Gradient Capital Advisors, LLC
- SEC CIK
- 0001727917
- Latest filing
- Jul 13, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Feb 6, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 174
- +7 vs. Q3 2025
- Portfolio value
- $388.0M
- +$14.9M (+4.0%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| URGUr-Energy Inc | COM | 10,000 | $13.9K | <0.1% | 00.0% | Unchanged | History |
| HYFTMindWalk Holdings Corp. | COM | 26,551 | $48.3K | <0.1% | −257−1.0% | Reduced | History |
| Invesco Exch TRD SLF Idx FD46138J445 | INVSC 30 MUNI BD | 9,381 | $206.6K | 0.1% | 00.0% | Unchanged | – |
| MARMarriott International Inc | Stock | 678 | $210.3K | 0.1% | +678 | New | History |
| AMATApplied Materials Inc | Stock | 832 | $213.8K | 0.1% | +832 | New | History |
| State Street SPDR S&P Regional Banking ETF78464A698 | ETF | 3,322 | $215.3K | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 4,621 | $216.3K | 0.1% | +4,621 | New | – |
| First Tr Exchng Traded FD VI33740F755 | FT LADD BUFF ETF | 6,382 | $218.6K | 0.1% | +6,382 | New | – |
| DIASPDR Dow Jones Industrial Average ETF Trust | UT SER 1 | 463 | $222.5K | 0.1% | 00.0% | Unchanged | History |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,141 | $223.1K | 0.1% | 00.0% | Unchanged | – |
| OFIXOrthofix Medical Inc. | COM | 15,002 | $227.4K | 0.1% | −4,998−25.0% | Reduced | History |
| iShares Tips Bond ETF464287176 | ETF | 2,070 | $227.5K | 0.1% | 00.0% | Unchanged | – |
| TJXTJX Companies Inc | Stock | 1,497 | $230.0K | 0.1% | +13+0.9% | Added | History |
| RTXRTX Corp | Stock | 1,256 | $230.3K | 0.1% | +3+0.2% | Added | History |
| ADBEAdobe Inc. | Stock | 659 | $230.6K | 0.1% | −23−3.4% | Reduced | History |
| YUMYum Brands Inc | Stock | 1,527 | $231.0K | 0.1% | −2−0.1% | Reduced | History |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,909 | $233.5K | 0.1% | 00.0% | Unchanged | – |
| iShares Tr464288869 | MICRO-CAP ETF | 1,510 | $238.1K | 0.1% | 00.0% | Unchanged | – |
| ISRGIntuitive Surgical Inc | COM NEW | 425 | $240.7K | 0.1% | +425 | New | History |
| iShares Ibonds Dec 2028 Term Corporate ETF46435U515 | ETF | 9,532 | $242.6K | 0.1% | 00.0% | Unchanged | – |
| iShares Select U.S. REIT ETF464287564 | ETF | 4,120 | $245.8K | 0.1% | 00.0% | Unchanged | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 5,695 | $254.6K | 0.1% | −475−7.7% | ReducedConverted for a 2-for-1 split | – |
| PGProcter & Gamble Co | Stock | 1,781 | $255.2K | 0.1% | −71−3.8% | Reduced | History |
| PANWPalo Alto Networks Inc | Stock | 1,387 | $255.5K | 0.1% | 00.0% | Unchanged | History |
| LLYEli Lilly & Co | Stock | 238 | $255.8K | 0.1% | +238 | New | History |
| PFEPfizer Inc | Stock | 10,334 | $257.3K | 0.1% | −2,470−19.3% | Reduced | History |
| AXPAmerican Express Co | Stock | 696 | $257.3K | 0.1% | +1+0.1% | Added | History |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 6,096 | $260.2K | 0.1% | 00.0% | UnchangedConverted for a 2-for-1 split | – |
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 2,894 | $260.5K | 0.1% | −139−4.6% | Reduced | – |
| SPDR Series Trust78468R408 | ST TERM HIGH ETF | 10,354 | $262.2K | 0.1% | −1,211−10.5% | Reduced | – |
| CFGCitizens Financial Group Inc | COM | 4,575 | $267.2K | 0.1% | +4,575 | New | History |
| Dimensional ETF Trust25434V567 | GLOBAL CR ETF | 4,961 | $269.1K | 0.1% | +4,961 | New | – |
| Dimensional ETF Trust25434V633 | CALIF MUN BD ETF | 5,386 | $269.7K | 0.1% | 00.0% | Unchanged | – |
| American Centy ETF Tr025072349 | US LARGE CAP VLU | 3,653 | $276.8K | 0.1% | 00.0% | Unchanged | – |
| FDXFedEx Corp | Stock | 965 | $278.8K | 0.1% | 00.0% | Unchanged | History |
| REGNRegeneron Pharmaceuticals, Inc. | COM | 384 | $296.4K | 0.1% | −1−0.3% | Reduced | History |
| iShares Ibonds Dec 2026 Term Corporate ETF46435GAA0 | ETF | 12,312 | $298.3K | 0.1% | −543−4.2% | Reduced | – |
| PLTRPalantir Technologies Inc. | Stock | 1,693 | $300.9K | 0.1% | +77+4.8% | Added | History |
| State Street Technology Select Sector SPDR ETF81369Y803 | ETF | 2,138 | $307.8K | 0.1% | −142−6.2% | ReducedConverted for a 2-for-1 split | – |
| WMTWalmart Inc. | Stock | 2,803 | $312.3K | 0.1% | −3−0.1% | Reduced | History |
| iShares Ibonds Dec 2027 Term Corporate ETF46435UAA9 | ETF | 13,020 | $316.1K | 0.1% | −77−0.6% | Reduced | – |
| GSGoldman Sachs Group Inc | Stock | 361 | $317.0K | 0.1% | +31+9.4% | Added | History |
| GHYPGIM Global High Yield Fund, Inc. | COM | 25,764 | $317.9K | 0.1% | 00.0% | Unchanged | History |
| ABBVAbbVie Inc. | Stock | 1,408 | $321.8K | 0.1% | +1+0.1% | Added | History |
| ACNAccenture plc | Stock | 1,219 | $327.1K | 0.1% | −5−0.4% | Reduced | History |
| SBUXStarbucks Corp | Stock | 3,958 | $333.3K | 0.1% | +758+23.7% | Added | History |
| DISWalt Disney Co | Stock | 2,964 | $337.2K | 0.1% | −76−2.5% | Reduced | History |
| CRMSalesforce, Inc. | Stock | 1,279 | $338.7K | 0.1% | +4+0.3% | Added | History |
| INTCIntel Corp | Stock | 9,281 | $342.5K | 0.1% | −203−2.1% | Reduced | History |
| iShares Tr464287721 | U.S. TECH ETF | 1,760 | $351.4K | 0.1% | 00.0% | Unchanged | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 5,605 | $369.9K | 0.1% | 00.0% | Unchanged | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 5,102 | $378.4K | 0.1% | −82−1.6% | Reduced | – |
| BABoeing Co | Stock | 1,745 | $378.9K | 0.1% | +128+7.9% | Added | History |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 4,615 | $380.7K | 0.1% | −97−2.1% | Reduced | – |
| ORCLOracle Corp | Stock | 1,984 | $386.8K | 0.1% | +954+92.6% | Added | History |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 15,949 | $388.7K | 0.1% | +4,299+36.9% | Added | – |
| NEMNEWMONT Corp | Stock | 3,984 | $397.8K | 0.1% | +3,984 | New | History |
| WisdomTree Tr97717W109 | US TOTAL DIVIDND | 4,815 | $408.7K | 0.1% | −119−2.4% | Reduced | – |
| State Street Financial Select Sector SPDR ETF81369Y605 | ETF | 7,562 | $414.2K | 0.1% | +10.0% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J411 | BULLETSHS 31 MUN | 19,704 | $416.4K | 0.1% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2033 Term Corporate ETF46436E130 | ETF | 16,333 | $426.9K | 0.1% | +2,675+19.6% | Added | – |
| Invesco Exch Traded FD Tr II46138E354 | S&P500 LOW VOL | 6,052 | $432.2K | 0.1% | +12+0.2% | Added | – |
| XOMExxonMobil Holdings Corp | COM | 3,721 | $447.7K | 0.1% | −107−2.8% | Reduced | History |
| CEGConstellation Energy Corp | Stock | 1,322 | $467.2K | 0.1% | +58+4.6% | Added | History |
| iShares MSCI Eafe ETF464287465 | ETF | 4,885 | $469.1K | 0.1% | 00.0% | Unchanged | – |
| BLKBlackRock, Inc. | Stock | 439 | $470.0K | 0.1% | 00.0% | Unchanged | History |
| iShares Tr46438G653 | IBONDS DEC 2034 | 17,986 | $474.3K | 0.1% | +1,139+6.8% | Added | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 14,532 | $475.9K | 0.1% | −198−1.3% | Reduced | – |
| iShares Ibonds Dec 2029 Term Corporate ETF46436E205 | ETF | 21,086 | $493.5K | 0.1% | 00.0% | Unchanged | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 5,019 | $501.3K | 0.1% | −74−1.5% | Reduced | – |
| J P Morgan Exchange Traded F46641Q654 | ULTRA SHT MUNCPL | 10,277 | $523.5K | 0.1% | −490−4.6% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 2,523 | $535.1K | 0.1% | −67−2.6% | Reduced | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 10,875 | $542.0K | 0.1% | −1,341−11.0% | Reduced | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 4,940 | $544.3K | 0.1% | −7−0.1% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 20,703 | $548.4K | 0.1% | −115−0.6% | Reduced | – |
| WFCWells Fargo & Company | Stock | 6,016 | $560.7K | 0.1% | +1,245+26.1% | Added | History |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,545 | $585.5K | 0.2% | +203+3.2% | Added | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 19,425 | $586.6K | 0.2% | −498−2.5% | Reduced | – |
| IBMInternational Business Machines Corp | Stock | 2,015 | $596.7K | 0.2% | +11+0.5% | Added | History |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 15,771 | $601.0K | 0.2% | 00.0% | Unchanged | – |
| NFLXNetflix Inc | Stock | 6,580 | $616.9K | 0.2% | −120−1.8% | ReducedConverted for a 10-for-1 split | History |
| CATCaterpillar Inc | Stock | 1,120 | $641.5K | 0.2% | −5−0.4% | Reduced | History |
| SPYSPDR S&P 500 ETF Trust | ETF | 949 | $647.5K | 0.2% | −15−1.6% | Reduced | History |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,352 | $659.7K | 0.2% | 00.0% | Unchanged | – |
| iShares Ibonds Dec 2030 Term Corporate ETF46436E726 | ETF | 29,999 | $662.1K | 0.2% | +564+1.9% | Added | – |
| BXBlackstone Inc. | COM | 4,390 | $676.7K | 0.2% | 00.0% | Unchanged | History |
| Schwab US Aggregate Bond ETF808524839 | ETF | 30,184 | $705.4K | 0.2% | −950−3.1% | Reduced | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 13,480 | $724.7K | 0.2% | −1,814−11.9% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,328 | $760.6K | 0.2% | +10.0% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 5,377 | $771.8K | 0.2% | +5+0.1% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 22,962 | $791.3K | 0.2% | 00.0% | Unchanged | – |
| Vanguard Health Care ETF92204A504 | ETF | 2,756 | $793.2K | 0.2% | +68+2.5% | Added | – |
| COSTCostco Wholesale Corp | Stock | 939 | $810.1K | 0.2% | +5+0.5% | Added | History |
| HDHome Depot, Inc. | Stock | 2,362 | $812.9K | 0.2% | −21−0.9% | Reduced | History |
| LMTLockheed Martin Corp | Stock | 1,726 | $834.6K | 0.2% | −95−5.2% | Reduced | History |
| Vanguard Short-Term Bond ETF921937827 | ETF | 10,666 | $840.6K | 0.2% | +1,411+15.2% | Added | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 11,053 | $858.6K | 0.2% | +30.0% | Added | – |
| iShares Ibonds Dec 2031 Term Corporate ETF46436E486 | ETF | 40,801 | $862.9K | 0.2% | +1,413+3.6% | Added | – |
| iShares Ibonds Dec 2032 Term Corporate ETF46436E312 | ETF | 33,824 | $863.5K | 0.2% | +1,187+3.6% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 41,777 | $872.7K | 0.2% | −238−0.6% | Reduced | – |
Sold out since Q3 2025 (3)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| iShares Inc464286343 | US PWR INFRA ETF | 13,065 | $327.7K | 0.1% | – |
| SOSouthern Co | Stock | 2,180 | $206.6K | 0.1% | History |
| AMCAMC Entertainment Holdings, Inc. | CL A NEW | 10,004 | $29.0K | <0.1% | History |