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Livermore
Livermore
ZHEN

Michael A. Dubis Financial Planning, LLC

SEC CIK
0002052271
Latest filing
Apr 15, 2025

The latest 13F from Michael A. Dubis Financial Planning, LLC covers Q1 2025 (filed Apr 15, 2025): 45 long positions worth $103.0M. The top 10 holdings make up 76.3% of the portfolio, and the largest is Vanguard Morningstar Total Stock Market ETF at 21.1%. Livermore has 2 filings on Form 13F from this institution, going back to Q4 2024.

What changed in Q1 2025

Share counts compared with Q4 2024: how many positions were new, added to, reduced or sold out, and the biggest buys and sells. Dollar amounts are estimated at the quarter-end prices implied by the filing.

Full comparison
New
1
Est. +$220.5K
Added
21
Est. +$1.54M
Reduced
4
Est. −$306.4K
Sold out
4
Est. −$829.0K

Top 5 holdings

Share of this quarter's portfolio value

  1. Vanguard Morningstar Total Stock Market ETF922908769
    21.1%$21.8M
  2. iShares Tr46436E718
    13.9%$14.4M
  3. Vanguard Scottsdale FDS92206C706
    12.9%$13.3M
  4. Vanguard Scottsdale FDS92206C102
    11.5%$11.9M
  5. SPDR Series Trust78468R101
    4.8%$4.93M

Share of portfolio

Top 5 holdings and the other 40 positions, by share of portfolio value

  1. Vanguard Morningstar Total Stock Market ETF21.1%
  2. iShares Tr13.9%
  3. Vanguard Scottsdale FDS12.9%
  4. Vanguard Scottsdale FDS11.5%
  5. SPDR Series Trust4.8%
  6. Other 40 positions35.6%

Biggest buys

New and added positions, by estimated amount bought

  1. Vanguard Scottsdale FDS92206C706
    +$531.1KAdded
  2. Vanguard Morningstar Total Stock Market ETF922908769
    +$312.5KAdded
  3. Vanguard Scottsdale FDS92206C102
    +$228.2KAdded
  4. BRK.BBerkshire Hathaway Inc
    +$220.5KNewHistory
  5. Dimensional ETF Trust25434V799
    +$178.7KAdded

Largest weight increases

New and added positions, by percentage points of the portfolio gained

  1. Vanguard Scottsdale FDS92206C706
    +0.86 pp12.1% → 12.9%
  2. Dimensional ETF Trust25434V799
    +0.41 pp3.1% → 3.5%
  3. Vanguard Scottsdale FDS92206C102
    +0.36 pp11.2% → 11.5%
  4. BRK.BBerkshire Hathaway Inc
    +0.21 pp0.0% → 0.2%History
  5. Vanguard Ftse Developed Markets ETF921943858
    +0.12 pp1.5% → 1.6%

Biggest sells

Reduced and sold-out positions, by estimated amount sold

  1. MSFTMicrosoft Corp
    −$213.0KSold outHistory
  2. GOOGAlphabet Inc.
    −$209.0KSold outHistory
  3. iShares Tr46435G425
    −$207.0KSold out
  4. MGEEMge Energy Inc
    −$200.0KSold outHistory
  5. iShares Tr46436E718
    −$133.1KReduced

Largest weight decreases

Reduced and sold-out positions, by percentage points of the portfolio lost

  1. MSFTMicrosoft Corp
    −0.21 pp0.2% → 0.0%History
  2. GOOGAlphabet Inc.
    −0.20 pp0.2% → 0.0%History
  3. iShares Tr46435G425
    −0.20 pp0.2% → 0.0%
  4. MGEEMge Energy Inc
    −0.19 pp0.2% → 0.0%History
  5. State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663
    −0.08 pp1.1% → 1.1%

Metrics

13F metrics for Q1 2025, computed only from the numbers in the filings. Definitions below.

Portfolio value
$103.0M
−$400.1K (−0.4%) vs. prior quarter
Positions
45
−3 vs. prior quarter
Top 10 concentration
76.3%
Top 10 as share of value
Turnover
1.1%
Q1 2025, one quarter
Average holding period
2.0 quarters
Weighted by value

How these are calculated

  • Portfolio value: the market value of all long positions in the 13F, as reported at quarter end, excluding options.
  • Top 10 concentration: the combined value of the 10 largest positions as a share of portfolio value.
  • Turnover: the smaller of this quarter's estimated purchases and estimated sales, divided by the average of this and last quarter's portfolio value. Estimates multiply the change in shares by the quarter-end price implied by the filing (market value divided by shares); new positions use this quarter's value and sold-out positions last quarter's. Only positions reported in shares count, and it is not calculated when the previous quarter was not filed.
  • Average holding period: how many consecutive quarters each current position has been held (including this one; a quarter without the position or without a filing starts the count over), weighted by this quarter's value. Counting starts with the first 13F in Livermore (Q4 2024), so positions held before then are understated.

13F filings by quarter

2 quarters, going back to Q4 2024. Bars show each quarter's 13F portfolio value; quarters without a filing are left blank.

Peak $103.4M (Q4 2024)

Q4 2024: $103.4MQ1 2025: $103.0M
Q4 2024Q1 2025
13F filings of Michael A. Dubis Financial Planning, LLC by quarter
QuarterFiledPositionsValueTop 3 holdingsChangesFiling
Q1 2025Apr 15, 202545$103.0MVanguard Morningstar Total Stock Market ETFiShares TrVanguard Scottsdale FDSvs. Q4 2024SEC
Q4 2024Feb 12, 202548$103.4MVanguard Morningstar Total Stock Market ETFiShares TrVanguard Scottsdale FDS–SEC