Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Feb 14, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 444
- +23 vs. Q3 2024
- Portfolio value
- $41.9B
- +$48.1M (+0.1%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Russell 1000 Value ETF464287598 | ETF | 5,737 | $1.06M | <0.1% | +124+2.2% | Added | – |
| Dimensional ETF Trust25434V757 | EMERGING MKTS HI | 48,062 | $1.19M | <0.1% | +10,722+28.7% | Added | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 60,003 | $1.19M | <0.1% | −15,725−20.8% | Reduced | – |
| ARK Next Generation Technology ETF00214Q401 | ETF | 11,141 | $1.20M | <0.1% | −7,318−39.6% | Reduced | – |
| GLDSPDR Gold Trust | ETF | 5,086 | $1.23M | <0.1% | −1,909−27.3% | Reduced | History |
| RBB FD Inc74933W452 | F/M US TREASURY | 25,066 | $1.25M | <0.1% | +3,603+16.8% | Added | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 21,067 | $1.26M | <0.1% | −1,442−6.4% | Reduced | – |
| RBB FD Inc74933W262 | SGI ENHANCED GLB | 49,380 | $1.27M | <0.1% | +8,904+22.0% | Added | – |
| RBB FD Inc74933W239 | SGI ENHANCED NAS | 46,967 | $1.27M | <0.1% | +5,339+12.8% | Added | – |
| Dimensional Ultrashort Fixed Income ETF25434V591 | ETF | 25,583 | $1.29M | <0.1% | +8,872+53.1% | Added | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 43,888 | $1.30M | <0.1% | −2,462−5.3% | ReducedConverted for a 2-for-1 split | – |
| Dimensional ETF Trust25434V690 | INTERNATIONAL | 39,844 | $1.31M | <0.1% | +20,068+101.5% | Added | – |
| J P Morgan Exchange Traded F46641Q670 | CORE PLUS BD ETF | 29,205 | $1.34M | <0.1% | +2,894+11.0% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 6,110 | $1.35M | <0.1% | +595+10.8% | Added | – |
| iShares Tr46434V282 | U S EQUITY FACTR | 23,171 | $1.40M | <0.1% | +23,171 | New | – |
| WisdomTree Tr97717X511 | YIELD ENHANCD US | 32,801 | $1.41M | <0.1% | +8,338+34.1% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 43,298 | $1.44M | <0.1% | −4,844−10.1% | Reduced | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 38,777 | $1.44M | <0.1% | +277+0.7% | Added | – |
| First Tr Exchange-Traded FD33738D101 | NO AMER ENERGY | 40,875 | $1.46M | <0.1% | −980−2.3% | Reduced | – |
| Schwab Intermediate-Term US Treasury ETF808524854 | ETF | 60,888 | $1.48M | <0.1% | +9,180+17.8% | AddedConverted for a 2-for-1 split | – |
| Dimensional ETF Trust25434V674 | GLOBAL SUSTAINA | 29,488 | $1.50M | <0.1% | +14,892+102.0% | Added | – |
| iShares Tr46436E619 | ESG ADVAN ETF | 35,549 | $1.51M | <0.1% | +1,078+3.1% | Added | – |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 17,029 | $1.56M | <0.1% | +7,233+73.8% | Added | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 27,945 | $1.58M | <0.1% | −2,168−7.2% | Reduced | – |
| iShares Tr464288307 | MRGSTR MD CP GRW | 21,149 | $1.60M | <0.1% | +3,474+19.7% | Added | – |
| Ea Series Trust02072L680 | STRIVE 500 ETF | 42,765 | $1.62M | <0.1% | +24,131+129.5% | Added | – |
| SPDR Index Shs FDS78463X434 | ST STR MSCI EAFE | 22,375 | $1.62M | <0.1% | +2,809+14.4% | Added | – |
| iShares Tr46434V613 | CORE UNIVRSL USD | 36,170 | $1.64M | <0.1% | +7,200+24.9% | Added | – |
| CATCaterpillar Inc | Stock | 4,528 | $1.64M | <0.1% | −11−0.2% | Reduced | History |
| iShares S&P 100 ETF464287101 | ETF | 6,016 | $1.74M | <0.1% | +2,020+50.6% | Added | – |
| Cambria ETF Tr132061201 | SHSHLD YIELD ETF | 26,371 | $1.81M | <0.1% | −629−2.3% | Reduced | – |
| iShares Tr46434V449 | MSCI INTL MOMENT | 49,345 | $1.85M | <0.1% | +2,709+5.8% | Added | – |
| American Centy ETF Tr025072232 | AVANTIS ALL EQT | 25,738 | $1.86M | <0.1% | +19,462+310.1% | Added | – |
| State Street SPDR Portfolio Short Term Corporate Bond ETF78464A474 | ETF | 62,555 | $1.87M | <0.1% | −928−1.5% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 39,779 | $1.90M | <0.1% | +541+1.4% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 10,712 | $1.91M | <0.1% | −552−4.9% | Reduced | – |
| Dimensional ETF Trust25434V583 | GLOB CO PLUS ETF | 36,392 | $1.92M | <0.1% | +24,532+206.8% | Added | – |
| Vanguard Index FDS922908652 | EXTEND MKT ETF | 10,137 | $1.93M | <0.1% | +3,731+58.2% | Added | – |
| iShares Tr464288612 | INTRM GOV CR ETF | 18,611 | $1.94M | <0.1% | +1,361+7.9% | Added | – |
| iShares Core MSCI Total International Stock ETF46432F834 | ETF | 30,559 | $2.02M | <0.1% | +1,562+5.4% | Added | – |
| Pgim ETF Tr69344A107 | PGIM ULTRA SH BD | 41,390 | $2.05M | <0.1% | −19,920−32.5% | Reduced | – |
| Cambria ETF Tr132061409 | GLOBAL VALUE ETF | 99,634 | $2.08M | <0.1% | +644+0.7% | Added | – |
| BlackRock ETF Trust09290C103 | ISHARES US EQUIT | 40,753 | $2.09M | <0.1% | +840+2.1% | Added | – |
| Dimensional ETF Trust25434V658 | GLOBAL REAL EST | 82,071 | $2.10M | <0.1% | +11,958+17.1% | Added | – |
| RBB FD Inc S74933W593 | GI US LARGE CAP ADDED | 64,446 | $2.11M | <0.1% | +12,868+24.9% | Added | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 35,869 | $2.12M | <0.1% | +15,629+77.2% | Added | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 80,523 | $2.14M | <0.1% | +1,348+1.7% | Added | – |
| ETHWBitwise Ethereum ETF | SHS | 90,453 | $2.17M | <0.1% | +44,574+97.2% | Added | History |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 79,708 | $2.21M | <0.1% | −3,140−3.8% | ReducedConverted for a 3-for-1 split | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 65,554 | $2.21M | <0.1% | +29,634+82.5% | Added | – |
| Vanguard Scottsdale FDS92206C565 | TOTAL WLD BD ETF | 32,923 | $2.25M | <0.1% | −27,587−45.6% | Reduced | – |
| iShares Inc46434G822 | MSCI JAPAN ETF | 33,478 | $2.25M | <0.1% | +16,833+101.1% | Added | – |
| Invesco Exch Traded FD Tr II46138E339 | S&P 500 MOMNTM | 23,742 | $2.26M | <0.1% | +10,917+85.1% | Added | – |
| iShares MSCI Eafe ETF464287465 | ETF | 30,171 | $2.28M | <0.1% | +1,533+5.4% | Added | – |
| Vanguard Admiral FDS Inc921932828 | SMLLCP 600 IDX | 21,654 | $2.30M | <0.1% | +2,205+11.3% | Added | – |
| VanEck ETF Trust92189H409 | HIGH YLD MUNIETF | 45,011 | $2.34M | <0.1% | +19,905+79.3% | Added | – |
| Cambria ETF Tr132061888 | VALUE MOMENTUM | 81,114 | $2.42M | <0.1% | −1,751−2.1% | Reduced | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 41,485 | $2.44M | <0.1% | +7,762+23.0% | Added | – |
| Dimensional ETF Trust25434V773 | INTL SMALL CAP E | 103,649 | $2.55M | <0.1% | +10,931+11.8% | Added | – |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 35,666 | $2.55M | <0.1% | +2,662+8.1% | Added | – |
| MSFTMicrosoft Corp | Stock | 6,077 | $2.56M | <0.1% | +1,204+24.7% | Added | History |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 74,212 | $2.59M | <0.1% | −1,191−1.6% | Reduced | – |
| iShares Tips Bond ETF464287176 | ETF | 24,370 | $2.60M | <0.1% | +4,080+20.1% | Added | – |
| iShares Tr46436E718 | 0-3 MTH TREASURY | 26,046 | $2.61M | <0.1% | +227+0.9% | Added | – |
| Fidelity Merrimack STR Tr316188309 | TOTAL BD ETF | 59,107 | $2.65M | <0.1% | +8,994+17.9% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 97,342 | $2.66M | <0.1% | +4,516+4.9% | AddedConverted for a 3-for-1 split | – |
| iShares Russell 1000 Growth ETF464287614 | ETF | 6,653 | $2.67M | <0.1% | −47−0.7% | Reduced | – |
| Vanguard Total World Stock ETF922042742 | ETF | 22,825 | $2.68M | <0.1% | +410+1.8% | Added | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 53,591 | $2.71M | <0.1% | +907+1.7% | Added | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 45,318 | $2.82M | <0.1% | +5,340+13.4% | Added | – |
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 32,328 | $2.84M | <0.1% | +2,741+9.3% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 22,301 | $2.85M | <0.1% | +2,256+11.3% | Added | – |
| VanEck ETF Trust92189F437 | FALLEN ANGEL HG | 101,473 | $2.91M | <0.1% | +10,021+11.0% | Added | – |
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 51,799 | $2.93M | <0.1% | −3,496−6.3% | Reduced | – |
| SPDR Series Trust78468R622 | ST BLOO HIGH ETF | 31,045 | $2.96M | <0.1% | −20,805−40.1% | Reduced | – |
| WisdomTree Tr97717W588 | US LARGECAP FUND | 48,923 | $2.99M | <0.1% | −4,724−8.8% | Reduced | – |
| Capital Grp Fixed Incm ETF T14020Y201 | MUN INM ETF | 112,265 | $3.02M | <0.1% | +112,265 | New | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 24,856 | $3.11M | <0.1% | +1,038+4.4% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 29,893 | $3.15M | <0.1% | +1,480+5.2% | Added | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 61,244 | $3.15M | <0.1% | −9,645−13.6% | Reduced | – |
| Dimensional ETF Trust25434V716 | US SUSTAINABILTY | 83,322 | $3.16M | <0.1% | +36,069+76.3% | Added | – |
| Vanguard Scottsdale FDS92206C706 | INTER TERM TREAS | 55,560 | $3.22M | <0.1% | +43,271+352.1% | Added | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 125,393 | $3.28M | <0.1% | +84,570+207.2% | Added | – |
| Dimensional ETF Trust25434V740 | EMERGING MKTS VA | 127,388 | $3.34M | <0.1% | +20,687+19.4% | Added | – |
| Dimensional ETF Trust25434V575 | INTL COR FIX ETF | 63,855 | $3.34M | <0.1% | +1,294+2.1% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 69,080 | $3.46M | <0.1% | +29,366+73.9% | Added | – |
| iShares MSCI USA Momentum Factor ETF46432F396 | ETF | 16,882 | $3.49M | <0.1% | −355−2.1% | Reduced | – |
| Janus Detroit STR Tr47103U886 | HENDRSN SHRT ETF | 71,937 | $3.52M | <0.1% | +51,249+247.7% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 45,474 | $3.55M | <0.1% | +13,687+43.1% | Added | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 62,978 | $3.62M | <0.1% | −16,849−21.1% | Reduced | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 118,220 | $3.64M | <0.1% | +42,390+55.9% | Added | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 47,313 | $3.80M | <0.1% | +8,782+22.8% | Added | – |
| Goldman Sachs ETF Tr381430230 | ULTR SHOR BD ETF | 77,173 | $3.88M | <0.1% | +14,881+23.9% | Added | – |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 90,499 | $3.89M | <0.1% | +14,848+19.6% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 148,195 | $3.94M | <0.1% | +54,007+57.3% | Added | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 112,204 | $3.98M | <0.1% | +5,650+5.3% | Added | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 101,034 | $4.13M | <0.1% | +646+0.6% | Added | – |
| SPDR Series Trust78468R747 | ST STR MSCI GEN | 36,441 | $4.22M | <0.1% | −124−0.3% | Reduced | – |
| iShares U S ETF Tr46431W838 | SHOR MAT MUN ETF | 85,643 | $4.28M | <0.1% | +39,883+87.2% | Added | – |
| Capital Group Dividend Value14020W106 | SHS CREAT UNIT | 121,622 | $4.29M | <0.1% | +75,403+163.1% | Added | – |
Sold out since Q3 2024 (11)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Capital Group Intl Focus EQT14019W109 | SHS CREAT UNIT | 19,631 | $529.0K | <0.1% | – |
| DBX ETF Tr233051242 | XTRCKR RUSL 1000 | 7,294 | $381.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 7,959 | $367.0K | <0.1% | – |
| Innovator ETFs Trust45782C748 | US EQTY PWR BUF | 9,211 | $340.0K | <0.1% | – |
| Innovator ETFs Trust45782C680 | US EQTY PWR BF | 8,137 | $308.0K | <0.1% | – |
| Vanguard Health Care ETF92204A504 | ETF | 1,000 | $282.0K | <0.1% | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 5,781 | $275.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L201 | INTL QUAN VALUE | 10,391 | $268.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L300 | INTL QUAN MOMNTM | 9,038 | $260.0K | <0.1% | – |
| UNHUnitedHealth Group Inc | Stock | 425 | $248.0K | <0.1% | History |
| First Tr Exchange-Traded FD33734X846 | NASDAQ CYB ETF | 3,657 | $217.0K | <0.1% | – |