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Betterment LLC

SEC CIK
0001633901
Latest filing
Aug 14, 2026

Holdings in Q2 2026

Holdings as of Jun 30, 2026, filed Aug 14, 2026. Long positions only; changes compare share counts with Q1 2026.

Institution overview
Positions
675
+60 vs. Q1 2026
Portfolio value
$59.1B
+$6.33B (+12.0%) vs. Q1 2026
Filed
Aug 14, 2026
SEC
Holdings of Betterment LLC in Q2 2026
SecurityClassSharesValue% of portfolioShare changeActionHistory
Vanguard Ftse Developed Markets ETF921943858ETF138,727,174$9.88B16.7%+796,375+0.6%Added–
Vanguard Morningstar Total Stock Market ETF922908769ETF23,945,511$8.86B15.0%−581,196−2.4%Reduced–
State Street SPDR Portfolio S&P 500 ETF78464A854ETF97,881,145$8.60B14.5%+6,254,289+6.8%Added–
Vanguard Ftse Emerging Markets ETF922042858ETF53,881,853$3.22B5.4%+510,126+1.0%Added–
iShares Tr464288414NATIONAL MUN ETF21,039,515$2.26B3.8%+1,455,783+7.4%Added–
iShares Tr464287150CORE S&P TTL STK10,338,360$1.70B2.9%−279,569−2.6%Reduced–
iShares Core U.S. Aggregate Bond ETF464287226ETF15,621,139$1.55B2.6%−8,284,237−34.7%Reduced–
J P Morgan Exchange Traded F46641Q670CORE PLUS BD ETF28,416,622$1.33B2.3%+22,181,970+355.8%Added–
State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847ETF18,865,773$1.27B2.2%−1,333,524−6.6%Reduced–
State Street SPDR Portfolio S&P 600 Small Cap ETF78468R853ETF19,180,838$1.11B1.9%+161,873+0.9%Added–
Vanguard Morningstar Value ETF922908744ETF4,758,077$1.04B1.8%−106,491−2.2%Reduced–
Vanguard Total International Bond ETF92203J407ETF20,301,516$983.2M1.7%+900,942+4.6%Added–
iShares Core MSCI Eafe ETF46432F842ETF8,955,018$864.9M1.5%−307,488−3.3%Reduced–
Schwab U.S. Large-Cap ETF808524201ETF28,627,429$842.5M1.4%+27,913+0.1%Added–
Goldman Sachs ETF Tr381430503ACTIVEBETA US LG5,711,643$810.4M1.4%−57,433−1.0%Reduced–
JPMorgan Ultra-Short Income ETF46641Q837ETF13,758,242$695.8M1.2%+106,203+0.8%Added–
Vanguard Morningstar Mid-Cap Value ETF922908512ETF3,506,826$692.9M1.2%−235,055−6.3%Reduced–
Vanguard Morningstar Small-Cap Value ETF922908611ETF2,812,964$683.5M1.2%−104,164−3.6%Reduced–
iShares Tr46435G425ESG AWR MSCI USA4,058,596$664.3M1.1%+16,680+0.4%Added–
Goldman Sachs ETF Tr381430529ACCES TREASURY6,260,043$627.0M1.1%+160,877+2.6%Added–
Schwab International Equity ETF808524805ETF20,561,168$569.5M1.0%−648,196−3.1%Reduced–
Vanguard Emerging Markets Government Bond ETF921946885ETF7,520,903$505.7M0.9%+1,820,689+31.9%Added–
SPDR Series Trust78468R721STATE STREET SPD11,029,685$505.2M0.9%−533,910−4.6%Reduced–
iShares Tr46429B7470-5 YR TIPS ETF4,553,816$465.2M0.8%+66,236+1.5%Added–
iShares Core MSCI Emerging Markets ETF46434G103ETF5,399,957$447.3M0.8%−253,489−4.5%Reduced–
iShares Tr464288281JPMORGAN USD EMG4,614,236$445.0M0.8%−793,490−14.7%Reduced–
Schwab U.S. Broad Market ETF808524102ETF15,292,144$442.9M0.7%−425,710−2.7%Reduced–
iShares Tr46435G516ESG AW MSCI EAFE3,972,639$408.4M0.7%+53,748+1.4%Added–
State Street SPDR Portfolio Developed World Ex-US ETF78463X889ETF8,002,796$403.3M0.7%−263,539−3.2%Reduced–
Vanguard Mun BD FDS922907746TAX EXEMPT BD7,061,952$357.2M0.6%+131,923+1.9%Added–
iShares Tr46434V464LOW CA OP MS ETF1,306,320$330.5M0.6%+4,884+0.4%Added–
Vanguard S&P 500 ETF922908363ETF385,170$264.5M0.4%+2,738+0.7%Added–
iShares Russell Mid-Cap Value ETF464287473ETF1,386,524$228.2M0.4%−92,283−6.2%Reduced–
Vanguard Morningstar Growth ETF922908736ETF1,953,898$168.3M0.3%+23,266+1.2%AddedConverted for a 6-for-1 split–
iShares Inc46434G863ESG AWR MSCI EM3,042,236$166.4M0.3%−140,294−4.4%Reduced–
Goldman Sachs ETF Tr381430107ACTIVEBETA INT3,545,671$162.0M0.3%+255,571+7.8%Added–
Dimensional U.S. Core Equity 2 ETF25434V708ETF3,524,619$156.4M0.3%+97,506+2.8%Added–
iShares Tr464287630RUS 2000 VAL ETF646,889$143.1M0.2%−25,630−3.8%Reduced–
Engine No 1 ETF Trust29287L106TRANSFRM 500 ETF1,620,553$142.9M0.2%+5,117+0.3%Added–
Schwab U.S. Large-Cap Value ETF808524409ETF3,867,616$134.6M0.2%−133,332−3.3%Reduced–
State Street SPDR Portfolio S&P 500 Value ETF78464A508ETF2,158,735$131.2M0.2%−88,619−3.9%Reduced–
iShares Tr46435G672CORE INTL AGGR2,517,551$127.4M0.2%+293,998+13.2%Added–
SPDR Series Trust78468R796ST STR SP500FF1,981,562$121.1M0.2%+10,280+0.5%Added–
SPDR Index Shs FDS78463X509ST PORT MARK ETF2,099,840$108.7M0.2%−48,893−2.3%Reduced–
iShares Core S&P 500 ETF464287200ETF144,753$108.4M0.2%−2,031−1.4%Reduced–
SPDR Ser Tr78468R648S&P KENSHO NEW1,500,675$107.3M0.2%+14,856+1.0%Added–
Goldman Sachs ETF Tr381430206ACTIVEBETA EME2,024,982$105.3M0.2%−46,855−2.3%Reduced–
J P Morgan Exchange Traded F46654Q815SUST MUNI IN ETF1,984,457$100.1M0.2%+286,873+16.9%Added–
iShares Tr46435U663ESG AWARE MSCI1,776,129$99.3M0.2%−13,137−0.7%Reduced–
Goldman Sachs ETF Tr381430305ACTIVEBETA EUR1,885,719$91.6M0.2%+52,937+2.9%Added–
iShares Esg Aware US Aggregate Bond ETF46435U549ETF1,812,365$85.9M0.1%+152,379+9.2%Added–
AB Active ETFs Inc00039J509DISRUPTORS ETF580,084$85.9M0.1%+3,358+0.6%Added–
Vanguard Total Bond Market ETF921937835ETF1,111,698$81.6M0.1%−490,145−30.6%Reduced–
SPDR Index Shs FDS78470E106ST STR MSCI EAFE1,474,589$79.8M0.1%+42,910+3.0%Added–
Vanguard World FD921910733ESG US STK ETF596,067$78.8M0.1%−8,986−1.5%Reduced–
iShares S&P 500 Value ETF464287408ETF342,003$77.7M0.1%−15,476−4.3%Reduced–
Vanguard Morningstar Mid-Cap ETF922908629ETF940,189$75.8M0.1%−91,971−8.9%ReducedConverted for a 4-for-1 split–
Invesco Nasdaq 100 ETF46138G649ETF244,300$74.0M0.1%+43,263+21.5%Added–
iShares Tr46435U440USD GRN BOND ETF1,509,423$71.7M0.1%+128,268+9.3%Added–
Goldman Sachs ETF Tr381430602ACTIVEBETA US774,716$70.7M0.1%+11,570+1.5%Added–
iShares Tr46435U853BROAD USD HIGH1,909,046$70.7M0.1%+2,934+0.2%Added–
Vanguard Malvern FDS922020805STRM INFPROIDX1,380,243$69.3M0.1%−84,797−5.8%Reduced–
Vanguard Morningstar Small-Cap ETF922908751ETF225,580$68.4M0.1%−5,248−2.3%Reduced–
iShares Tr46435G219INVT GRAD SY ETF1,488,332$67.1M0.1%−41,026−2.7%Reduced–
iShares Trust iShares 0-1 Year Treasury Bond ETF464288679ETF599,791$66.2M0.1%−52,027−8.0%Reduced–
Schwab U.S. Small-Cap ETF808524607ETF1,753,579$63.4M0.1%−86,317−4.7%Reduced–
Dimensional ETF Trust25434V799INTL CORE EQUITY1,669,988$62.2M0.1%+86,187+5.4%Added–
Goldman Sachs ETF Tr381430404ACTIVEBETA JAP1,160,306$60.7M0.1%+33,359+3.0%Added–
iShares Flexible Income Active ETF092528603ETF1,117,683$58.5M0.1%+514,004+85.1%Added–
Dimensional ETF Trust25434V872CORE FIXE IN ETF1,351,950$57.1M0.1%+95,395+7.6%Added–
iShares Tr4642874407-10 YR TRSY BD597,634$56.5M0.1%+429,636+255.7%Added–
Vanguard Short-Term Bond ETF921937827ETF663,160$51.7M0.1%+34,852+5.5%Added–
Goldman Sachs ETF Tr38149W549MUNI INCOME ETF1,004,401$51.7M0.1%+66,650+7.1%Added–
Vanguard Morningstar Large-Cap ETF922908637ETF147,169$50.6M0.1%−10,804−6.8%Reduced–
iShares Tr464288570ESG MSCI KLD ETF337,922$48.1M0.1%−11,827−3.4%Reduced–
Goldman Sachs ETF Tr38149W101ACCESS US AGRAT1,107,239$45.6M0.1%+51,331+4.9%Added–
Vanguard Malvern FDS922020755CORE-PLUS BD ETF582,358$45.2M0.1%+405,717+229.7%Added–
Goldman Sachs ETF Tr381430362ACCESS INFLATI908,825$44.4M0.1%+52,710+6.2%Added–
Invesco QQQ Trust Series I46090E103ETF59,372$43.7M0.1%−7,267−10.9%Reduced–
iShares Tr464288802ESG OPTIMIZED270,917$41.8M0.1%−8,792−3.1%Reduced–
Vanguard Dividend Appreciation ETF921908844ETF172,908$40.9M0.1%+13,853+8.7%Added–
Vanguard Star FDS921909768VG TL INTL STK F468,494$40.1M0.1%+33,059+7.6%Added–
iShares Tr46435G193ESG AWRE USD ETF1,701,109$39.4M0.1%+107,768+6.8%Added–
Dimensional ETF Trust25434V732EMERGING MKTS CO933,438$37.9M0.1%+7,970+0.9%Added–
iShares Tr46429B291A RATE CP BD ETF780,865$37.1M0.1%+403,693+107.0%Added–
IBITiShares Bitcoin Trust ETFETF1,069,608$35.6M0.1%−70,978−6.2%ReducedHistory
Dimensional ETF Trust25434V666US LARG VALU ETF843,473$33.4M0.1%+32,303+4.0%Added–
iShares Tr46436E7180-3 MTH TREASURY325,467$32.8M0.1%+121,353+59.5%Added–
Dimensional ETF Trust25434V203INTL CORE EQT MK767,154$31.6M0.1%+9,996+1.3%Added–
BlackRock ETF Trust II092528504ISHARES AAA CLO585,958$30.4M0.1%+237,508+68.2%Added–
SPDR Index Shs FDS78470E205MSCI EMR MKT ETF556,930$30.2M0.1%−28,754−4.9%Reduced–
Goldman Sachs ETF Tr381430396JUST US LRG CP275,103$29.4M<0.1%+8,760+3.3%Added–
Goldman Sachs ETF Tr381430388ACCESS EMNG MKTS672,741$28.6M<0.1%+40,014+6.3%Added–
Dimensional ETF Trust25434V625US COR EQU 1 ETF341,912$28.0M<0.1%−1,210−0.4%Reduced–
Vanguard Scottsdale FDS92206C565TOTAL WLD BD ETF408,910$28.0M<0.1%+36,992+9.9%Added–
Dimensional ETF Trust25434V104US CORE EQT MKT536,301$27.7M<0.1%−21,983−3.9%Reduced–
Dimensional U.S. Targeted Value ETF25434V609ETF380,189$26.6M<0.1%+13,489+3.7%Added–
iShares MSCI USA Quality Factor ETF46432F339ETF118,205$25.9M<0.1%+15,134+14.7%Added–
Vanguard Morningstar Mid-Cap Growth ETF922908538ETF84,642$25.9M<0.1%−5,987−6.6%Reduced–
Vanguard Intermediate-Term Bond ETF921937819ETF315,442$24.2M<0.1%+5,492+1.8%Added–

Sold out since Q1 2026 (16)

Positions held at the end of Q1 2026 that are gone from this filing.

Positions of Betterment LLC sold out since Q1 2026
SecurityClassShares in Q1 2026Value in Q1 2026% of portfolio in Q1 2026History
iShares Tr46436E619ESG ADVAN ETF23,820$1.04M<0.1%–
Tidal Trust III45259A209NAACP MINO ETF10,985$531.0K<0.1%–
Goldman Sachs ETF Tr381430453ACCESS HIG YLD7,524$335.0K<0.1%–
Innovator ETFs Trust45782C417US EQTY PWR BUF7,267$291.0K<0.1%–
WisdomTree Tr97717W125FUTRE STRAT FD7,251$288.0K<0.1%–
PIMCO Enhanced Short Maturity Active Exchange-Traded Fund72201R833ETF2,845$286.0K<0.1%–
PEPPepsiCo IncStock1,654$257.0K<0.1%History
ETF Opportunities Trust26923N108AMERICAN CONSER5,374$256.0K<0.1%–
FCXFreeport-McMoran IncStock4,200$247.0K<0.1%History
iShares Tr46436E189COPPER & METALS5,036$240.0K<0.1%–
COPConocoPhillipsStock1,764$233.0K<0.1%History
Timothy Plan887432326HIG DV STK ETF5,574$231.0K<0.1%–
Schwab Strategic Tr8085247141 5YR CORP BD9,040$224.0K<0.1%–
Vanguard Scottsdale FDS92206C714VNG RUS1000VAL2,384$223.0K<0.1%–
OUNZVanEck Merk Gold ETFGOLD SHS4,584$207.0K<0.1%History
BYNDBeyond Meat, Inc.COM10,905$8.00K<0.1%History