Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q1 2025
Holdings as of Mar 31, 2025, filed May 15, 2025. Long positions only; changes compare share counts with Q4 2024.
- Positions
- 458
- +14 vs. Q4 2024
- Portfolio value
- $42.2B
- +$205.7M (+0.5%) vs. Q4 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard World FD921910873 | MEGA CAP INDEX | 2,092 | $421.0K | <0.1% | −109−5.0% | Reduced | – |
| SPDR Index Shs FDS78463X103 | PORTFLO EURP ETF | 9,583 | $422.0K | <0.1% | −6,677−41.1% | Reduced | – |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 31,182 | $425.0K | <0.1% | +2,025+6.9% | Added | – |
| DBX ETF Tr233051200 | XTRACK MSCI EAFE | 9,854 | $427.0K | <0.1% | −1,258−11.3% | Reduced | – |
| Innovator ETFs Trust45782C417 | US EQTY PWR BUF | 11,950 | $428.0K | <0.1% | −889−6.9% | Reduced | – |
| iShares S&P Mid-Cap 400 Growth ETF464287606 | ETF | 5,167 | $430.0K | <0.1% | +424+8.9% | Added | – |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 4,665 | $433.0K | <0.1% | +4,665 | New | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 4,193 | $435.0K | <0.1% | +122+3.0% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 6,327 | $436.0K | <0.1% | −1,451−18.7% | Reduced | – |
| Fidelity High Dividend ETF316092840 | ETF | 8,821 | $438.0K | <0.1% | +118+1.4% | Added | – |
| PIMCO ETF Tr72201R866 | INTER MUN BD ACT | 8,499 | $438.0K | <0.1% | +1,816+27.2% | Added | – |
| State Street Consumer Staples Select Sector SPDR ETF81369Y308 | ETF | 5,462 | $446.0K | <0.1% | +5,462 | New | – |
| ACGLArch Capital Group Ltd. | Stock | 4,665 | $449.0K | <0.1% | −98−2.1% | Reduced | History |
| Invesco S&P 500 Quality ETF46137V241 | ETF | 6,838 | $454.0K | <0.1% | +2,468+56.5% | Added | – |
| SPDR Series Trust78464A672 | ST INTER ETF | 16,068 | $459.0K | <0.1% | −2,087−11.5% | Reduced | – |
| State Street Real Estate Select Sector SPDR ETF81369Y860 | ETF | 11,002 | $460.0K | <0.1% | +3,366+44.1% | Added | – |
| INTUIntuit Inc. | Stock | 752 | $462.0K | <0.1% | +6+0.8% | Added | History |
| Fidelity Covington Trust316092824 | LOW VOLITY ETF | 7,666 | $465.0K | <0.1% | −16−0.2% | Reduced | – |
| J P Morgan Exchange Traded F46641Q159 | INCOME ETF | 10,124 | $466.0K | <0.1% | −945−8.5% | Reduced | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 17,671 | $470.0K | <0.1% | −492−2.7% | Reduced | – |
| MAMastercard Inc | Stock | 889 | $487.0K | <0.1% | +52+6.2% | Added | History |
| Invesco Exch Traded FD Tr II46138E222 | S&P INTL MOMNT | 11,183 | $494.0K | <0.1% | −4,760−29.9% | Reduced | – |
| State Street SPDR Portfolio Aggregate Bond ETF78464A649 | ETF | 19,408 | $496.0K | <0.1% | +2,192+12.7% | Added | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 5,250 | $512.0K | <0.1% | +324+6.6% | Added | – |
| State Street Financial Select Sector SPDR ETF81369Y605 | ETF | 10,470 | $522.0K | <0.1% | +10,470 | New | – |
| Nushares ETF Tr67092P607 | NUVEEN ESG SMLCP | 13,690 | $525.0K | <0.1% | −1,054−7.1% | Reduced | – |
| Invesco Exchange Traded FD T46137V118 | GBL LISTED PVT | 8,246 | $528.0K | <0.1% | −611−6.9% | Reduced | – |
| Vanguard Consumer Staples ETF92204A207 | ETF | 2,435 | $533.0K | <0.1% | +1,360+126.5% | Added | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 3,085 | $534.0K | <0.1% | −674−17.9% | Reduced | – |
| Vanguard Admiral FDS Inc921932778 | SMLCP 600 VAL | 6,397 | $537.0K | <0.1% | +941+17.2% | Added | – |
| First Trust Nasdaq-100 Technology Sector Index Fund337345102 | ETF | 3,113 | $540.0K | <0.1% | +3,113 | New | – |
| IAUiShares Gold Trust | ETF | 9,290 | $548.0K | <0.1% | −1,731−15.7% | Reduced | History |
| Invesco Actively Managed Exc46090A804 | TOTAL RETURN | 11,694 | $549.0K | <0.1% | −42−0.4% | Reduced | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 9,214 | $551.0K | <0.1% | −2,345−20.3% | Reduced | – |
| iShares U.S. Treasury Bond ETF46429B267 | ETF | 23,984 | $551.0K | <0.1% | −6,753−22.0% | Reduced | – |
| New York Life Investments Et45409B107 | HEDGE MULTI STRA | 17,604 | $551.0K | <0.1% | −1,005−5.4% | Reduced | – |
| JPMorgan Nasdaq Equity Premium Income ETF46654Q203 | ETF | 10,732 | $556.0K | <0.1% | −210−1.9% | Reduced | – |
| Dimensional ETF Trust25434V849 | NATL MUN BD ETF | 11,700 | $557.0K | <0.1% | +2,033+21.0% | Added | – |
| HDHome Depot, Inc. | Stock | 1,546 | $567.0K | <0.1% | +269+21.1% | Added | History |
| iShares Tr464288521 | CRE U S REIT ETF | 9,999 | $576.0K | <0.1% | +394+4.1% | Added | – |
| Dimensional ETF Trust25434V617 | WORLD EQUITY ETF | 9,426 | $578.0K | <0.1% | +1,056+12.6% | Added | – |
| Simplify Exchange Traded Fun82889N699 | MANAGED FUTURES | 19,796 | $586.0K | <0.1% | +517+2.7% | Added | – |
| AZOAutoZone Inc | COM | 154 | $587.0K | <0.1% | 00.0% | Unchanged | History |
| FBTCFidelity Wise Origin Bitcoin Fund | SHS | 8,225 | $592.0K | <0.1% | +2,112+34.5% | Added | History |
| SGOLabrdn Gold ETF Trust | ETF | 20,433 | $609.0K | <0.1% | −876−4.1% | Reduced | History |
| PIMCO Active Bond Exchange-Traded Fund72201R775 | ETF | 6,628 | $613.0K | <0.1% | +1,420+27.3% | Added | – |
| WMTWalmart Inc. | Stock | 6,985 | $613.0K | <0.1% | +567+8.8% | Added | History |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 7,920 | $621.0K | <0.1% | −657−7.7% | Reduced | – |
| iShares Tr464288273 | EAFE SML CP ETF | 9,775 | $621.0K | <0.1% | +191+2.0% | Added | – |
| BNY Mellon ETF Trust09661T107 | US LRG CP CORE | 5,939 | $631.0K | <0.1% | +268+4.7% | Added | – |
| SIVRabrdn Silver ETF Trust | PHYSCL SILVR SHS | 19,428 | $632.0K | <0.1% | −160−0.8% | Reduced | History |
| Vanguard Energy ETF92204A306 | ETF | 4,896 | $635.0K | <0.1% | +4,896 | New | – |
| Vanguard Admiral FDS Inc921932885 | MIDCP 400 IDX | 6,461 | $638.0K | <0.1% | +4,344+205.2% | Added | – |
| WisdomTree Tr97717W281 | EMG MKTS SMCAP | 13,358 | $645.0K | <0.1% | +155+1.2% | Added | – |
| iShares Tr46436E759 | ESG EAFE ETF | 9,682 | $652.0K | <0.1% | −652−6.3% | Reduced | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 13,186 | $653.0K | <0.1% | +992+8.1% | Added | – |
| J P Morgan Exchange Traded F46641Q399 | BETABUILDRS US | 6,538 | $660.0K | <0.1% | −1,159−15.1% | Reduced | – |
| iShares Tr464288885 | EAFE GRWTH ETF | 6,664 | $666.0K | <0.1% | +822+14.1% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 11,262 | $697.0K | <0.1% | −233−2.0% | Reduced | History |
| Dimensional ETF Trust25434V682 | EMER MARK SU ETF | 20,819 | $701.0K | <0.1% | +3,205+18.2% | Added | – |
| SPDR Series Trust78468R101 | ST SHO TREAS ETF | 24,098 | $705.0K | <0.1% | +6,666+38.2% | Added | – |
| Ssga Active ETF Tr78467V608 | ST STR BL LN ETF | 17,290 | $711.0K | <0.1% | +4,821+38.7% | Added | – |
| TXNTexas Instruments Inc | Stock | 3,963 | $712.0K | <0.1% | −81−2.0% | Reduced | History |
| iShares Core S&P U.S. Growth ETF464287671 | ETF | 5,773 | $734.0K | <0.1% | +260+4.7% | Added | – |
| American Centy ETF Tr025072604 | AVANTIS EMGMKT | 12,285 | $739.0K | <0.1% | −1,372−10.0% | Reduced | – |
| PGProcter & Gamble Co | Stock | 4,359 | $743.0K | <0.1% | +273+6.7% | Added | History |
| GOOGLAlphabet Inc. | Stock | 4,820 | $745.0K | <0.1% | +2,902+151.3% | Added | History |
| American Centy ETF Tr025072562 | AVANTIS CORE FI | 18,120 | $750.0K | <0.1% | +3,153+21.1% | Added | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 10,147 | $751.0K | <0.1% | −13−0.1% | Reduced | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 8,101 | $757.0K | <0.1% | +641+8.6% | Added | – |
| iShares Tr46432F388 | MSCI USA VALUE | 7,157 | $763.0K | <0.1% | −51−0.7% | Reduced | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 13,512 | $772.0K | <0.1% | −1,592−10.5% | Reduced | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 22,429 | $775.0K | <0.1% | −1,835−7.6% | Reduced | – |
| SPDR Series Trust78464A292 | ST STR PFD ETF | 23,966 | $776.0K | <0.1% | +117+0.5% | Added | – |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 5,505 | $804.0K | <0.1% | +3,060+125.2% | Added | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 10,225 | $806.0K | <0.1% | +4,920+92.7% | Added | – |
| iShares Tr464287622 | RUS 1000 ETF | 2,644 | $811.0K | <0.1% | +1,276+93.3% | Added | – |
| Vanguard Admiral FDS Inc921932869 | MIDCP 400 GRTH | 7,858 | $811.0K | <0.1% | −230−2.8% | Reduced | – |
| Vanguard Information Technology ETF92204A702 | ETF | 1,503 | $815.0K | <0.1% | +1,009+204.3% | Added | – |
| ETHWBitwise Ethereum ETF | SHS | 62,090 | $815.0K | <0.1% | −28,363−31.4% | Reduced | History |
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 11,071 | $816.0K | <0.1% | +190+1.7% | Added | – |
| Cambria ETF Tr132061813 | GBL REAL EST ETF | 34,586 | $829.0K | <0.1% | +860+2.5% | Added | – |
| RBB FD Inc S74933W577 | GI DIVERSI TAC ADDED | 30,111 | $832.0K | <0.1% | +5,574+22.7% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 10,558 | $833.0K | <0.1% | +792+8.1% | Added | – |
| VanEck ETF Trust92189F486 | IG FLOA RATE ETF | 33,099 | $846.0K | <0.1% | +4,728+16.7% | Added | – |
| First Tr Exchange Traded FD33741X102 | SMID RISNG ETF | 25,500 | $854.0K | <0.1% | +6,303+32.8% | Added | – |
| iShares Russell Mid-Cap Growth ETF464287481 | ETF | 7,340 | $862.0K | <0.1% | +2,162+41.8% | Added | – |
| iShares Tr46434V878 | ULTRA SHORT DUR | 17,064 | $865.0K | <0.1% | +3,334+24.3% | Added | – |
| NVDANVIDIA Corp | Stock | 8,007 | $868.0K | <0.1% | +1,161+17.0% | Added | History |
| VETZTidal Trust I | ACADEMY VETERAN | 43,591 | $874.0K | <0.1% | +1,324+3.1% | Added | History |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 43,967 | $887.0K | <0.1% | −16,036−26.7% | Reduced | – |
| iShares Inc46434G764 | MSCI EMRG CHN | 16,325 | $899.0K | <0.1% | +144+0.9% | Added | – |
| Manager Directed Portfolios56170L695 | VERT GLB SUST RE | 88,688 | $899.0K | <0.1% | −1,263−1.4% | Reduced | – |
| VanEck ETF Trust92189H300 | JP MRGAN EM LOC | 37,727 | $900.0K | <0.1% | −1,509−3.8% | Reduced | – |
| Cambria ETF Tr132061706 | EMRG SHAREHLDR | 28,364 | $901.0K | <0.1% | −712−2.4% | Reduced | – |
| Cambria ETF Tr132061300 | CAMBRIA FGN SHR | 34,283 | $923.0K | <0.1% | −735−2.1% | Reduced | – |
| American Centy ETF Tr025072703 | INTL EQT ETF | 14,142 | $937.0K | <0.1% | −1,378−8.9% | Reduced | – |
| GOOGAlphabet Inc. | Stock | 6,009 | $939.0K | <0.1% | +3,193+113.4% | Added | History |
| iShares S&P 500 Growth ETF464287309 | ETF | 10,244 | $951.0K | <0.1% | +543+5.6% | Added | – |
| iShares Tr464288877 | EAFE VALUE ETF | 16,159 | $952.0K | <0.1% | +658+4.2% | Added | – |
Sold out since Q4 2024 (14)
Positions held at the end of Q4 2024 that are gone from this filing.
| Security | Class | Shares in Q4 2024 | Value in Q4 2024 | % of portfolio in Q4 2024 | History |
|---|---|---|---|---|---|
| CATCaterpillar Inc | Stock | 4,528 | $1.64M | <0.1% | History |
| iShares Flexible Income Active ETF092528603 | ETF | 11,056 | $575.0K | <0.1% | – |
| MCDMcDonalds Corp | Stock | 1,411 | $409.0K | <0.1% | History |
| iShares Tr464288687 | PFD AND INCM SEC | 10,077 | $317.0K | <0.1% | – |
| J P Morgan Exchange Traded F46641Q373 | BETABUILDERS I | 4,054 | $231.0K | <0.1% | – |
| Vanguard Utilities ETF92204A876 | ETF | 1,390 | $227.0K | <0.1% | – |
| PNCPNC Financial Services Group, Inc. | Stock | 1,160 | $224.0K | <0.1% | History |
| TSLATesla, Inc. | Stock | 539 | $218.0K | <0.1% | History |
| Northern LTS FD Tr IV66538H633 | INSPIRE CORP BD | 9,238 | $217.0K | <0.1% | – |
| Vanguard Financials ETF92204A405 | ETF | 1,809 | $214.0K | <0.1% | – |
| Tidal Tr II88636J329 | CLOCKWISE CORE E | 8,482 | $211.0K | <0.1% | – |
| Amplify Blockchain Technology ETF032108607 | ETF | 4,820 | $208.0K | <0.1% | – |
| BARGraniteShares Gold Trust | SHS BEN INT | 7,960 | $206.0K | <0.1% | History |
| Tidal Trust II88636J816 | RETURN STCKD US | 8,369 | $200.0K | <0.1% | – |