RF&L Wealth Management, LLC
- SEC CIK
- 0001965915
- Latest filing
- Jul 22, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Jan 9, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 62
- +2 vs. Q3 2025
- Portfolio value
- $178.4M
- +$8.06M (+4.7%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 292,219 | $17.4M | 9.8% | +1,663+0.6% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 284,805 | $11.3M | 6.3% | −1,440−0.5% | Reduced | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 146,276 | $10.8M | 6.1% | −92−0.1% | Reduced | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 204,461 | $9.53M | 5.3% | −3,095−1.5% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 110,905 | $8.74M | 4.9% | +4,745+4.5% | Added | – |
| AAPLApple Inc. | Stock | 28,019 | $7.62M | 4.3% | −260−0.9% | Reduced | History |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 93,068 | $6.48M | 3.6% | −95−0.1% | Reduced | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 129,106 | $6.44M | 3.6% | +1,252+1.0% | Added | – |
| AMZNAmazon Com Inc | Stock | 25,759 | $5.95M | 3.3% | +31+0.1% | Added | History |
| METAMeta Platforms, Inc. | Stock | 8,385 | $5.53M | 3.1% | +1,790+27.1% | Added | History |
| Vanguard S&P 500 ETF922908363 | ETF | 8,818 | $5.53M | 3.1% | +257+3.0% | Added | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 15,606 | $5.23M | 2.9% | −44−0.3% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 10,371 | $5.02M | 2.8% | −24−0.2% | Reduced | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 22,823 | $4.83M | 2.7% | +146+0.6% | Added | – |
| Schwab Fundamental International Small Equity ETF808524748 | ETF | 107,892 | $4.81M | 2.7% | −1,570−1.4% | Reduced | – |
| NVDANVIDIA Corp | Stock | 25,283 | $4.72M | 2.6% | −30−0.1% | Reduced | History |
| iShares Tr464287150 | CORE S&P TTL STK | 27,704 | $4.12M | 2.3% | +1,405+5.3% | Added | – |
| ABBVAbbVie Inc. | Stock | 17,006 | $3.89M | 2.2% | −144−0.8% | Reduced | History |
| LLYEli Lilly & Co | Stock | 3,530 | $3.79M | 2.1% | −149−4.1% | Reduced | History |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 51,487 | $3.46M | 1.9% | +135+0.3% | Added | – |
| COSTCostco Wholesale Corp | Stock | 3,865 | $3.33M | 1.9% | −6−0.2% | Reduced | History |
| WMTWalmart Inc. | Stock | 29,509 | $3.29M | 1.8% | +55+0.2% | Added | History |
| iShares Tr46435G326 | CORE MSCI INTL | 31,079 | $2.56M | 1.4% | +610+2.0% | Added | – |
| JPMJPMorgan Chase & Co | Stock | 7,000 | $2.26M | 1.3% | −10.0% | Reduced | History |
| CRWDCrowdStrike Holdings, Inc. | Stock | 4,500 | $2.11M | 1.2% | 00.0% | Unchanged | History |
| iShares Russell 1000 Value ETF464287598 | ETF | 9,409 | $1.98M | 1.1% | +232+2.5% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 43,674 | $1.97M | 1.1% | −3,325−7.1% | Reduced | – |
| UNHUnitedHealth Group Inc | Stock | 5,114 | $1.69M | 0.9% | −111−2.1% | Reduced | History |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 42,331 | $1.39M | 0.8% | 00.0% | Unchanged | – |
| OHIOmega Healthcare Investors Inc | COM | 30,796 | $1.37M | 0.8% | +601+2.0% | Added | History |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 32,845 | $1.25M | 0.7% | +890+2.8% | Added | – |
| KOCoca Cola Co | Stock | 17,130 | $1.20M | 0.7% | 00.0% | Unchanged | History |
| ABTAbbott Laboratories | Stock | 9,494 | $1.19M | 0.7% | 00.0% | Unchanged | History |
| CVXChevron Corp | Stock | 7,760 | $1.18M | 0.7% | +6,320+438.9% | Added | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 20,213 | $1.09M | 0.6% | +143+0.7% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 4,059 | $999.2K | 0.6% | −87−2.1% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 5,018 | $958.4K | 0.5% | +60+1.2% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 28,725 | $950.2K | 0.5% | +750+2.7% | Added | – |
| Ea Series Trust02072L532 | BRID OMN SMA ETF | 38,641 | $900.3K | 0.5% | +7,110+22.5% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 7,314 | $879.0K | 0.5% | +150+2.1% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,690 | $849.9K | 0.5% | 00.0% | Unchanged | – |
| QCOMQualcomm Inc | Stock | 4,906 | $839.2K | 0.5% | +20.0% | Added | History |
| NFLXNetflix Inc | Stock | 8,532 | $800.0K | 0.4% | +8,532 | New | History |
| iShares Tr464288273 | EAFE SML CP ETF | 9,248 | $717.0K | 0.4% | +30.0% | Added | – |
| BRK.BBerkshire Hathaway Inc | Stock | 1,232 | $619.3K | 0.3% | 00.0% | Unchanged | History |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 13,170 | $584.9K | 0.3% | −55−0.4% | Reduced | – |
| GLGlobe Life Inc. | COM | 3,903 | $545.9K | 0.3% | +1,334+51.9% | Added | History |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 19,961 | $537.2K | 0.3% | +75+0.4% | Added | – |
| TSLATesla, Inc. | Stock | 1,152 | $518.1K | 0.3% | −9−0.8% | Reduced | History |
| Fidelity MSCI Information Technology Index ETF316092808 | ETF | 2,108 | $473.6K | 0.3% | 00.0% | Unchanged | – |
| PFEPfizer Inc | Stock | 18,500 | $460.6K | 0.3% | +18,500 | New | History |
| GOOGLAlphabet Inc. | Stock | 1,373 | $429.7K | 0.2% | −50−3.5% | Reduced | History |
| SOSouthern Co | Stock | 4,852 | $423.1K | 0.2% | +4,852 | New | History |
| SPYSPDR S&P 500 ETF Trust | ETF | 607 | $413.9K | 0.2% | −150−19.8% | Reduced | History |
| Vanguard World FD921910840 | MEGA CAP VAL ETF | 2,922 | $412.5K | 0.2% | 00.0% | Unchanged | – |
| XOMExxonMobil Holdings Corp | COM | 3,405 | $409.8K | 0.2% | 00.0% | Unchanged | History |
| Vanguard World FD921910816 | MEGA GRWTH IND | 855 | $352.9K | 0.2% | 00.0% | Unchanged | – |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 3,305 | $302.0K | 0.2% | −1,150−25.8% | Reduced | – |
| DBX ETF Tr233051143 | XTRACKRS S&P 500 | 4,697 | $293.3K | 0.2% | 00.0% | Unchanged | – |
| First Tr Exchange-Traded FD33734X176 | TECH ALPHADEX | 1,625 | $273.5K | 0.2% | 00.0% | Unchanged | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 2,935 | $228.6K | 0.1% | −600−17.0% | Reduced | – |
| UBERUber Technologies, Inc | Stock | 2,500 | $204.3K | 0.1% | −27−1.1% | Reduced | History |
Sold out since Q3 2025 (1)
Positions held at the end of Q3 2025 that are gone from this filing.