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Livermore
Livermore
ZHEN

My Personal CFO, LLC

SEC CIK
0001916366
Latest filing
Jul 21, 2026

Holdings in Q3 2025

Holdings as of Sep 30, 2025, filed Oct 21, 2025. Long positions only; changes compare share counts with Q2 2025.

Institution overview
Positions
94
+2 vs. Q2 2025
Portfolio value
$258.2M
+$38.2M (+17.4%) vs. Q2 2025
Filed
Oct 21, 2025
SEC
Holdings of My Personal CFO, LLC in Q3 2025
SecurityClassSharesValue% of portfolioShare changeActionHistory
Vanguard Morningstar Total Stock Market ETF922908769ETF77,866$25.6M9.9%−35,238−31.2%Reduced–
Vanguard Intermediate-Term Corporate Bond ETF92206C870ETF248,946$20.9M8.1%+248,946New–
iShares Core S&P 500 ETF464287200ETF20,361$13.6M5.3%+17,086+521.7%Added–
Vanguard Scottsdale FDS92206C409SHRT TRM CORP BD165,923$13.3M5.1%+165,923New–
Dimensional U.S. Core Equity 2 ETF25434V708ETF325,976$12.6M4.9%+325,976New–
Dimensional ETF Trust25434V831US HIGH PROF ETF284,045$10.7M4.2%+284,045New–
Dimensional ETF Trust25434V815US SMALL CAP ETF333,662$10.6M4.1%+333,662New–
Dimensional ETF Trust25434V732EMERGING MKTS CO301,360$9.66M3.7%+301,360New–
Schwab Intermediate-Term US Treasury ETF808524854ETF347,192$8.72M3.4%+347,192New–
Vanguard Short-Term Bond ETF921937827ETF99,022$7.81M3.0%+94,724+2,203.9%Added–
iShares MSCI Eafe ETF464287465ETF79,724$7.44M2.9%+79,724New–
Vanguard Ftse Developed Markets ETF921943858ETF121,644$7.29M2.8%+106,641+710.8%Added–
Vanguard Real Estate ETF922908553ETF71,956$6.58M2.5%+38,003+111.9%Added–
iShares Russell 1000 Growth ETF464287614ETF13,155$6.16M2.4%+13,155New–
Dimensional ETF Trust25434V765INTL HIGH PROFIT148,801$4.52M1.8%+148,801New–
Vanguard Ftse All-World Ex-US Index Fund922042775ETF60,193$4.30M1.7%+60,193New–
Vanguard Malvern FDS922020805STRM INFPROIDX82,592$4.18M1.6%+82,592New–
Dimensional ETF Trust25434V781INTL SMALL CAP V114,395$4.08M1.6%+114,395New–
Dimensional ETF Trust25434V799INTL CORE EQUITY119,576$3.92M1.5%+119,576New–
iShares Russell 1000 Value ETF464287598ETF18,811$3.83M1.5%+18,811New–
iShares Tr464287630RUS 2000 VAL ETF21,255$3.76M1.5%+21,255New–
iShares Tr464287689RUSSELL 3000 ETF9,286$3.52M1.4%+9,286New–
iShares Tr464288273EAFE SML CP ETF39,687$3.04M1.2%−26,660−40.2%Reduced–
Vanguard Ftse Emerging Markets ETF922042858ETF55,198$2.99M1.2%+32,180+139.8%Added–
AZNAstraZeneca PLCSPONSORED ADR38,411$2.95M1.1%+38,411NewHistory
Vanguard Ftse All-World Ex-US Small-Cap ETF922042718ETF20,322$2.90M1.1%+20,322New–
Dimensional ETF Trust25434V864SHOR DUR FIX ETF57,733$2.78M1.1%+57,733New–
iShares Russell 2000 Growth ETF464287648ETF8,129$2.60M1.0%+8,129New–
iShares Tr464287622RUS 1000 ETF6,979$2.55M1.0%+6,979New–
iShares Core S&P Small Cap ETF464287804ETF21,457$2.55M1.0%+21,457New–
Dimensional ETF Trust25434V716US SUSTAINABILTY59,358$2.52M1.0%+59,358New–
Dimensional ETF Trust25434V724US MKTWIDE VALUE55,093$2.46M1.0%+55,093New–
State Street SPDR Portfolio S&P 500 Value ETF78464A508ETF42,850$2.37M0.9%+42,850New–
iShares Russell 2000 ETF464287655ETF9,668$2.34M0.9%+9,668New–
State Street SPDR S&P 600 Small Cap Value ETF78464A300ETF25,275$2.24M0.9%+25,275New–
iShares Tr464288877EAFE VALUE ETF22,972$1.56M0.6%+22,972New–
Dimensional U.S. Targeted Value ETF25434V609ETF25,679$1.49M0.6%+25,679New–
AAPLApple Inc.Stock5,510$1.40M0.5%−50,199−90.1%ReducedHistory
Dimensional ETF Trust25434V807INTERNATNAL VAL28,249$1.30M0.5%+28,249New–
iShares Tips Bond ETF464287176ETF10,646$1.18M0.5%+10,646New–
Dimensional World Ex U.S. Core Equity 2 ETF25434V880ETF33,627$1.06M0.4%+33,627New–
Dimensional ETF Trust25434V740EMERGING MKTS VA29,963$955.5K0.4%+29,963New–
Vanguard Morningstar Value ETF922908744ETF4,509$840.9K0.3%+4,509New–
Schwab U.S. Broad Market ETF808524102ETF30,144$775.0K0.3%+4,924+19.5%Added–
SPYSPDR S&P 500 ETF TrustETF1,163$774.8K0.3%−9,232−88.8%ReducedHistory
Dimensional ETF Trust25434V658GLOBAL REAL EST28,078$766.8K0.3%+28,078New–
Schwab U.S. Large-Cap ETF808524201ETF28,299$745.4K0.3%+28,299New–
AJGArthur J. Gallagher & Co.COM2,320$718.6K0.3%+2,320NewHistory
iShares Russell Mid-Cap Growth ETF464287481ETF5,017$714.5K0.3%+5,017New–
NVDANVIDIA CorpStock3,653$681.6K0.3%−12,303−77.1%ReducedHistory
MSFTMicrosoft CorpStock1,276$661.0K0.3%−35,042−96.5%ReducedHistory
iShares S&P 500 Value ETF464287408ETF3,114$643.1K0.2%+3,114New–
Dimensional ETF Trust25434V203INTL CORE EQT MK17,547$637.8K0.2%−103,874−85.5%Reduced–
UNHUnitedHealth Group IncStock1,830$631.7K0.2%+76+4.3%AddedHistory
American Centy ETF Tr025072877US SML CP VALU6,173$614.4K0.2%+6,173New–
State Street SPDR Portfolio Developed World Ex-US ETF78463X889ETF13,403$573.5K0.2%+13,403New–
SPDR Index Shs FDS78463X509ST PORT MARK ETF12,166$569.5K0.2%+12,166New–
Dimensional ETF Trust25434V690INTERNATIONAL13,801$565.1K0.2%+13,801New–
JPMJPMorgan Chase & CoStock1,778$560.8K0.2%−1,132−38.9%ReducedHistory
JNJJohnson & JohnsonStock2,983$553.2K0.2%−1,195−28.6%ReducedHistory
Dimensional ETF Trust25434V666US LARG VALU ETF14,926$491.1K0.2%+14,926New–
MRKMerck & Co., Inc.Stock5,739$481.7K0.2%+5,739NewHistory
PGProcter & Gamble CoStock3,083$473.7K0.2%+3,083NewHistory
iShares Core U.S. Aggregate Bond ETF464287226ETF4,222$423.3K0.2%+4,222New–
Vanguard Information Technology ETF92204A702ETF557$415.9K0.2%−204−26.8%Reduced–
Vanguard Morningstar Growth ETF922908736ETF845$405.3K0.2%+170+25.2%Added–
AMZNAmazon Com IncStock1,556$341.7K0.1%−1,795−53.6%ReducedHistory
Dimensional ETF Trust25434V625US COR EQU 1 ETF4,472$321.7K0.1%+4,472New–
Vanguard Morningstar Mid-Cap ETF922908629ETF1,090$320.2K0.1%−12,845−92.2%Reduced–
Vanguard Morningstar Small-Cap ETF922908751ETF1,245$316.5K0.1%−1,652−57.0%Reduced–
XOMExxonMobil Holdings CorpCOM2,749$309.9K0.1%+290+11.8%AddedHistory
Dimensional Emerging Core Equity Market ETF25434V302ETF9,031$284.7K0.1%+9,031New–
CEGConstellation Energy CorpStock847$278.7K0.1%+847NewHistory
Vanguard Intermediate-Term Bond ETF921937819ETF3,568$278.6K0.1%+3,568New–
Vanguard Morningstar Small-Cap Value ETF922908611ETF1,312$273.8K0.1%−231−15.0%Reduced–
Invesco Actively Managed Exc46090A887ULTRA SHRT DUR5,377$270.1K0.1%+5,377New–
Vanguard Morningstar Mid-Cap Value ETF922908512ETF1,524$266.1K0.1%+1,524New–
Dimensional ETF Trust25434V682EMER MARK SU ETF6,350$260.9K0.1%+6,350New–
CSCOCisco Systems, Inc.Stock3,804$260.3K0.1%+3,804NewHistory
METAMeta Platforms, Inc.Stock349$256.5K0.1%−1,719−83.1%ReducedHistory
Vanguard Total Bond Market ETF921937835ETF3,435$255.5K0.1%−5,613−62.0%Reduced–
AVGOBroadcom Inc.Stock761$251.1K0.1%−273−26.4%ReducedHistory
BXBlackstone Inc.COM1,452$248.1K0.1%+1,452NewHistory
iShares Russell Mid-Cap Value ETF464287473ETF1,743$243.4K0.1%+1,743New–
GOOGLAlphabet Inc.Stock985$239.6K0.1%−329−25.0%ReducedHistory
iShares S&P Small-Cap 600 Value ETF464287879ETF2,164$239.3K0.1%+2,164New–
ITWIllinois Tool Works IncStock898$234.2K0.1%+898NewHistory
iShares Tr464288414NATIONAL MUN ETF2,113$225.0K0.1%+2,113New–
AWIArmstrong World Industries IncCOM1,134$222.3K0.1%+1,134NewHistory
SPDR Series Trust78464A201ST STR SP600GRWO2,311$217.9K0.1%+2,311New–
Vanguard Total International Bond ETF92203J407ETF4,215$208.5K0.1%+4,215New–
iShares Tr464288158SHRT NAT MUN ETF1,949$208.1K0.1%+1,949New–
IAUiShares Gold TrustETF2,812$204.6K0.1%+2,812NewHistory
TMCTMC the metals Co Inc.COM20,000$127.4K<0.1%+20,000NewHistory

Sold out since Q2 2025 (65)

Positions held at the end of Q2 2025 that are gone from this filing.

Positions of My Personal CFO, LLC sold out since Q2 2025
SecurityClassShares in Q2 2025Value in Q2 2025% of portfolio in Q2 2025History
American Centy ETF Tr025072885US EQT ETF138,935$14.0M6.4%–
OKTAOkta, Inc.CL A110,367$11.0M5.0%History
Invesco QQQ Trust Series I46090E103ETF15,469$8.53M3.9%–
Dimensional ETF Trust25434V104US CORE EQT MKT159,831$6.77M3.1%–
Vanguard S&P 500 ETF922908363ETF8,615$4.89M2.2%–
Innovator ETFs Trust45782C888US EQT BUFR APR91,870$4.15M1.9%–
BRK.BBerkshire Hathaway IncStock8,209$3.99M1.8%History
Innovator ETFs Trust45782C433US EQTY BUFR FEB76,315$3.41M1.5%–
Innovator ETFs Trust45782C557US EQTY BUF DEC74,373$3.36M1.5%–
Vanguard World FD921910733ESG US STK ETF27,557$3.02M1.4%–
iShares Select Dividend ETF464287168ETF21,874$2.91M1.3%–
Innovator ETFs Trust45782C789US EQTY BUFR JUL60,420$2.85M1.3%–
Vanguard Energy ETF92204A306ETF23,078$2.75M1.2%–
Innovator ETFs Trust45782C581US EQTY BUF NOV64,510$2.66M1.2%–
iShares Tr46434V456MSCI INTL QUALTY59,711$2.58M1.2%–
STGWStagwell IncCOM CL A555,029$2.50M1.1%History
Innovator ETFs Trust45782C391US EQTY BUFR MAR49,490$2.43M1.1%–
T Rowe Price Exchange-Traded87283Q883FLOATING RATE46,917$2.41M1.1%–
Innovator ETFs Trust45782C409US EQTY BUFR JAN46,463$2.33M1.1%–
Vanguard High Dividend Yield Index ETF921946406ETF17,165$2.29M1.0%–
State Street SPDR Portfolio S&P 500 ETF78464A854ETF30,999$2.25M1.0%–
Innovator ETFs Trust45782C466GRWT100 PWR BF39,000$1.98M0.9%–
Innovator ETFs Trust45782C524INTRNL DEV JAN56,630$1.94M0.9%–
iShares Tr464287150CORE S&P TTL STK12,287$1.66M0.8%–
Schwab US Dividend Equity ETF808524797ETF60,158$1.59M0.7%–
iShares Tr464287762US HLTHCARE ETF24,750$1.40M0.6%–
AMATApplied Materials IncStock7,028$1.29M0.6%History
Innovator U.S. Equity Buffer ETF - October45782C771ETF25,935$1.18M0.5%–
Innovator ETFs Trust45782C664US EQTY BUF SEP22,180$1.00M0.5%–
WWayfair Inc.CL A19,302$987.1K0.4%History
AMDAdvanced Micro Devices IncStock6,819$967.6K0.4%History
Innovator ETFs Trust45782C755US EQTY BUFR JUN20,580$900.6K0.4%–
Innovator ETFs Trust45782C516EMRGNG MKT JAN26,990$864.7K0.4%–
HDHome Depot, Inc.Stock1,967$721.2K0.3%History
iShares Tr464287556ISHARES BIOTECH5,140$650.3K0.3%–
Schwab International Equity ETF808524805ETF29,330$648.2K0.3%–
State Street Technology Select Sector SPDR ETF81369Y803ETF2,467$624.7K0.3%–
Innovator ETFs Trust45782C326US EQTY BUFR MAY13,550$571.8K0.3%–
iShares Russell Midcap ETF464287499ETF5,718$525.9K0.2%–
Innovator ETFs Trust45782C508US EQTY PWR BUF10,205$449.5K0.2%–
State Street Health Care Select Sector SPDR ETF81369Y209ETF3,326$448.4K0.2%–
DISWalt Disney CoStock3,602$446.6K0.2%History
iShares Core S&P Mid-Cap ETF464287507ETF7,140$442.8K0.2%–
AAgilent Technologies, Inc.COM3,500$413.0K0.2%History
Innovator ETFs Trust45782C342US SML CP PWR ET12,731$412.3K0.2%–
Vanguard Scottsdale FDS92206C680VNG RUS1000GRW3,659$399.6K0.2%–
Vanguard Morningstar Large-Cap ETF922908637ETF1,391$396.7K0.2%–
SPDR Series Trust78464A763ST STR SP DIV2,800$380.0K0.2%–
GOOGAlphabet Inc.Stock1,969$349.3K0.2%History
iShares Core MSCI Emerging Markets ETF46434G103ETF5,682$341.1K0.2%–
Vanguard Dividend Appreciation ETF921908844ETF1,606$328.7K0.1%–
BACBank of America CorpStock6,638$314.1K0.1%History
Vanguard Scottsdale FDS92206C102SHORT TERM TREAS5,236$307.8K0.1%–
State Street Consumer Staples Select Sector SPDR ETF81369Y308ETF3,506$283.8K0.1%–
iShares Tr464288885EAFE GRWTH ETF2,447$274.1K0.1%–
Vanguard S&P 500 Growth ETF921932505ETF672$266.5K0.1%–
iShares Tr4642886613 7 YR TREAS BD2,096$249.6K0.1%–
State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847ETF4,228$229.9K0.1%–
State Street Energy Select Sector SPDR ETF81369Y506ETF2,695$228.6K0.1%–
CRMSalesforce, Inc.Stock827$225.5K0.1%History
Vanguard Star FDS921909768VG TL INTL STK F3,204$221.4K0.1%–
NFLXNetflix IncStock164$219.6K0.1%History
GSGoldman Sachs Group IncStock305$215.9K0.1%History
SPDR Series Trust78468R200ST STR RATE ETF7,000$215.8K0.1%–
ORCOrchid Island Capital, Inc.COM NEW10,000$70.1K<0.1%History