Ameris Bancorp
ABCB- Exchange
- NYSE
- Industry
- State Commercial Banks
- SEC CIK
- 0000351569
No open-market purchases or sales by Ameris Bancorp insiders were filed in the last 90 days; 389 institutions reported holding it in 13F filings for Q2 2026, worth $6.03B in total; no superinvestor holds it.
- Currency
- USD
- Source
- SEC XBRL data (10-K, 10-Q, 20-F, 40-F)
- Updated
- Nov 8, 2026, 10:30 PM ET
Revenue flow, FY2025
Where the revenue went in FY2025, from the income statement below. Green is profit; orange is costs, expenses and taxes. Percentages are shares of revenue; hover over a band or a bar for the exact amount.
Income statement
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 25, 2024 | Jan 26, 2023 | Jan 27, 2022 |
| Revenue | $1.39B | $1.38B | $1.28B | $893.9M | $703.1M |
| Interest expense | – | – | $445.4M | $92.9M | $47.8M |
| Income tax | $121.6M | $117.2M | $87.8M | $106.6M | $119.2M |
| Net income | $412.2M | $358.7M | $269.1M | $346.5M | $376.9M |
| EPS, basic | $6.02 | $5.21 | $3.90 | $5.01 | $5.43 |
| EPS, diluted | $6.00 | $5.19 | $3.89 | $4.99 | $5.40 |
| Weighted shares, basic | 68.4M | 68.8M | 69.0M | 69.2M | 69.4M |
| Weighted shares, diluted | 68.7M | 69.1M | 69.1M | 69.4M | 69.8M |
| Margins and growth | |||||
| Net margin | 29.6% | 26.0% | 21.0% | 38.8% | 53.6% |
| Revenue growth, year over year | +1.2% | +7.6% | +43.2% | +27.1% | −3.2% |
| Net income growth, year over year | +14.9% | +33.3% | −22.3% | −8.1% | +43.9% |
Balance sheet
Each column is one fiscal year, newest first.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 25, 2024 | Jan 26, 2023 | Jan 27, 2022 |
| Property, plant and equipment | $213.1M | $209.5M | $216.4M | $220.3M | $225.4M |
| Goodwill | $1.02B | $1.02B | $1.02B | $1.02B | $1.01B |
| Intangible assets | $54.8M | $70.8M | $87.9M | $106.2M | $125.9M |
| Total assets | $27.5B | $26.3B | $25.2B | $25.1B | $23.9B |
| Total liabilities | $23.4B | $22.5B | $21.8B | $21.9B | $20.9B |
| Shareholders' equity | $4.08B | $3.75B | $3.43B | $3.20B | $2.97B |
Cash flow statement
Each column is one fiscal year, newest first. Free cash flow is operating cash flow minus capital expenditures.
| Line item | FY2025 | FY2024 | FY2023 | FY2022 | FY2021 |
|---|---|---|---|---|---|
| Period end | Dec 31, 2025 | Dec 31, 2024 | Dec 31, 2023 | Dec 31, 2022 | Dec 31, 2021 |
| Filing | 10-K | 10-K | 10-K | 10-K | 10-K |
| Reported | Jan 29, 2026 | Jan 30, 2025 | Jan 25, 2024 | Jan 26, 2023 | Jan 27, 2022 |
| Operating cash flow | $390.2M | $154.2M | $569.0M | $1.06B | $9.14M |
| Capital expenditures | $20.5M | $13.5M | $17.5M | $13.6M | $25.4M |
| Free cash flow | $369.6M | $140.7M | $551.4M | $1.05B | -$16.3M |
| Depreciation and amortization | $29.7M | $36.8M | – | – | – |
| Stock-based compensation | $12.7M | $13.4M | $9.95M | $6.71M | $7.95M |
| Dividends paid | $55.3M | $41.5M | $41.6M | $41.6M | $41.8M |
| Investing cash flow | -$1.30B | -$846.7M | -$338.2M | -$4.87B | -$421.0M |
| Financing cash flow | $781.2M | $745.6M | -$181.6M | $865.5M | $2.36B |
| Net change in cash | -$131.5M | $53.1M | $49.2M | -$2.95B | $1.95B |
| Ratio | |||||
| Stock-based compensation, % of revenue | 0.9% | 1.0% | 0.8% | 0.8% | 1.1% |
Shares outstanding
Common shares outstanding as stated on the cover of each 10-K and 10-Q. The date is the cover date, not the period end; a rising count means dilution.
Notes and known gaps
How these numbers are put together, and what they can't tell you.
- Numbers come from the XBRL data in each period's original 10-K, 10-Q, 20-F or 40-F, or its amendment. They are shown as filed: later filings don't restate earlier periods here.
- Reported is the filing date of the first 8-K with Item 2.02 (results of operations) after the period ended, no later than the 10-Q or 10-K and within 120 days. Companies that release results only in the 10-Q, and foreign companies, which use Form 6-K, have none.
Known gaps
- Foreign companies that file Form 20-F or 40-F have annual statements only: their quarterly results are furnished on Form 6-K, which has no XBRL data.
- EPS and share counts are as reported at the time, not adjusted for later stock splits.
- For ADRs, EPS is per ordinary share, not per ADS (one TSMC ADS is five ordinary shares).
- For banks, revenue may be interest income only, depending on how the bank tags its filings; cost of revenue and gross profit are usually blank.
- Companies with several share classes, such as Berkshire Hathaway, may have no EPS and no cover share count.
- Depreciation and amortization is missing for some companies that report it under their own XBRL tags.