Retirement Financial Solutions, LLC
- SEC CIK
- 0001962532
- Latest filing
- Jul 30, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Feb 13, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 47
- −8 vs. Q3 2025
- Portfolio value
- $341.6M
- −$141.6M (−29.3%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| American Centy ETF Tr025072885 | US EQT ETF | 333,192 | $37.2M | 10.9% | +333,192 | New | – |
| American Centy ETF Tr025072323 | AVAN US SMAL ETF | 369,883 | $21.7M | 6.4% | −282,475−43.3% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 213,024 | $21.7M | 6.4% | −157,259−42.5% | Reduced | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 269,851 | $21.6M | 6.3% | −461,978−63.1% | Reduced | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 371,967 | $21.5M | 6.3% | −281,644−43.1% | Reduced | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 315,441 | $17.6M | 5.2% | −84,619−21.2% | Reduced | – |
| Invesco Nasdaq 100 ETF46138G649 | ETF | 69,361 | $17.5M | 5.1% | +4,571+7.1% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 180,524 | $17.4M | 5.1% | −86,499−32.4% | Reduced | – |
| DIASPDR Dow Jones Industrial Average ETF Trust | UT SER 1 | 35,418 | $17.0M | 5.0% | +2,684+8.2% | Added | History |
| Invesco Exch Traded FD Tr II46138G631 | NASDAQNXTGEN100 | 443,924 | $16.4M | 4.8% | −342,315−43.5% | Reduced | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 292,875 | $15.7M | 4.6% | −216,568−42.5% | Reduced | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 487,419 | $13.4M | 3.9% | −274,945−36.1% | Reduced | – |
| Vanguard World FD921910873 | MEGA CAP INDEX | 46,081 | $11.6M | 3.4% | +2,465+5.7% | Added | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 58,219 | $11.2M | 3.3% | +5,164+9.7% | Added | – |
| American Centy ETF Tr025072604 | AVANTIS EMGMKT | 143,070 | $11.0M | 3.2% | +143,070 | New | – |
| Invesco Actively Managed Exc46090A697 | S&P 500 EQUA ETF | 183,163 | $9.33M | 2.7% | +183,163 | New | – |
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 54,761 | $5.84M | 1.7% | +3,393+6.6% | Added | – |
| Invesco Exch Traded FD Tr II46138G698 | S&P 500 REVENUE | 50,751 | $5.81M | 1.7% | +3,416+7.2% | Added | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 98,877 | $5.81M | 1.7% | −43,234−30.4% | Reduced | – |
| WisdomTree Tr97717W588 | US LARGECAP FUND | 81,652 | $5.79M | 1.7% | +5,598+7.4% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 100,524 | $5.71M | 1.7% | +7,552+8.1% | Added | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 103,238 | $4.43M | 1.3% | −58,380−36.1% | Reduced | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 81,462 | $4.39M | 1.3% | −48,142−37.1% | Reduced | – |
| Vanguard World FD921910709 | EXTENDED DUR | 66,966 | $4.35M | 1.3% | −142,888−68.1% | Reduced | – |
| Vanguard S&P 500 ETF922908363 | ETF | 3,343 | $2.10M | 0.6% | −3,240−49.2% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 16,940 | $1.50M | 0.4% | −3,315−16.4% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 16,044 | $1.34M | 0.4% | −7,441−31.7% | Reduced | – |
| IAUMiShares Gold Trust Micro | SHS REPSTG UN TR | 30,260 | $1.30M | 0.4% | −31,821−51.3% | Reduced | History |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 16,108 | $1.22M | 0.4% | −15,534−49.1% | Reduced | – |
| BTCGrayscale Bitcoin Mini Trust ETF | ETF | 28,417 | $1.10M | 0.3% | +28,417 | New | History |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 5,358 | $950.3K | 0.3% | −5,249−49.5% | Reduced | – |
| Vanguard Scottsdale FDS92206C730 | VNG RUS1000IDX | 2,480 | $766.3K | 0.2% | −2,466−49.9% | Reduced | – |
| BPREBluerock Private Real Estate Fund | COM | 50,291 | $754.4K | 0.2% | +50,291 | New | History |
| ETHGrayscale Ethereum Staking Mini ETF | SHS NEW | 26,729 | $750.0K | 0.2% | +26,729 | New | History |
| Alps ETF Tr00162Q452 | ALERIAN MLP | 15,842 | $744.9K | 0.2% | −3,314−17.3% | Reduced | – |
| Litman Gregory FDS Tr53700T827 | IMGP DBI MAN ETF | 26,136 | $733.4K | 0.2% | −9,206−26.0% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 1,853 | $621.2K | 0.2% | −1,833−49.7% | Reduced | – |
| NVDANVIDIA Corp | Stock | 3,157 | $588.8K | 0.2% | −3,794−54.6% | Reduced | History |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 1,519 | $440.8K | 0.1% | +11+0.7% | Added | – |
| SIVRabrdn Silver ETF Trust | PHYSCL SILVR SHS | 6,460 | $437.0K | 0.1% | −1,082−14.3% | Reduced | History |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 2,002 | $423.9K | 0.1% | +19+1.0% | Added | – |
| Invesco Actively Managed Exc46090A689 | QQQ INC ADV ETF | 7,128 | $377.9K | 0.1% | +7,128 | New | – |
| Abrdn ETFs003261104 | BBRG ALL COMD K1 | 17,363 | $339.1K | 0.1% | +17,363 | New | – |
| State Street SPDR Portfolio S&P 600 Small Cap ETF78468R853 | ETF | 6,937 | $325.0K | 0.1% | +34+0.5% | Added | – |
| TSLATesla, Inc. | Stock | 582 | $261.7K | 0.1% | 00.0% | Unchanged | History |
| WisdomTree Tr97717X701 | EUROPE HEDGED EQ | 4,363 | $231.5K | 0.1% | −380,648−98.9% | Reduced | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 3,879 | $222.1K | 0.1% | −270,815−98.6% | Reduced | – |
Sold out since Q3 2025 (16)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 242,741 | $14.0M | 2.9% | – |
| SAICScience Applications International Corp | COM | 15,635 | $1.55M | 0.3% | History |
| AAPLApple Inc. | Stock | 4,736 | $1.21M | 0.2% | History |
| Global X FDS37954Y483 | NASDAQ 100 COVER | 55,834 | $949.7K | 0.2% | – |
| IBMInternational Business Machines Corp | Stock | 2,827 | $797.7K | 0.2% | History |
| BRK.BBerkshire Hathaway Inc | Stock | 1,110 | $557.8K | 0.1% | History |
| IBITiShares Bitcoin Trust ETF | ETF | 8,578 | $557.6K | 0.1% | History |
| MSFTMicrosoft Corp | Stock | 1,068 | $553.3K | 0.1% | History |
| KOCoca Cola Co | Stock | 8,177 | $542.3K | 0.1% | History |
| ETNEaton Corp plc | Stock | 971 | $363.4K | 0.1% | History |
| XOMExxonMobil Holdings Corp | COM | 2,619 | $295.3K | 0.1% | History |
| GLDSPDR Gold Trust | ETF | 813 | $288.8K | 0.1% | History |
| SYYSysco Corp | Stock | 2,895 | $238.3K | <0.1% | History |
| ETHAiShares Ethereum Trust ETF | SHS | 7,198 | $226.8K | <0.1% | History |
| FBRTFranklin BSP Realty Trust, Inc. | COMMON STOCK | 17,994 | $195.4K | <0.1% | History |
| PKSTPeakstone Realty Trust | Common Stock | 10,836 | $142.2K | <0.1% | History |