Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Feb 12, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 551
- +29 vs. Q3 2025
- Portfolio value
- $52.5B
- +$1.89B (+3.7%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| PIMCO ETF Tr72201R866 | INTER MUN BD ACT | 7,499 | $393.0K | <0.1% | +632+9.2% | Added | – |
| ABBVAbbVie Inc. | Stock | 1,727 | $395.0K | <0.1% | +290+20.2% | Added | History |
| iShares Tr46429B333 | GNMA BOND ETF | 9,039 | $403.0K | <0.1% | +470+5.5% | Added | – |
| Vanguard Health Care ETF92204A504 | ETF | 1,403 | $404.0K | <0.1% | +404+40.4% | Added | – |
| iShares Tr464288521 | CRE U S REIT ETF | 7,097 | $404.0K | <0.1% | −1,138−13.8% | Reduced | – |
| Invesco Exchange Traded FD T46137V456 | S&P MDCP VLU MNT | 6,360 | $408.0K | <0.1% | +6,360 | New | – |
| HODLVanEck Bitcoin ETF | SH BEN INT | 16,631 | $411.0K | <0.1% | +352+2.2% | Added | History |
| XOMExxonMobil Holdings Corp | COM | 3,436 | $413.0K | <0.1% | +691+25.2% | Added | History |
| PPLTabrdn Platinum ETF Trust | PHYSCL PLATM SHS | 2,214 | $413.0K | <0.1% | +535+31.9% | Added | History |
| PIMCO Enhanced Short Maturity Active Exchange-Traded Fund72201R833 | ETF | 4,136 | $415.0K | <0.1% | +195+4.9% | Added | – |
| ACGLArch Capital Group Ltd. | Stock | 4,352 | $417.0K | <0.1% | 00.0% | Unchanged | History |
| ARK Innovation ETF00214Q104 | ETF | 5,459 | $420.0K | <0.1% | −200−3.5% | Reduced | – |
| JNJJohnson & Johnson | Stock | 2,045 | $423.0K | <0.1% | +270+15.2% | Added | History |
| Victory Portfolios II92647N535 | SHORT TRM BD ETF | 8,420 | $428.0K | <0.1% | +99+1.2% | Added | – |
| Invesco Exchange Traded FD T46137V811 | DORSEY WRGT TECH | 5,658 | $433.0K | <0.1% | +1,725+43.9% | Added | – |
| First Tr Exchange-Traded FD33738D788 | CORE INVESTMENT | 20,452 | $434.0K | <0.1% | +1,902+10.3% | Added | – |
| Nushares ETF Tr67092P508 | NUVEEN ESG MIDVL | 11,172 | $437.0K | <0.1% | −229−2.0% | Reduced | – |
| AMDAdvanced Micro Devices Inc | Stock | 2,055 | $440.0K | <0.1% | +2,055 | New | History |
| SPDR Index Shs FDS78463X871 | ST INTL CAP ETF | 10,787 | $441.0K | <0.1% | +884+8.9% | Added | – |
| MDYSPDR S&P Midcap 400 ETF Trust | ETF | 732 | $442.0K | <0.1% | +54+8.0% | Added | History |
| Tidal Tr II88636J105 | RTN STACKED BD | 24,695 | $443.0K | <0.1% | +597+2.5% | Added | – |
| iShares Tr46434V696 | CORE MSCI PAC | 6,112 | $447.0K | <0.1% | +1,174+23.8% | Added | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 18,033 | $450.0K | <0.1% | +1,160+6.9% | Added | – |
| TJXTJX Companies Inc | Stock | 2,938 | $451.0K | <0.1% | +163+5.9% | Added | History |
| DBX ETF Tr233051218 | XTRACKERS MSCI | 12,829 | $451.0K | <0.1% | +3,527+37.9% | Added | – |
| Strategy Shs86280R787 | EVENTIDE US MRKT | 16,753 | $451.0K | <0.1% | +368+2.2% | Added | – |
| Neos ETF Trust78433H675 | NASDAQ 100 HIGH | 8,448 | $455.0K | <0.1% | +8,448 | New | – |
| LLYEli Lilly & Co | Stock | 425 | $457.0K | <0.1% | +425 | New | History |
| Capital Group Growth ETF14020G101 | SHS CREAT UNIT | 10,330 | $459.0K | <0.1% | +221+2.2% | Added | – |
| Vanguard Scottsdale FDS92206C573 | TOTAL CORP BND | 5,922 | $460.0K | <0.1% | +597+11.2% | Added | – |
| Invesco Exch Traded FD Tr II46138G516 | ESG S&P 500 EQL | 15,525 | $462.0K | <0.1% | +15,525 | New | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 1,199 | $464.0K | <0.1% | +58+5.1% | Added | – |
| Capital Grp Fixed Incm ETF T14020Y805 | MUN HIGH ETF | 18,376 | $468.0K | <0.1% | −209−1.1% | Reduced | – |
| iShares S&P Mid-Cap 400 Growth ETF464287606 | ETF | 4,845 | $469.0K | <0.1% | −920−16.0% | Reduced | – |
| First Tr Exchange Traded FD33738R704 | RBA INDL ETF | 4,785 | $470.0K | <0.1% | +419+9.6% | Added | – |
| Fidelity Covington Trust316092824 | LOW VOLITY ETF | 7,060 | $471.0K | <0.1% | −133−1.8% | Reduced | – |
| iShares Tr46436E569 | ESG SELECT SCRE | 8,960 | $472.0K | <0.1% | +8,960 | New | – |
| Global X FDS37954Y632 | ARTIFICIAL ETF | 9,376 | $477.0K | <0.1% | +9,376 | New | – |
| iShares S&P Small-Cap 600 Growth ETF464287887 | ETF | 3,393 | $479.0K | <0.1% | +274+8.8% | Added | – |
| Timothy Plan887432342 | U S SM CP CORE | 11,554 | $479.0K | <0.1% | +708+6.5% | Added | – |
| Bitwise Crypto Industry Innovators ETF09175C103 | ETF | 24,178 | $482.0K | <0.1% | +24,178 | New | – |
| PLTRPalantir Technologies Inc. | Stock | 2,764 | $491.0K | <0.1% | +2,764 | New | History |
| American Centy ETF Tr025072372 | EMERGING MKT VAL | 8,462 | $493.0K | <0.1% | −652−7.2% | Reduced | – |
| First Tr Exchange-Traded FD33734X846 | NASDAQ CYB ETF | 6,918 | $494.0K | <0.1% | +516+8.1% | Added | – |
| WisdomTree Tr97717W562 | US SMALLCAP FUND | 8,757 | $499.0K | <0.1% | −527−5.7% | Reduced | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 4,913 | $500.0K | <0.1% | +621+14.5% | Added | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 7,216 | $501.0K | <0.1% | +1,735+31.7% | Added | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 6,468 | $502.0K | <0.1% | −363−5.3% | Reduced | – |
| Xtrackers International Real Estate ETF233051846 | ETF | 22,192 | $515.0K | <0.1% | +22,192 | New | – |
| First Trust Nasdaq-100 Technology Sector Index Fund337345102 | ETF | 2,236 | $515.0K | <0.1% | −10.0% | Reduced | – |
| AZOAutoZone Inc | COM | 152 | $516.0K | <0.1% | 00.0% | Unchanged | History |
| PGProcter & Gamble Co | Stock | 3,612 | $518.0K | <0.1% | +385+11.9% | Added | History |
| INTUIntuit Inc. | Stock | 784 | $519.0K | <0.1% | +5+0.6% | Added | History |
| Invesco Exchange Traded FD T46137V449 | S&P 100 EQL WIGH | 4,401 | $520.0K | <0.1% | +234+5.6% | Added | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 15,838 | $520.0K | <0.1% | −709−4.3% | Reduced | – |
| SPDR Series Trust78468R523 | ST STR BL 12 ETF | 5,252 | $521.0K | <0.1% | +240+4.8% | Added | – |
| Fidelity High Dividend ETF316092840 | ETF | 9,209 | $522.0K | <0.1% | +330+3.7% | Added | – |
| Vanguard Scottsdale FDS92206C664 | VNG RUS2000IDX | 5,241 | $522.0K | <0.1% | −429−7.6% | Reduced | – |
| Invesco Actively Managed Exc46090A804 | TOTAL RETURN | 11,022 | $523.0K | <0.1% | +3,588+48.3% | Added | – |
| Vanguard World FD921910873 | MEGA CAP INDEX | 2,102 | $528.0K | <0.1% | +89+4.4% | Added | – |
| Fidelity Covington Trust31609A503 | ENH MID COR ETF | 14,612 | $532.0K | <0.1% | +1,841+14.4% | Added | – |
| VanEck Semiconductor ETF92189F676 | ETF | 1,480 | $533.0K | <0.1% | −285−16.1% | Reduced | – |
| State Street Technology Select Sector SPDR ETF81369Y803 | ETF | 3,711 | $534.0K | <0.1% | +165+4.7% | AddedConverted for a 2-for-1 split | – |
| GSGoldman Sachs Group Inc | Stock | 612 | $538.0K | <0.1% | −10−1.6% | Reduced | History |
| NFLXNetflix Inc | Stock | 5,750 | $539.0K | <0.1% | +2,720+89.8% | AddedConverted for a 10-for-1 split | History |
| New York Life Investments Et45409B107 | HEDGE MULTI STRA | 16,078 | $539.0K | <0.1% | −215−1.3% | Reduced | – |
| Schwab Strategic Tr808524714 | 1 5YR CORP BD | 21,739 | $541.0K | <0.1% | +100+0.5% | Added | – |
| Invesco Exch Traded FD Tr II46138E172 | S&P SMLCP STAP | 17,532 | $545.0K | <0.1% | −2,412−12.1% | Reduced | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 21,334 | $549.0K | <0.1% | +538+2.6% | Added | – |
| HDHome Depot, Inc. | Stock | 1,600 | $551.0K | <0.1% | +123+8.3% | Added | History |
| MAMastercard Inc | Stock | 967 | $552.0K | <0.1% | +30+3.2% | Added | History |
| Invesco Exchange Traded FD T46137V118 | GBL LISTED PVT | 8,241 | $553.0K | <0.1% | −7−0.1% | Reduced | – |
| J P Morgan Exchange Traded F46641Q159 | INCOME ETF | 12,089 | $560.0K | <0.1% | +1,465+13.8% | Added | – |
| Timothy Plan887432334 | INTL ETF | 16,293 | $565.0K | <0.1% | −43−0.3% | Reduced | – |
| Simplify Exchange Traded Fun82889N699 | MANAGED FUTURES | 20,722 | $565.0K | <0.1% | +736+3.7% | Added | – |
| Cambria ETF Tr132061771 | LARGECAP SHAREHO | 20,288 | $565.0K | <0.1% | −479−2.3% | Reduced | – |
| Invesco S&P 500 Quality ETF46137V241 | ETF | 7,592 | $570.0K | <0.1% | −4,575−37.6% | Reduced | – |
| Ssga Active ETF Tr78467V103 | ST STR REAL ETF | 18,340 | $577.0K | <0.1% | +1,313+7.7% | Added | – |
| BNY Mellon ETF Trust09661T107 | US LRG CP CORE | 4,449 | $582.0K | <0.1% | +323+7.8% | Added | – |
| Tidal Tr II88636V702 | RETURN STACKED U | 22,928 | $584.0K | <0.1% | +22,928 | New | – |
| iShares Russell Midcap ETF464287499 | ETF | 6,098 | $587.0K | <0.1% | −79−1.3% | Reduced | – |
| Cambria ETF Tr132061797 | MICRO & SMALLCAP | 22,168 | $594.0K | <0.1% | −754−3.3% | Reduced | – |
| SPDR Series Trust78464A672 | ST INTER ETF | 20,873 | $602.0K | <0.1% | +814+4.1% | Added | – |
| iShares Tr464288885 | EAFE GRWTH ETF | 5,353 | $610.0K | <0.1% | +373+7.5% | Added | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 3,194 | $612.0K | <0.1% | +853+36.4% | Added | – |
| J P Morgan Exchange Traded F46641Q761 | US QUALTY FCTR | 9,709 | $613.0K | <0.1% | −790−7.5% | Reduced | – |
| First Tr Exchng Traded FD VI33740F565 | INNOVATION LEAD | 18,957 | $625.0K | <0.1% | +1,848+10.8% | Added | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 20,900 | $631.0K | <0.1% | −15,042−41.9% | Reduced | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 12,831 | $632.0K | <0.1% | −1,775−12.2% | Reduced | – |
| iShares Tr464287234 | MSCI EMG MKT ETF | 11,649 | $637.0K | <0.1% | +3,005+34.8% | Added | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,044 | $640.0K | <0.1% | −1,552−33.8% | Reduced | – |
| Franklin Templeton ETF Tr35473P108 | INTL COR DIV TIL | 16,467 | $640.0K | <0.1% | +6,361+62.9% | Added | – |
| Vanguard Ftse All-World Ex-US Small-Cap ETF922042718 | ETF | 4,532 | $650.0K | <0.1% | +2,584+132.6% | Added | – |
| Vanguard World FD921910691 | ESG US CORP BD | 10,300 | $655.0K | <0.1% | +3,714+56.4% | Added | – |
| First Tr Exchng Traded FD VI33740F888 | SMIT UNCO BD ETF | 26,414 | $665.0K | <0.1% | +2,164+8.9% | Added | – |
| iShares Tr46436E759 | ESG EAFE ETF | 8,889 | $668.0K | <0.1% | −360−3.9% | Reduced | – |
| Innovator ETFs Trust45783Y855 | DEFINED WLT SHLD | 20,160 | $676.0K | <0.1% | +13,851+219.5% | Added | – |
| TXNTexas Instruments Inc | Stock | 3,904 | $677.0K | <0.1% | −7−0.2% | Reduced | History |
| Cambria ETF Tr132061201 | SHSHLD YIELD ETF | 9,836 | $684.0K | <0.1% | −116−1.2% | Reduced | – |
| Cambria ETF Tr132061813 | GBL REAL EST ETF | 28,505 | $697.0K | <0.1% | −22−0.1% | Reduced | – |
Sold out since Q3 2025 (13)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| iShares Tr46435G474 | FALN ANGLS USD | 1,131,975 | $31.4M | 0.1% | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 147,330 | $5.85M | <0.1% | – |
| Exchange Traded Concepts Tru301505624 | BITWISE CRYPTO | 25,105 | $629.0K | <0.1% | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 6,459 | $278.0K | <0.1% | – |
| Innovator ETFs Trust45782C508 | US EQTY PWR BUF | 5,537 | $254.0K | <0.1% | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 6,411 | $246.0K | <0.1% | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 5,361 | $244.0K | <0.1% | – |
| First Tr Exchange-Traded FD33738D408 | FIRST TR TA HIYL | 5,325 | $224.0K | <0.1% | – |
| First Trust Multi Cap Growth Alphadex Fund33733F101 | ETF | 1,391 | $223.0K | <0.1% | – |
| CMCSAComcast Corp | Stock | 6,741 | $212.0K | <0.1% | History |
| iShares Tr46432F388 | MSCI USA VALUE | 1,691 | $211.0K | <0.1% | – |
| Goldman Sachs ETF Tr38149W630 | NASDA 100 ETF | 3,825 | $201.0K | <0.1% | – |
| Nushares ETF Tr67092P201 | NUVEEN ESG LRGCP | 2,014 | $200.0K | <0.1% | – |