Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q2 2025
Holdings as of Jun 30, 2025, filed Jul 29, 2025. Long positions only; changes compare share counts with Q1 2025.
- Positions
- 97
- +2 vs. Q1 2025
- Portfolio value
- $1.29B
- +$66.7M (+5.5%) vs. Q1 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 243,696 | $138.4M | 10.7% | +1110.0% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,206,774 | $115.5M | 9.0% | −1,175−0.1% | Reduced | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 1,457,901 | $90.4M | 7.0% | −6510.0% | Reduced | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,188,284 | $87.5M | 6.8% | +35,123+3.0% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 1,259,230 | $61.7M | 4.8% | −213,816−14.5% | Reduced | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 701,235 | $55.7M | 4.3% | −2,760−0.4% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 689,269 | $54.8M | 4.3% | +8,149+1.2% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 1,850,449 | $49.4M | 3.8% | −31,876−1.7% | Reduced | – |
| iShares Tr464288588 | MBS ETF | 490,415 | $46.0M | 3.6% | +8,816+1.8% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 70,703 | $43.7M | 3.4% | −2,794−3.8% | Reduced | History |
| iShares Tr464288414 | NATIONAL MUN ETF | 344,020 | $35.9M | 2.8% | +48,721+16.5% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 820,893 | $29.4M | 2.3% | +14,216+1.8% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 477,429 | $25.2M | 2.0% | −5,670−1.2% | Reduced | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 739,772 | $23.0M | 1.8% | −1,805−0.2% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 110,658 | $21.6M | 1.7% | −5,632−4.8% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 215,551 | $21.4M | 1.7% | −1,552−0.7% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 178,244 | $19.5M | 1.5% | −8,419−4.5% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 688,642 | $19.3M | 1.5% | +141,958+26.0% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 242,492 | $19.1M | 1.5% | −2,852−1.2% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 737,537 | $18.0M | 1.4% | +150,874+25.7% | Added | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 487,693 | $17.3M | 1.3% | −10,863−2.2% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 235,100 | $15.0M | 1.2% | +8,674+3.8% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 90,638 | $14.9M | 1.2% | +18,853+26.3% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 120,569 | $14.9M | 1.2% | −671−0.6% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 23,968 | $14.9M | 1.2% | +261+1.1% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 134,843 | $14.8M | 1.2% | −1,543−1.1% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 82,234 | $14.5M | 1.1% | +25,769+45.6% | Added | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 75,450 | $14.2M | 1.1% | +42+0.1% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 73,896 | $13.5M | 1.0% | +9,561+14.9% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 147,502 | $11.8M | 0.9% | −14,413−8.9% | Reduced | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 158,213 | $11.7M | 0.9% | +14,512+10.1% | Added | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 119,380 | $11.4M | 0.9% | +985+0.8% | Added | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 19,107 | $10.8M | 0.8% | −40.0% | Reduced | History |
| iShares Core S&P US Value ETF464287663 | ETF | 113,419 | $10.7M | 0.8% | +2,097+1.9% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 416,181 | $10.5M | 0.8% | +84,016+25.3% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 92,888 | $8.46M | 0.7% | +19,053+25.8% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 141,608 | $7.64M | 0.6% | +355+0.3% | Added | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 69,792 | $7.18M | 0.6% | +4,363+6.7% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 65,765 | $6.99M | 0.5% | +17,856+37.3% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 220,968 | $6.56M | 0.5% | +5,626+2.6% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 130,688 | $5.53M | 0.4% | −2,003−1.5% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 86,981 | $5.22M | 0.4% | −389−0.4% | Reduced | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 24,673 | $4.81M | 0.4% | +438+1.8% | Added | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 13,245 | $4.65M | 0.4% | 00.0% | Unchanged | – |
| PIMCO ETF Tr72201R205 | 1-5 US TIP IDX | 85,614 | $4.61M | 0.4% | −1,018−1.2% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 90,552 | $4.41M | 0.3% | −468−0.5% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 43,914 | $4.37M | 0.3% | −276−0.6% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 85,938 | $4.32M | 0.3% | −12,175−12.4% | Reduced | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 80,047 | $3.96M | 0.3% | −270.0% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 4,461 | $2.17M | 0.2% | +51+1.2% | Added | History |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 40,876 | $1.89M | 0.1% | +3,837+10.4% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 31,625 | $1.80M | 0.1% | +29+0.1% | Added | – |
| NVDANVIDIA Corp | Stock | 10,670 | $1.69M | 0.1% | −103−1.0% | Reduced | History |
| MSFTMicrosoft Corp | Stock | 3,165 | $1.57M | 0.1% | +138+4.6% | Added | History |
| Vanguard Real Estate ETF922908553 | ETF | 16,857 | $1.50M | 0.1% | −874−4.9% | Reduced | – |
| AAPLApple Inc. | Stock | 6,652 | $1.36M | 0.1% | +95+1.4% | Added | History |
| Schwab Fundamental International Equity ETF808524755 | ETF | 33,753 | $1.35M | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 28,558 | $1.22M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 4,004 | $1.12M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 3,535 | $1.07M | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 3,614 | $1.03M | 0.1% | +23+0.6% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 3,647 | $787.0K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 3,760 | $769.6K | 0.1% | 00.0% | Unchanged | – |
| AMZNAmazon Com Inc | Stock | 3,361 | $737.4K | 0.1% | −16−0.5% | Reduced | History |
| BRK.ABerkshire Hathaway Inc | CL A | 1 | $728.8K | 0.1% | 00.0% | Unchanged | History |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,658 | $710.5K | 0.1% | −27−0.7% | Reduced | – |
| WisdomTree Tr97717W307 | US LARGECAP DIVD | 7,456 | $612.4K | <0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 2,537 | $601.3K | <0.1% | 00.0% | Unchanged | – |
| METAMeta Platforms, Inc. | Stock | 790 | $583.1K | <0.1% | −26−3.2% | Reduced | History |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 19,334 | $564.8K | <0.1% | −8,802−31.3% | Reduced | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 9,264 | $503.8K | <0.1% | −1,073−10.4% | Reduced | – |
| GOOGLAlphabet Inc. | Stock | 2,608 | $459.6K | <0.1% | +45+1.8% | Added | History |
| JPMJPMorgan Chase & Co | Stock | 1,543 | $447.3K | <0.1% | +15+1.0% | Added | History |
| iShares Tr464287630 | RUS 2000 VAL ETF | 2,687 | $423.9K | <0.1% | +3+0.1% | Added | – |
| Vanguard Total World Stock ETF922042742 | ETF | 3,166 | $406.9K | <0.1% | −149−4.5% | Reduced | – |
| American Centy ETF Tr025072885 | US EQT ETF | 3,804 | $383.5K | <0.1% | +3,804 | New | – |
| GOOGAlphabet Inc. | Stock | 2,162 | $383.5K | <0.1% | +31+1.5% | Added | History |
| iShares Russell Midcap ETF464287499 | ETF | 4,068 | $374.2K | <0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 11,818 | $347.8K | <0.1% | +11,818 | New | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 4,127 | $342.3K | <0.1% | +43+1.1% | Added | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 4,174 | $330.9K | <0.1% | 00.0% | Unchanged | – |
| Schwab International Equity ETF808524805 | ETF | 14,938 | $330.1K | <0.1% | 00.0% | Unchanged | – |
| AVGOBroadcom Inc. | Stock | 1,165 | $321.1K | <0.1% | −54−4.4% | Reduced | History |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,015 | $316.1K | <0.1% | 00.0% | Unchanged | – |
| iShares MSCI Eafe ETF464287465 | ETF | 3,338 | $298.4K | <0.1% | 00.0% | Unchanged | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 539 | $297.3K | <0.1% | 00.0% | Unchanged | – |
| iShares Tr464287127 | MORNINGSTR US EQ | 3,356 | $287.9K | <0.1% | 00.0% | Unchanged | – |
| VVisa Inc. | Stock | 754 | $267.7K | <0.1% | +24+3.3% | Added | History |
| LLYEli Lilly & Co | Stock | 322 | $251.0K | <0.1% | +14+4.5% | Added | History |
| SPDR Series Trust78468R770 | ST STR R1K YLD | 2,295 | $248.5K | <0.1% | −1,047−31.3% | Reduced | – |
| WMTWalmart Inc. | Stock | 2,476 | $242.1K | <0.1% | −28−1.1% | Reduced | History |
| iShares Tr464288877 | EAFE VALUE ETF | 3,654 | $232.0K | <0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 8,275 | $229.0K | <0.1% | 00.0% | Unchanged | – |
| MAMastercard Inc | Stock | 404 | $227.0K | <0.1% | +7+1.8% | Added | History |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 8,611 | $220.5K | <0.1% | −1,267−12.8% | Reduced | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,007 | $213.6K | <0.1% | 00.0% | Unchanged | – |
| IBMInternational Business Machines Corp | Stock | 714 | $210.5K | <0.1% | +714 | New | History |
Sold out since Q1 2025 (1)
Positions held at the end of Q1 2025 that are gone from this filing.