Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q1 2026
Holdings as of Mar 31, 2026, filed May 14, 2026. Long positions only; changes compare share counts with Q4 2025.
- Positions
- 615
- +64 vs. Q4 2025
- Portfolio value
- $52.8B
- +$304.8M (+0.6%) vs. Q4 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 312,731 | $14.7M | <0.1% | −217−0.1% | Reduced | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 375,997 | $14.8M | <0.1% | +14,309+4.0% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 288,580 | $15.2M | <0.1% | +11,309+4.1% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 143,165 | $15.6M | <0.1% | −15,496−9.8% | Reduced | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 447,734 | $15.7M | <0.1% | +12,729+2.9% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 167,998 | $16.0M | <0.1% | +16,186+10.7% | Added | – |
| iShares Tr46435G250 | HIGH YLD SYSTM B | 364,714 | $17.0M | <0.1% | +19,869+5.8% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 795,744 | $17.1M | <0.1% | +26,534+3.4% | Added | – |
| iShares Tr46429B291 | A RATE CP BD ETF | 377,172 | $17.9M | <0.1% | +32,790+9.5% | Added | – |
| BlackRock ETF Trust II092528504 | ISHARES AAA CLO | 348,450 | $18.1M | <0.1% | +24,290+7.5% | Added | – |
| iShares Broad Usd Investment Grade Corporate Bond ETF464288620 | ETF | 361,816 | $18.5M | <0.1% | +15,728+4.5% | Added | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 345,273 | $19.1M | <0.1% | +8,831+2.6% | Added | – |
| RBB FD Inc74933W254 | SGI ENHANCED COR | 753,162 | $19.3M | <0.1% | +7,639+1.0% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 103,071 | $19.8M | <0.1% | +88,517+608.2% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 179,055 | $19.8M | <0.1% | +3,693+2.1% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 186,835 | $19.9M | <0.1% | −12,587−6.3% | Reduced | – |
| iShares Tr46436E718 | 0-3 MTH TREASURY | 204,114 | $20.5M | <0.1% | +51,030+33.3% | Added | – |
| iShares Tr46434V860 | TRS FLT RT BD | 406,901 | $20.6M | <0.1% | +15,766+4.0% | Added | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 787,955 | $20.7M | <0.1% | +127,365+19.3% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 366,700 | $22.9M | <0.1% | +9,360+2.6% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 90,629 | $23.3M | <0.1% | +4,194+4.9% | Added | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 309,950 | $23.9M | <0.1% | +5,758+1.9% | Added | – |
| Goldman Sachs ETF Tr381430396 | JUST US LRG CP | 266,343 | $24.6M | <0.1% | +14,065+5.6% | Added | – |
| Dimensional ETF Trust25434V625 | US COR EQU 1 ETF | 343,122 | $24.7M | <0.1% | +746+0.2% | Added | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 558,284 | $25.2M | <0.1% | −46,408−7.7% | Reduced | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 552,525 | $25.3M | <0.1% | −86,095−13.5% | Reduced | – |
| Vanguard Scottsdale FDS92206C565 | TOTAL WLD BD ETF | 371,918 | $25.4M | <0.1% | +10,502+2.9% | Added | – |
| SPDR Index Shs FDS78470E205 | MSCI EMR MKT ETF | 585,684 | $25.9M | <0.1% | −17,663−2.9% | Reduced | – |
| Goldman Sachs ETF Tr381430388 | ACCESS EMNG MKTS | 632,727 | $26.2M | <0.1% | +31,281+5.2% | Added | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 811,170 | $29.0M | 0.1% | +70,492+9.5% | Added | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 757,158 | $29.5M | 0.1% | −54,498−6.7% | Reduced | – |
| iShares Flexible Income Active ETF092528603 | ETF | 603,679 | $31.3M | 0.1% | +42,155+7.5% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 925,468 | $32.0M | 0.1% | +35,688+4.0% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 435,435 | $33.6M | 0.1% | +52,634+13.7% | Added | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 159,055 | $34.2M | 0.1% | −866−0.5% | Reduced | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 1,593,341 | $36.9M | 0.1% | −8,785−0.5% | Reduced | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 873,283 | $36.9M | 0.1% | +45,546+5.5% | Added | – |
| iShares Tr464288802 | ESG OPTIMIZED | 279,709 | $37.0M | 0.1% | −7,978−2.8% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 66,639 | $38.5M | 0.1% | −2,509−3.6% | Reduced | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 856,115 | $42.3M | 0.1% | +99,168+13.1% | Added | – |
| iShares Tr464288570 | ESG MSCI KLD ETF | 349,749 | $42.4M | 0.1% | −18,691−5.1% | Reduced | – |
| Goldman Sachs ETF Tr38149W101 | ACCESS US AGRAT | 1,055,908 | $43.6M | 0.1% | +31,627+3.1% | Added | – |
| IBITiShares Bitcoin Trust ETF | ETF | 1,140,586 | $43.8M | 0.1% | −54,403−4.6% | Reduced | History |
| Vanguard Morningstar Large-Cap ETF922908637 | ETF | 157,973 | $47.2M | 0.1% | +50,074+46.4% | Added | – |
| Invesco Nasdaq 100 ETF46138G649 | ETF | 201,037 | $47.8M | 0.1% | +26,957+15.5% | Added | – |
| Goldman Sachs ETF Tr38149W549 | MUNI INCOME ETF | 937,751 | $47.8M | 0.1% | +105,965+12.7% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 628,308 | $49.3M | 0.1% | +13,911+2.3% | Added | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 1,256,555 | $53.1M | 0.1% | +77,078+6.5% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 1,839,896 | $53.5M | 0.1% | +143,145+8.4% | Added | – |
| Goldman Sachs ETF Tr381430404 | ACTIVEBETA JAP | 1,126,947 | $54.8M | 0.1% | +57,279+5.4% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 1,583,801 | $56.3M | 0.1% | +20,255+1.3% | Added | – |
| Goldman Sachs ETF Tr381430602 | ACTIVEBETA US | 763,146 | $56.9M | 0.1% | −29,227−3.7% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 230,828 | $60.5M | 0.1% | +1,608+0.7% | Added | – |
| AB Active ETFs Inc00039J509 | DISRUPTORS ETF | 576,726 | $62.6M | 0.1% | +35,967+6.7% | Added | – |
| iShares Tr46435U440 | USD GRN BOND ETF | 1,381,155 | $65.6M | 0.1% | +35,572+2.6% | Added | – |
| Vanguard World FD921910733 | ESG US STK ETF | 605,053 | $67.9M | 0.1% | +71,372+13.4% | Added | – |
| iShares Tr46435G219 | INVT GRAD SY ETF | 1,529,358 | $68.9M | 0.1% | +93,324+6.5% | Added | – |
| iShares Tr46435U853 | BROAD USD HIGH | 1,906,112 | $70.2M | 0.1% | +110,936+6.2% | Added | – |
| SPDR Index Shs FDS78470E106 | ST STR MSCI EAFE | 1,431,679 | $71.3M | 0.1% | −3,874−0.3% | Reduced | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 651,818 | $72.0M | 0.1% | −54,327−7.7% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 1,465,040 | $73.2M | 0.1% | −90,355−5.8% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 258,040 | $74.1M | 0.1% | +472+0.2% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 357,479 | $75.5M | 0.1% | −12,246−3.3% | Reduced | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 1,659,986 | $78.9M | 0.1% | +11,665+0.7% | Added | – |
| Goldman Sachs ETF Tr381430305 | ACTIVEBETA EUR | 1,832,782 | $82.8M | 0.2% | −137,447−7.0% | Reduced | – |
| iShares Tr46435U663 | ESG AWARE MSCI | 1,789,266 | $84.1M | 0.2% | +5,843+0.3% | Added | – |
| J P Morgan Exchange Traded F46654Q815 | SUST MUNI IN ETF | 1,697,584 | $84.5M | 0.2% | +101,713+6.4% | Added | – |
| SPDR Ser Tr78468R648 | S&P KENSHO NEW | 1,485,819 | $86.9M | 0.2% | −10,059−0.7% | Reduced | – |
| Goldman Sachs ETF Tr381430206 | ACTIVEBETA EME | 2,071,837 | $89.5M | 0.2% | −103,295−4.7% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 146,784 | $95.9M | 0.2% | +4,977+3.5% | Added | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 2,148,733 | $100.8M | 0.2% | +382,376+21.6% | Added | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 1,971,282 | $104.5M | 0.2% | +31,204+1.6% | Added | – |
| iShares Tr46435G672 | CORE INTL AGGR | 2,223,553 | $111.3M | 0.2% | +404,608+22.2% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,601,843 | $118.0M | 0.2% | −116,262−6.8% | Reduced | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 4,000,948 | $122.0M | 0.2% | −116,717−2.8% | Reduced | – |
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 1,615,436 | $123.3M | 0.2% | +42,846+2.7% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,247,354 | $127.2M | 0.2% | −83,647−3.6% | Reduced | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 672,519 | $127.5M | 0.2% | −23,358−3.4% | Reduced | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 3,427,113 | $133.2M | 0.3% | +155,719+4.8% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 321,772 | $140.5M | 0.3% | +6,918+2.2% | Added | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 3,290,100 | $141.9M | 0.3% | +194,817+6.3% | Added | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 3,182,530 | $144.7M | 0.3% | −71,793−2.2% | Reduced | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 1,478,807 | $215.5M | 0.4% | −71,749−4.6% | Reduced | – |
| Vanguard S&P 500 ETF922908363 | ETF | 382,432 | $228.5M | 0.4% | +69,911+22.4% | Added | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 1,301,436 | $290.0M | 0.5% | −2,300−0.2% | Reduced | – |
| J P Morgan Exchange Traded F46641Q670 | CORE PLUS BD ETF | 6,234,652 | $293.5M | 0.6% | +6,127,011+5,692.1% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 6,930,029 | $345.7M | 0.7% | +222,124+3.3% | Added | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 5,700,214 | $374.4M | 0.7% | +1,040,467+22.3% | Added | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 3,918,891 | $374.7M | 0.7% | −28,114−0.7% | Reduced | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 8,266,335 | $377.4M | 0.7% | +851,639+11.5% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 5,653,446 | $394.3M | 0.7% | −258,866−4.4% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 15,717,854 | $394.5M | 0.7% | −438,408−2.7% | Reduced | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 4,487,580 | $464.1M | 0.9% | +115,711+2.6% | Added | – |
| iShares Tr464288281 | JPMORGAN USD EMG | 5,407,726 | $507.9M | 1.0% | −546,595−9.2% | Reduced | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 11,563,595 | $524.3M | 1.0% | −542,670−4.5% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 21,209,364 | $524.9M | 1.0% | −651,134−3.0% | Reduced | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 4,041,916 | $571.6M | 1.1% | +117,320+3.0% | Added | – |
| Goldman Sachs ETF Tr381430529 | ACCES TREASURY | 6,099,166 | $611.1M | 1.2% | +236,995+4.0% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 2,917,128 | $633.7M | 1.2% | −102,538−3.4% | Reduced | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 3,741,881 | $689.6M | 1.3% | −182,729−4.7% | Reduced | – |
Sold out since Q4 2025 (19)
Positions held at the end of Q4 2025 that are gone from this filing.
| Security | Class | Shares in Q4 2025 | Value in Q4 2025 | % of portfolio in Q4 2025 | History |
|---|---|---|---|---|---|
| Tidal Tr II88636V702 | RETURN STACKED U | 22,928 | $584.0K | <0.1% | – |
| Invesco Exchange Traded FD T46137V449 | S&P 100 EQL WIGH | 4,401 | $520.0K | <0.1% | – |
| iShares S&P Mid-Cap 400 Growth ETF464287606 | ETF | 4,845 | $469.0K | <0.1% | – |
| ETF Ser Solutions26922A446 | OPUS SML CP VL | 10,176 | $377.0K | <0.1% | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 6,537 | $376.0K | <0.1% | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 2,989 | $340.0K | <0.1% | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 13,447 | $339.0K | <0.1% | – |
| QCOMQualcomm Inc | Stock | 1,858 | $318.0K | <0.1% | History |
| iShares Tr464288687 | PFD AND INCM SEC | 9,520 | $295.0K | <0.1% | – |
| AXPAmerican Express Co | Stock | 793 | $293.0K | <0.1% | History |
| SPDR Index Shs FDS78463X749 | ST DOW GLOBA ETF | 5,720 | $258.0K | <0.1% | – |
| iShares Ibonds Dec 2026 Term Corporate ETF46435GAA0 | ETF | 9,814 | $238.0K | <0.1% | – |
| PGRProgressive Corp | Stock | 1,017 | $232.0K | <0.1% | History |
| WisdomTree Tr97717X172 | US HGH YLD CORP | 5,002 | $232.0K | <0.1% | – |
| Amplify Blockchain Technology ETF032108607 | ETF | 4,000 | $228.0K | <0.1% | – |
| J P Morgan Exchange Traded F46641Q399 | BETABUILDRS US | 1,806 | $223.0K | <0.1% | – |
| IBMInternational Business Machines Corp | Stock | 748 | $222.0K | <0.1% | History |
| Nushares ETF Tr67092P300 | NUVEEN ESG LRGVL | 4,834 | $218.0K | <0.1% | – |
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 8,153 | $201.0K | <0.1% | – |