | Feb 4, 2025 | Feb 6, 2024 | Feb 6, 2023 | Feb 1, 2022 |
| Revenue | $1.24B | $1.20B | $1.15B | $1.10B | $1.12B |
| Selling, general and administrative | $208.3M | $213.3M | $212.5M | $226.9M | – |
| Interest expense | $49.9M | $51.2M | $51.9M | $51.7M | $51.0M |
| Income tax | $184.6M | $190.0M | $186.0M | $194.1M | $148.5M |
| Net income | $674.2M | $688.1M | $665.5M | $704.2M | $546.7M |
| EPS, basic | $4.54 | $4.40 | $4.14 | $4.32 | $3.36 |
| EPS, diluted | $4.52 | $4.37 | $4.11 | $4.31 | $3.36 |
| Weighted shares, basic | 148.4M | 156.3M | 160.9M | 162.8M | 162.8M |
| Weighted shares, diluted | 149.3M | 157.6M | 161.8M | 163.3M | 162.9M |
| Margins and growth | |||||
| Net margin | 54.6% | 57.3% | 57.7% | 64.3% | 48.9% |
| Revenue growth, year over year | +2.8% | +4.2% | +5.4% | −2.0% | – |
| Net income growth, year over year | −2.0% | +3.4% | −5.5% | +28.8% | – |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 3, 2026 | Feb 4, 2025 | Feb 6, 2024 | Feb 6, 2023 | Feb 1, 2022 |
| Cash and equivalents | $582.5M | $599.4M | $615.7M | $513.8M | $425.8M |
| Short-term investments | $0 | $3.37M | $20.2M | $3.05M | – |
| Total assets | $6.89B | $6.52B | $6.19B | $5.71B | $5.87B |
| Long-term debt | $744.5M | $743.0M | $745.4M | $742.8M | $740.4M |
| Total liabilities | $1.54B | $1.53B | $1.56B | $1.61B | $1.76B |
| Shareholders' equity | $5.36B | $5.00B | $4.63B | $4.10B | $4.11B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Feb 3, 2026 | Feb 4, 2025 | Feb 6, 2024 | Feb 6, 2023 | Feb 1, 2022 |
| Operating cash flow | $724.5M | $686.3M | $632.0M | $560.5M | $572.1M |
| Stock-based compensation | $19.0M | $18.8M | $15.3M | $9.88M | $1.50M |
| Dividends paid | $120.8M | $111.7M | $213.0M | $250.8M | $200.3M |
| Share buybacks | $382.4M | $244.0M | $87.8M | $1.53M | – |
| Investing cash flow | -$226.4M | -$320.5M | -$229.4M | -$220.3M | -$398.8M |
| Financing cash flow | -$515.1M | -$382.0M | -$300.7M | -$252.3M | -$200.3M |
| Net change in cash | -$16.9M | -$16.3M | $101.9M | $87.9M | -$27.0M |
| Ratio | |||||
| Stock-based compensation, % of revenue | 1.5% | 1.6% | 1.3% | 0.9% | 0.1% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
| Cover date | Shares outstanding | Change in a year | Filing |
|---|---|---|---|
| Nov 3, 2026 | 134.4M | −6.9% | SEC |
| Aug 3, 2026 | 137.5M | −6.8% | SEC |
| May 4, 2026 | 139.6M | −7.0% | SEC |
| Feb 24, 2026 | 141.5M | −6.8% | SEC |
| Nov 3, 2025 | 144.4M | −6.0% | SEC |
| Jul 31, 2025 | 147.5M | −5.3% | SEC |
| Apr 30, 2025 | 150.1M | −4.6% | SEC |
| Feb 24, 2025 | 151.9M | −4.5% | SEC |
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.