Lutz Financial Services LLC
- SEC CIK
- 0001737112
- Latest filing
- Aug 5, 2026
Holdings in Q4 2021
Holdings as of Dec 31, 2021, filed Jan 19, 2022. Long positions only; changes compare share counts with Q3 2021.
- Positions
- 64
- +1 vs. Q3 2021
- Portfolio value
- $814.2M
- +$44.5M (+5.8%) vs. Q3 2021
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard S&P 500 ETF922908363 | ETF | 191,987 | $83.8M | 10.3% | +5,622+3.0% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 1,905,823 | $80.0M | 9.8% | +53,535+2.9% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 757,666 | $64.2M | 7.9% | +18,966+2.6% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 226,268 | $64.1M | 7.9% | +1,406+0.6% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 796,633 | $50.1M | 6.2% | +35,052+4.6% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 84,861 | $40.3M | 5.0% | −1,789−2.1% | Reduced | History |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 460,785 | $37.4M | 4.6% | +61,973+15.5% | Added | – |
| State Street SPDR S&P 400 Mid Cap Value ETF78464A839 | ETF | 442,024 | $31.4M | 3.9% | −6,256−1.4% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 236,067 | $25.3M | 3.1% | +25,514+12.1% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 396,229 | $21.3M | 2.6% | +3,634+0.9% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 135,810 | $21.3M | 2.6% | −3,126−2.2% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 230,785 | $18.7M | 2.3% | +4,451+2.0% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 151,215 | $17.3M | 2.1% | +661+0.4% | Added | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 269,387 | $16.4M | 2.0% | +11,521+4.5% | Added | – |
| Vanguard Real Estate ETF922908553 | ETF | 134,476 | $15.6M | 1.9% | −16,322−10.8% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 100,095 | $15.2M | 1.9% | −923−0.9% | Reduced | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 133,473 | $14.8M | 1.8% | −451−0.3% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 165,509 | $14.0M | 1.7% | −679−0.4% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 27,508 | $13.1M | 1.6% | −125−0.5% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 215,828 | $12.9M | 1.6% | −9,668−4.3% | Reduced | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 156,100 | $12.6M | 1.5% | −20,217−11.5% | Reduced | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 74,056 | $12.5M | 1.5% | +320.0% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 98,194 | $11.4M | 1.4% | +3,891+4.1% | Added | – |
| iShares Core S&P US Value ETF464287663 | ETF | 145,115 | $11.1M | 1.4% | +942+0.7% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 213,826 | $11.0M | 1.3% | +26,386+14.1% | Added | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 20,237 | $10.5M | 1.3% | −70−0.3% | Reduced | History |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 63,526 | $9.55M | 1.2% | −1,324−2.0% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 73,731 | $7.55M | 0.9% | −7,095−8.8% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 139,875 | $6.65M | 0.8% | −841−0.6% | Reduced | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 32,587 | $5.83M | 0.7% | −6,591−16.8% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 50,851 | $5.80M | 0.7% | +2,401+5.0% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 94,385 | $5.65M | 0.7% | −9,661−9.3% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 48,028 | $5.02M | 0.6% | +126+0.3% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 33,346 | $4.85M | 0.6% | +7,915+31.1% | Added | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 15,832 | $4.39M | 0.5% | 00.0% | Unchanged | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 78,606 | $3.89M | 0.5% | −9,794−11.1% | Reduced | – |
| iShares Tips Bond ETF464287176 | ETF | 29,001 | $3.75M | 0.5% | −45−0.2% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 26,896 | $3.06M | 0.4% | −70.0% | Reduced | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 55,496 | $3.06M | 0.4% | +673+1.2% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 33,227 | $1.75M | 0.2% | −4,838−12.7% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 18,739 | $1.74M | 0.2% | −40.0% | Reduced | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 52,476 | $1.55M | 0.2% | −1,231−2.3% | Reduced | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 24,313 | $1.44M | 0.2% | +22+0.1% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 39,394 | $1.28M | 0.2% | −3,827−8.9% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 4,365 | $1.05M | 0.1% | 00.0% | Unchanged | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 19,087 | $1.03M | 0.1% | −272−1.4% | Reduced | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 30,145 | $989.0K | 0.1% | −409−1.3% | Reduced | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 4,542 | $754.0K | 0.1% | 00.0% | Unchanged | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 2,936 | $748.0K | 0.1% | −511−14.8% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 2,319 | $693.0K | 0.1% | 00.0% | Unchanged | History |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 13,326 | $680.0K | 0.1% | −258−1.9% | Reduced | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 12,685 | $645.0K | 0.1% | −112−0.9% | Reduced | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,825 | $642.0K | 0.1% | 00.0% | Unchanged | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 3,751 | $614.0K | 0.1% | +10.0% | Added | – |
| Vanguard Total World Stock ETF922042742 | ETF | 5,321 | $572.0K | 0.1% | −230−4.1% | Reduced | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 3,138 | $462.0K | 0.1% | +2+0.1% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 2,807 | $372.0K | <0.1% | +11+0.4% | Added | – |
| iShares Russell Midcap ETF464287499 | ETF | 4,256 | $353.0K | <0.1% | +23+0.5% | Added | – |
| SPDR Index Shs FDS78463X426 | MSCI EMRG MKTS | 5,183 | $350.0K | <0.1% | +75+1.5% | Added | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 8,206 | $243.0K | <0.1% | +285+3.6% | Added | – |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 1,064 | $235.0K | <0.1% | 00.0% | Unchanged | – |
| iShares Tr464287127 | MORNINGSTR US EQ | 3,336 | $222.0K | <0.1% | +12+0.4% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 2,759 | $202.0K | <0.1% | +2,759 | New | – |
| UNPUnion Pacific Corp | Stock | 802 | $202.0K | <0.1% | +802 | New | History |
Sold out since Q3 2021 (1)
Positions held at the end of Q3 2021 that are gone from this filing.
| Security | Class | Shares in Q3 2021 | Value in Q3 2021 | % of portfolio in Q3 2021 | History |
|---|---|---|---|---|---|
| iShares Tr46434VBK5 | IBONDS DEC21 ETF | 188,189 | $4.65M | 0.6% | – |