Sensible Money, LLC
- SEC CIK
- 0001965229
- Latest filing
- Jul 30, 2026
Holdings in Q3 2025
Holdings as of Sep 30, 2025, filed Nov 13, 2025. Long positions only; changes compare share counts with Q2 2025.
- Positions
- 88
- +1 vs. Q2 2025
- Portfolio value
- $294.2M
- +$30.4M (+11.5%) vs. Q2 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 1,974,877 | $76.2M | 25.9% | +86,191+4.6% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 965,599 | $56.2M | 19.1% | +62,401+6.9% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 804,146 | $25.2M | 8.6% | −20,509−2.5% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 708,263 | $22.7M | 7.7% | +41,812+6.3% | Added | – |
| Dimensional ETF Trust25434V740 | EMERGING MKTS VA | 711,552 | $22.7M | 7.7% | +22,941+3.3% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 562,653 | $18.4M | 6.3% | +71,892+14.6% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 325,651 | $11.6M | 4.0% | −5,869−1.8% | Reduced | – |
| AAPLApple Inc. | Stock | 30,699 | $7.82M | 2.7% | −433−1.4% | Reduced | History |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 117,335 | $3.27M | 1.1% | −1,577−1.3% | Reduced | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 88,997 | $3.22M | 1.1% | −735−0.8% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 6,490 | $2.13M | 0.7% | 00.0% | Unchanged | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 3,092 | $2.06M | 0.7% | −48−1.5% | Reduced | History |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 27,106 | $1.96M | 0.7% | +1,692+6.7% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 20,486 | $1.82M | 0.6% | −18−0.1% | Reduced | – |
| FCXFreeport-McMoran Inc | Stock | 41,580 | $1.63M | 0.6% | −4,995−10.7% | Reduced | History |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 21,895 | $1.44M | 0.5% | −92−0.4% | Reduced | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 3,729 | $1.41M | 0.5% | 00.0% | Unchanged | – |
| MSFTMicrosoft Corp | Stock | 2,609 | $1.35M | 0.5% | −92−3.4% | Reduced | History |
| iShares Core S&P 500 ETF464287200 | ETF | 1,919 | $1.28M | 0.4% | +3+0.2% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 20,849 | $1.25M | 0.4% | 00.0% | Unchanged | – |
| GOOGLAlphabet Inc. | Stock | 5,120 | $1.24M | 0.4% | +10.0% | Added | History |
| Vanguard S&P 500 ETF922908363 | ETF | 1,952 | $1.20M | 0.4% | 00.0% | Unchanged | – |
| First Trust Nasdaq-100 Technology Sector Index Fund337345102 | ETF | 4,266 | $979.5K | 0.3% | 00.0% | Unchanged | – |
| American Centy ETF Tr025072372 | EMERGING MKT VAL | 16,333 | $937.0K | 0.3% | 00.0% | Unchanged | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 7,290 | $866.3K | 0.3% | −24−0.3% | Reduced | – |
| iShares MSCI USA Min Vol Factor ETF46429B697 | ETF | 8,839 | $840.9K | 0.3% | 00.0% | Unchanged | – |
| GOOGAlphabet Inc. | Stock | 3,241 | $789.4K | 0.3% | 00.0% | Unchanged | History |
| WisdomTree Tr97717W570 | US MIDCAP FUND | 11,866 | $782.1K | 0.3% | 00.0% | Unchanged | – |
| AMZNAmazon Com Inc | Stock | 3,522 | $773.3K | 0.3% | −23−0.6% | Reduced | History |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 10,453 | $768.1K | 0.3% | 00.0% | Unchanged | – |
| American Centy ETF Tr025072604 | AVANTIS EMGMKT | 10,055 | $755.2K | 0.3% | −11−0.1% | Reduced | – |
| NVDANVIDIA Corp | Stock | 3,918 | $731.0K | 0.2% | −303−7.2% | Reduced | History |
| JPMJPMorgan Chase & Co | Stock | 2,239 | $706.2K | 0.2% | 00.0% | Unchanged | History |
| Schwab Fundamental International Small Equity ETF808524748 | ETF | 14,972 | $666.4K | 0.2% | −62−0.4% | Reduced | – |
| Invesco Exchange Traded FD T46137V332 | S&P500 EQL HLT | 21,825 | $641.4K | 0.2% | 00.0% | Unchanged | – |
| iShares Tr464287721 | U.S. TECH ETF | 3,200 | $626.8K | 0.2% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J825 | BULSHS 2025 CB | 26,632 | $551.0K | 0.2% | −36−0.1% | Reduced | – |
| Invesco Exch TRD SLF Idx FD46138J643 | INVSCO BLSH 28 | 26,556 | $546.3K | 0.2% | +295+1.1% | Added | – |
| Invesco Exchange Traded FD T46137V308 | BUYBACK ACHIEV | 4,019 | $532.4K | 0.2% | 00.0% | Unchanged | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 5,863 | $511.9K | 0.2% | −34−0.6% | Reduced | – |
| Invesco Rafi Developed Markets Ex-U.S. Small-Mid ETF46138E735 | ETF | 12,278 | $504.7K | 0.2% | +26+0.2% | Added | – |
| First Trust Dow Jones Internet Index Fund33733E302 | ETF | 1,765 | $493.9K | 0.2% | 00.0% | Unchanged | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 5,702 | $475.6K | 0.2% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 14,392 | $473.5K | 0.2% | +57+0.4% | Added | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 786 | $472.0K | 0.2% | +13+1.7% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J783 | BULSHS 2027 CB | 23,375 | $460.7K | 0.2% | +449+2.0% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J791 | BULSHS 2026 CB | 23,502 | $459.7K | 0.2% | −31−0.1% | Reduced | – |
| iShares Inc464286525 | MSCI GBL MIN VOL | 3,647 | $437.3K | 0.1% | 00.0% | Unchanged | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 2,244 | $436.5K | 0.1% | 00.0% | Unchanged | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 3,311 | $429.5K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 1,394 | $414.9K | 0.1% | 00.0% | Unchanged | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 9,696 | $414.9K | 0.1% | 00.0% | Unchanged | – |
| iShares Tr464288703 | MRNING SM CP ETF | 5,669 | $377.8K | 0.1% | +30+0.5% | Added | – |
| SPDR Series Trust78464A201 | ST STR SP600GRWO | 3,857 | $363.8K | 0.1% | 00.0% | Unchanged | – |
| PRKPark National Corp | COM | 2,221 | $361.0K | 0.1% | +4+0.2% | Added | History |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 1,668 | $359.9K | 0.1% | 00.0% | Unchanged | – |
| iShares S&P Small-Cap 600 Growth ETF464287887 | ETF | 2,494 | $352.9K | 0.1% | −7−0.3% | Reduced | – |
| Invesco Exchange Traded FD T46137V860 | DWA FINL MUMT | 5,973 | $346.2K | 0.1% | 00.0% | Unchanged | – |
| iShares Tr464287150 | CORE S&P TTL STK | 2,342 | $341.1K | 0.1% | 00.0% | Unchanged | – |
| Invesco Exch TRD SLF Idx FD46138J460 | INVSCO 30 CORP | 19,652 | $332.1K | 0.1% | +399+2.1% | Added | – |
| COSTCostco Wholesale Corp | Stock | 343 | $317.2K | 0.1% | 00.0% | Unchanged | History |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 1,159 | $294.7K | 0.1% | −24−2.0% | Reduced | – |
| iShares Tr464287770 | U.S. FIN SVC ETF | 3,213 | $288.0K | 0.1% | 00.0% | Unchanged | – |
| VVisa Inc. | Stock | 834 | $284.7K | 0.1% | 00.0% | Unchanged | History |
| Invesco Exch TRD SLF Idx FD46138J577 | BULETSHS 2029 | 15,126 | $284.5K | 0.1% | +340+2.3% | Added | – |
| iShares Select Dividend ETF464287168 | ETF | 1,944 | $276.2K | 0.1% | −96−4.7% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E198 | S&P MIDCP LOW | 4,275 | $271.7K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 550 | $263.8K | 0.1% | 00.0% | Unchanged | – |
| Alps ETF Tr00162Q726 | BARRONS 400 ETF | 3,236 | $262.7K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 9,884 | $260.3K | 0.1% | 00.0% | Unchanged | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 2,589 | $256.6K | 0.1% | 00.0% | Unchanged | – |
| iShares MSCI Eafe ETF464287465 | ETF | 2,693 | $251.4K | 0.1% | −37−1.4% | Reduced | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 3,665 | $246.5K | 0.1% | 00.0% | Unchanged | – |
| IBMInternational Business Machines Corp | Stock | 865 | $244.1K | 0.1% | 00.0% | Unchanged | History |
| METAMeta Platforms, Inc. | Stock | 328 | $240.9K | 0.1% | 00.0% | Unchanged | History |
| American Centy ETF Tr025072877 | US SML CP VALU | 2,390 | $237.9K | 0.1% | −347−12.7% | Reduced | – |
| ABBVAbbVie Inc. | Stock | 1,020 | $236.2K | 0.1% | +1,020 | New | History |
| Schwab US Dividend Equity ETF808524797 | ETF | 8,545 | $233.3K | 0.1% | +10.0% | Added | – |
| Pacer Trendpilot 100 ETF69374H303 | ETF | 3,000 | $232.6K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 774 | $227.4K | 0.1% | −312−28.7% | Reduced | – |
| Schwab International Small-Cap Equity ETF808524888 | ETF | 4,979 | $226.6K | 0.1% | −336−6.3% | Reduced | – |
| NSCNorfolk Southern Corp | Stock | 738 | $221.7K | 0.1% | −89−10.8% | Reduced | History |
| PANWPalo Alto Networks Inc | Stock | 1,079 | $219.7K | 0.1% | 00.0% | Unchanged | History |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 4,041 | $218.9K | 0.1% | +4,041 | New | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 8,323 | $214.0K | 0.1% | +8,323 | New | – |
| FTAIFTAI Aviation Ltd. | SHS | 1,221 | $203.7K | 0.1% | +1,221 | New | History |
| iShares MSCI Eafe Min Vol Factor ETF46429B689 | ETF | 2,382 | $202.1K | 0.1% | 00.0% | Unchanged | – |
| MRDNMeridian Holdings Inc. | COM | 10,000 | $11.3K | <0.1% | +10,000 | New | History |
Sold out since Q2 2025 (4)
Positions held at the end of Q2 2025 that are gone from this filing.
| Security | Class | Shares in Q2 2025 | Value in Q2 2025 | % of portfolio in Q2 2025 | History |
|---|---|---|---|---|---|
| iShares Tr464289867 | CORE 60 BALA ETF | 4,100 | $252.4K | 0.1% | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 1,288 | $227.6K | 0.1% | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 715 | $204.0K | 0.1% | – |
| Pacira BioSciences, Inc.695127AF7 | NOTE 0.750% 8/0 | 10,000 | $9.91K | <0.1% | – |