Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Feb 12, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 551
- +29 vs. Q3 2025
- Portfolio value
- $52.5B
- +$1.89B (+3.7%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 8,153 | $201.0K | <0.1% | 00.0% | Unchanged | – |
| Tidal Tr II88636J329 | CLOCKWISE CORE E | 8,140 | $202.0K | <0.1% | −693−7.8% | Reduced | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 8,367 | $204.0K | <0.1% | +8,367 | New | – |
| J P Morgan Exchange Traded F46654Q724 | HEDG EQU LAD ETF | 3,092 | $205.0K | <0.1% | +3,092 | New | – |
| First Tr Exchange-Traded FD33739Q200 | FST LOW OPPT EFT | 4,103 | $205.0K | <0.1% | +4,103 | New | – |
| Vanguard Financials ETF92204A405 | ETF | 1,541 | $206.0K | <0.1% | +1,541 | New | – |
| Nushares ETF Tr67092P888 | NUVEEN ESG EMRGN | 5,784 | $206.0K | <0.1% | −175−2.9% | Reduced | – |
| Federated Hermes ETF Trust31423L305 | US STRATEGIC DIV | 7,411 | $212.0K | <0.1% | +7,411 | New | – |
| Flexshares Tr33939L860 | QUALT DIVD IDX | 2,630 | $213.0K | <0.1% | +2+0.1% | Added | – |
| Vanguard Communication Services ETF92204A884 | ETF | 1,103 | $214.0K | <0.1% | +1,103 | New | – |
| WABWestinghouse Air Brake Technologies Corp | Stock | 1,012 | $216.0K | <0.1% | 00.0% | Unchanged | History |
| SPDR Index Shs FDS78463X855 | S&P GBLINF ETF | 3,103 | $216.0K | <0.1% | +3,103 | New | – |
| Nushares ETF Tr67092P300 | NUVEEN ESG LRGVL | 4,834 | $218.0K | <0.1% | 00.0% | Unchanged | – |
| WisdomTree Tr97717X867 | EM LCL DEBT FD | 7,484 | $219.0K | <0.1% | −44−0.6% | Reduced | – |
| CATCaterpillar Inc | Stock | 386 | $221.0K | <0.1% | +386 | New | History |
| IBMInternational Business Machines Corp | Stock | 748 | $222.0K | <0.1% | +748 | New | History |
| J P Morgan Exchange Traded F46641Q399 | BETABUILDRS US | 1,806 | $223.0K | <0.1% | +120+7.1% | Added | – |
| Northern LTS FD Tr IV66538H419 | INSPIRE INTL ETF | 6,175 | $225.0K | <0.1% | +261+4.4% | Added | – |
| IAUMiShares Gold Trust Micro | SHS REPSTG UN TR | 5,282 | $227.0K | <0.1% | +5,282 | New | History |
| Amplify Blockchain Technology ETF032108607 | ETF | 4,000 | $228.0K | <0.1% | +4,000 | New | – |
| ProShares Tr74347B557 | SP500 EX TECH | 2,212 | $230.0K | <0.1% | +2,212 | New | – |
| PGRProgressive Corp | Stock | 1,017 | $232.0K | <0.1% | +25+2.5% | Added | History |
| Dimensional ETF Trust25434V856 | INFLATION PROTE | 5,584 | $232.0K | <0.1% | −104−1.8% | Reduced | – |
| WisdomTree Tr97717X172 | US HGH YLD CORP | 5,002 | $232.0K | <0.1% | +129+2.6% | Added | – |
| iShares Tr464287580 | US CONSUM DISCRE | 2,253 | $232.0K | <0.1% | +69+3.2% | Added | – |
| iShares Ibonds Dec 2026 Term Corporate ETF46435GAA0 | ETF | 9,814 | $238.0K | <0.1% | +824+9.2% | Added | – |
| Neos ETF Trust78433H303 | NEOS S&P 500 HI | 4,537 | $238.0K | <0.1% | +4,537 | New | – |
| State Street SPDR S&P Biotech ETF78464A870 | ETF | 1,967 | $240.0K | <0.1% | +1,967 | New | – |
| Invesco Exch Traded FD Tr II46138E370 | S&P 500 HB ETF | 2,053 | $240.0K | <0.1% | −133−6.1% | Reduced | – |
| iShares Semiconductor ETF464287523 | ETF | 803 | $242.0K | <0.1% | +46+6.1% | Added | – |
| Vanguard Calif Tax Free FDS922021605 | TAX EXEMPT BD FD | 2,419 | $243.0K | <0.1% | +2,419 | New | – |
| Northern LTS FD Tr IV66538H534 | INSPIRE 100 ETF | 5,387 | $243.0K | <0.1% | −72−1.3% | Reduced | – |
| Flexshares Tr33939L605 | IBOXX 5YR TRGT | 10,304 | $247.0K | <0.1% | +900+9.6% | Added | – |
| iShares Ibonds Dec 2027 Term Corporate ETF46435UAA9 | ETF | 10,204 | $248.0K | <0.1% | +1,758+20.8% | Added | – |
| Ssga Active ETF Tr78467V848 | ST STR TOTAL ETF | 6,185 | $249.0K | <0.1% | +437+7.6% | Added | – |
| iShares Tr46434V803 | HDG MSCI EAFE | 6,019 | $249.0K | <0.1% | −1,278−17.5% | Reduced | – |
| First Tr Exchange-Traded FD33734X176 | TECH ALPHADEX | 1,516 | $255.0K | <0.1% | 00.0% | Unchanged | – |
| SPDR Index Shs FDS78463X749 | ST DOW GLOBA ETF | 5,720 | $258.0K | <0.1% | +684+13.6% | Added | – |
| Vanguard Intl Equity Index F922042874 | FTSE EUROPE ETF | 3,082 | $258.0K | <0.1% | +3,082 | New | – |
| SPDR Series Trust78464A144 | ST STR CORPO ETF | 8,955 | $263.0K | <0.1% | −426−4.5% | Reduced | – |
| Ea Series Trust02072L557 | STRIVE FAANG 2.0 ADDED | 6,536 | $266.0K | <0.1% | +691+11.8% | Added | – |
| Goldman Sachs ETF Tr38149W622 | S&P 500 PREMIUM | 5,169 | $273.0K | <0.1% | +1,115+27.5% | Added | – |
| iShares Tr464288760 | US AER DEF ETF | 1,311 | $281.0K | <0.1% | +1,311 | New | – |
| Vanguard Scottsdale FDS92206C714 | VNG RUS1000VAL | 3,054 | $282.0K | <0.1% | +792+35.0% | Added | – |
| First Tr Exchange-Traded FD33738D796 | INTER GRADE ETF | 13,460 | $285.0K | <0.1% | +900+7.2% | Added | – |
| WMBWilliams Companies, Inc. | COM | 4,766 | $286.0K | <0.1% | +154+3.3% | Added | History |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 7,553 | $287.0K | <0.1% | −206−2.7% | Reduced | – |
| Vanguard Consumer Staples ETF92204A207 | ETF | 1,388 | $293.0K | <0.1% | +36+2.7% | Added | – |
| AXPAmerican Express Co | Stock | 793 | $293.0K | <0.1% | +107+15.6% | Added | History |
| Janus Detroit STR Tr47103U753 | B-BBB CLO ETF | 6,139 | $293.0K | <0.1% | +172+2.9% | Added | – |
| iShares Tr464287549 | EXPND TEC SC ETF | 2,277 | $294.0K | <0.1% | +22+1.0% | Added | – |
| iShares MSCI USA Min Vol Factor ETF46429B697 | ETF | 3,133 | $295.0K | <0.1% | +237+8.2% | Added | – |
| iShares Tr464288687 | PFD AND INCM SEC | 9,520 | $295.0K | <0.1% | −243−2.5% | Reduced | – |
| Innovator ETFs Trust45782C417 | US EQTY PWR BUF | 7,302 | $297.0K | <0.1% | −24−0.3% | Reduced | – |
| Victory Portfolios II92647N527 | CORE BD ETF | 6,312 | $299.0K | <0.1% | +318+5.3% | Added | – |
| Simplify Exchange Traded Fun82889N764 | HEDGED EQUITY | 9,316 | $299.0K | <0.1% | +1,007+12.1% | Added | – |
| ABTAbbott Laboratories | Stock | 2,398 | $300.0K | <0.1% | +195+8.9% | Added | History |
| iShares Core High Dividend ETF46429B663 | ETF | 2,495 | $303.0K | <0.1% | +2,495 | New | – |
| Vanguard World FD921910840 | MEGA CAP VAL ETF | 2,147 | $303.0K | <0.1% | −671−23.8% | Reduced | – |
| Pacer FDS Tr69374H386 | DATA & DIGI REVO | 4,746 | $304.0K | <0.1% | +4,746 | New | – |
| SPDR Series Trust78468R606 | ST PORT HIGH ETF | 12,843 | $304.0K | <0.1% | +974+8.2% | Added | – |
| ETF Opportunities Trust26923N108 | AMERICAN CONSER | 6,212 | $307.0K | <0.1% | −101−1.6% | Reduced | – |
| Ea Series Trust02072L698 | STRIVE EMERGING | 8,545 | $307.0K | <0.1% | +1,463+20.7% | Added | – |
| Strategy Shs86280R811 | EVEN HIGH DI ETF | 11,607 | $308.0K | <0.1% | +263+2.3% | Added | – |
| State Street Industrial Select Sector SPDR ETF81369Y704 | ETF | 1,989 | $309.0K | <0.1% | +1,989 | New | – |
| J P Morgan Exchange Traded F46641Q852 | INTL BD OPP ETF | 6,395 | $311.0K | <0.1% | +1,159+22.1% | Added | – |
| Global X Lithium & Battery Tech ETF37954Y855 | ETF | 4,840 | $314.0K | <0.1% | +325+7.2% | Added | – |
| QCOMQualcomm Inc | Stock | 1,858 | $318.0K | <0.1% | +321+20.9% | Added | History |
| Invesco Exchange Traded FD T46137V472 | S&P MDCP QUALITY | 3,111 | $319.0K | <0.1% | +403+14.9% | Added | – |
| iShares Tr464287721 | U.S. TECH ETF | 1,597 | $319.0K | <0.1% | −90−5.3% | Reduced | – |
| PIMCO ETF Tr72201R635 | MUNI INCOME OPP | 7,069 | $320.0K | <0.1% | +2,053+40.9% | Added | – |
| Fidelity Covington Trust316092709 | MSCI INDL INDX | 3,898 | $322.0K | <0.1% | +3,898 | New | – |
| iShares S&P 100 ETF464287101 | ETF | 945 | $324.0K | <0.1% | −150−13.7% | Reduced | – |
| Fidelity MSCI Information Technology Index ETF316092808 | ETF | 1,442 | $324.0K | <0.1% | +1,442 | New | – |
| ORLYO Reilly Automotive Inc | Stock | 3,550 | $324.0K | <0.1% | +2+0.1% | Added | History |
| ProShares Tr74348A467 | S&P 500 DV ARIST | 3,133 | $326.0K | <0.1% | +285+10.0% | Added | – |
| SPDR Index Shs FDS78463X194 | SST SPDR MSCI | 7,649 | $328.0K | <0.1% | +7,649 | New | – |
| BlackRock ETF Trust09290C780 | ISHA I IN TE ETF | 9,921 | $330.0K | <0.1% | +1,598+19.2% | Added | – |
| VVisa Inc. | Stock | 945 | $331.0K | <0.1% | +2+0.2% | Added | History |
| CMICummins Inc | Stock | 655 | $334.0K | <0.1% | −18−2.7% | Reduced | History |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 13,447 | $339.0K | <0.1% | −437−3.1% | Reduced | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 2,989 | $340.0K | <0.1% | −17−0.6% | Reduced | – |
| PALLabrdn Palladium ETF Trust | PHYSICAL PALLADM | 2,338 | $340.0K | <0.1% | +378+19.3% | Added | History |
| Invesco Exch Traded FD Tr II46138E206 | CALIF AMT MUN | 14,204 | $343.0K | <0.1% | +14,204 | New | – |
| ROSTRoss Stores, Inc. | COM | 1,914 | $345.0K | <0.1% | −52−2.6% | Reduced | History |
| DISWalt Disney Co | Stock | 3,074 | $350.0K | <0.1% | +821+36.4% | Added | History |
| ProShares Tr74347X831 | ULTRAPRO QQQ | 6,638 | $350.0K | <0.1% | −254−3.7% | ReducedConverted for a 2-for-1 split | – |
| iShares Tr46434V878 | ULTRA SHORT DUR | 6,967 | $352.0K | <0.1% | −2,056−22.8% | Reduced | – |
| LMTLockheed Martin Corp | Stock | 729 | $353.0K | <0.1% | +145+24.8% | Added | History |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 5,384 | $353.0K | <0.1% | −112−2.0% | Reduced | – |
| American Centy ETF Tr025072364 | INTERNATIONAL LR | 5,027 | $358.0K | <0.1% | −250−4.7% | Reduced | – |
| Direxion Shs ETF Tr25459W862 | DRX S&P500BULL | 1,622 | $358.0K | <0.1% | +57+3.6% | Added | – |
| Tidal Trust I886364876 | ADASINA SOCIAL | 17,790 | $361.0K | <0.1% | −5,620−24.0% | Reduced | – |
| First Tr Exchange-Traded FD33738D309 | SENIOR LN FD | 8,072 | $370.0K | <0.1% | +1,423+21.4% | Added | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 6,537 | $376.0K | <0.1% | +208+3.3% | Added | – |
| ETF Ser Solutions26922A446 | OPUS SML CP VL | 10,176 | $377.0K | <0.1% | +1,680+19.8% | Added | – |
| SPDR Series Trust78468R440 | STATE STRET SPDR | 13,229 | $378.0K | <0.1% | −106−0.8% | Reduced | – |
| iShares Tr464288448 | INTL SEL DIV ETF | 9,633 | $380.0K | <0.1% | +89+0.9% | Added | – |
| J P Morgan Exchange Traded F46654Q716 | ACTIVE BOND ETF | 7,039 | $381.0K | <0.1% | +700+11.0% | Added | – |
| Invesco Exch Traded FD Tr II46138E230 | S&P INTL LOW | 11,554 | $392.0K | <0.1% | +11,554 | New | – |
Sold out since Q3 2025 (13)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| iShares Tr46435G474 | FALN ANGLS USD | 1,131,975 | $31.4M | 0.1% | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 147,330 | $5.85M | <0.1% | – |
| Exchange Traded Concepts Tru301505624 | BITWISE CRYPTO | 25,105 | $629.0K | <0.1% | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 6,459 | $278.0K | <0.1% | – |
| Innovator ETFs Trust45782C508 | US EQTY PWR BUF | 5,537 | $254.0K | <0.1% | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 6,411 | $246.0K | <0.1% | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 5,361 | $244.0K | <0.1% | – |
| First Tr Exchange-Traded FD33738D408 | FIRST TR TA HIYL | 5,325 | $224.0K | <0.1% | – |
| First Trust Multi Cap Growth Alphadex Fund33733F101 | ETF | 1,391 | $223.0K | <0.1% | – |
| CMCSAComcast Corp | Stock | 6,741 | $212.0K | <0.1% | History |
| iShares Tr46432F388 | MSCI USA VALUE | 1,691 | $211.0K | <0.1% | – |
| Goldman Sachs ETF Tr38149W630 | NASDA 100 ETF | 3,825 | $201.0K | <0.1% | – |
| Nushares ETF Tr67092P201 | NUVEEN ESG LRGCP | 2,014 | $200.0K | <0.1% | – |