Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2022
Holdings as of Dec 31, 2022, filed Feb 13, 2023. Long positions only; changes compare share counts with Q3 2022.
- Positions
- 252
- +29 vs. Q3 2022
- Portfolio value
- $29.2B
- +$1.19B (+4.3%) vs. Q3 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 22,007 | $916.0K | <0.1% | −22,683−50.8% | Reduced | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 4,046 | $979.0K | <0.1% | +519+14.7% | Added | – |
| Vanguard Index FDS922908652 | EXTEND MKT ETF | 7,526 | $1.00M | <0.1% | +2,925+63.6% | Added | – |
| First Tr Exchange-Traded FD33738D101 | NO AMER ENERGY | 38,384 | $1.02M | <0.1% | +179+0.5% | Added | – |
| Cambria ETF Tr132061813 | GBL REAL EST ETF | 39,769 | $1.04M | <0.1% | −194−0.5% | Reduced | – |
| iShares Tr464288612 | INTRM GOV CR ETF | 10,241 | $1.05M | <0.1% | +2,251+28.2% | Added | – |
| iShares Tr464289479 | CORE LT USDB ETF | 20,685 | $1.05M | <0.1% | +4,267+26.0% | Added | – |
| Invesco Exchange Traded FD T46137V589 | GBL LISTED PVT | 111,791 | $1.05M | <0.1% | +11,724+11.7% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 19,878 | $1.10M | <0.1% | +1,626+8.9% | Added | – |
| Vanguard Admiral FDS Inc921932828 | SMLLCP 600 IDX | 6,418 | $1.11M | <0.1% | −1,582−19.8% | Reduced | – |
| Cambria ETF Tr132061706 | EMRG SHAREHLDR | 39,977 | $1.12M | <0.1% | +5,083+14.6% | Added | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 25,028 | $1.13M | <0.1% | +4,408+21.4% | Added | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 15,327 | $1.14M | <0.1% | +2,709+21.5% | Added | – |
| VanEck ETF Trust92189H300 | JP MRGAN EM LOC | 48,585 | $1.18M | <0.1% | −1,644−3.3% | Reduced | – |
| WisdomTree Tr97717W588 | US LARGECAP FUND | 29,156 | $1.21M | <0.1% | +2,456+9.2% | Added | – |
| iShares Tr46435G672 | CORE INTL AGGR | 26,133 | $1.24M | <0.1% | −18,047−40.8% | Reduced | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 24,340 | $1.26M | <0.1% | −202−0.8% | Reduced | – |
| Cambria ETF Tr132061300 | CAMBRIA FGN SHR | 53,535 | $1.30M | <0.1% | +4,324+8.8% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 3,537 | $1.35M | <0.1% | +2,237+172.1% | Added | History |
| New York Life Investments Et45409B107 | HEDGE MULTI STRA | 51,681 | $1.47M | <0.1% | −418−0.8% | Reduced | – |
| Schwab US Tips ETF808524870 | ETF | 28,595 | $1.48M | <0.1% | +5,538+24.0% | Added | – |
| Vanguard Consumer Staples ETF92204A207 | ETF | 7,949 | $1.52M | <0.1% | +7,949 | New | – |
| iShares Tr46434V613 | CORE UNIVRSL USD | 34,305 | $1.54M | <0.1% | +6,972+25.5% | Added | – |
| SPDR Series Trust78464A763 | ST STR SP DIV | 12,405 | $1.55M | <0.1% | +12,405 | New | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 52,941 | $1.57M | <0.1% | +9,500+21.9% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 33,645 | $1.65M | <0.1% | +33,645 | New | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 26,886 | $1.66M | <0.1% | +14,224+112.3% | Added | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 11,398 | $1.73M | <0.1% | +731+6.9% | Added | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 41,920 | $1.74M | <0.1% | +32,269+334.4% | Added | – |
| VanEck ETF Trust92189F437 | FALLEN ANGEL HG | 66,427 | $1.79M | <0.1% | −1,735−2.5% | Reduced | – |
| iShares MSCI USA Momentum Factor ETF46432F396 | ETF | 12,347 | $1.80M | <0.1% | +1,875+17.9% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 51,446 | $1.86M | <0.1% | −2,615−4.8% | Reduced | History |
| iShares Tips Bond ETF464287176 | ETF | 17,759 | $1.89M | <0.1% | +6,994+65.0% | Added | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 17,852 | $1.93M | <0.1% | +2,126+13.5% | Added | – |
| iShares Tr46436E619 | ESG ADVAN ETF | 46,916 | $1.98M | <0.1% | −2,349−4.8% | Reduced | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 43,886 | $2.04M | <0.1% | +4,112+10.3% | Added | – |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 46,630 | $2.05M | <0.1% | +2,014+4.5% | Added | – |
| Cambria ETF Tr132061201 | SHSHLD YIELD ETF | 37,283 | $2.21M | <0.1% | −1,303−3.4% | Reduced | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 94,484 | $2.25M | <0.1% | −11,023−10.4% | Reduced | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 96,397 | $2.28M | <0.1% | −1,368−1.4% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 29,697 | $2.45M | <0.1% | +6,147+26.1% | Added | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 32,104 | $2.49M | <0.1% | +6,906+27.4% | Added | – |
| iShares MSCI USA Min Vol Factor ETF46429B697 | ETF | 35,396 | $2.55M | <0.1% | +14,036+65.7% | Added | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 99,286 | $2.64M | <0.1% | +1,571+1.6% | Added | – |
| Cambria ETF Tr132061409 | GLOBAL VALUE ETF | 134,059 | $2.69M | <0.1% | +8,234+6.5% | Added | – |
| SPDR Series Trust78468R747 | ST STR MSCI GEN | 35,492 | $2.80M | <0.1% | +231+0.7% | Added | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 129,962 | $2.85M | <0.1% | +31,274+31.7% | Added | – |
| iShares Tr464287432 | 20 YR TR BD ETF | 28,954 | $2.88M | <0.1% | −13,188−31.3% | Reduced | – |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 94,099 | $2.97M | <0.1% | −2,906−3.0% | Reduced | – |
| iShares Tr46435U853 | BROAD USD HIGH | 87,226 | $3.01M | <0.1% | −128,241−59.5% | Reduced | – |
| Cambria ETF Tr132061888 | VALUE MOMENTUM | 110,689 | $3.01M | <0.1% | −6,190−5.3% | Reduced | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 15,658 | $3.14M | <0.1% | +1,251+8.7% | Added | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 55,801 | $3.23M | <0.1% | +1,568+2.9% | Added | – |
| WisdomTree Tr97717X578 | EM EX ST-OWNED | 122,280 | $3.26M | <0.1% | +8,872+7.8% | Added | – |
| iShares Inc464286533 | MSCI EMERG MRKT | 66,391 | $3.52M | <0.1% | −6,431−8.8% | Reduced | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 105,045 | $3.67M | <0.1% | +290+0.3% | Added | – |
| iShares Inc464286525 | MSCI GBL MIN VOL | 38,997 | $3.71M | <0.1% | −5,128−11.6% | Reduced | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 27,532 | $3.86M | <0.1% | +5,576+25.4% | Added | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 95,495 | $3.95M | <0.1% | +13,836+16.9% | Added | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 81,743 | $3.96M | <0.1% | +6,490+8.6% | Added | – |
| iShares Tr464287457 | 1 3 YR TREAS BD | 52,321 | $4.25M | <0.1% | −14,362−21.5% | Reduced | – |
| iShares Tr464288356 | CALIF MUN BD ETF | 77,324 | $4.34M | <0.1% | +20,023+34.9% | Added | – |
| Vanguard Whitehall FDS921946810 | INTL DVD ETF | 65,249 | $4.54M | <0.1% | +5,080+8.4% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 46,963 | $4.73M | <0.1% | −9,371−16.6% | Reduced | – |
| Vanguard S&P 500 Growth ETF921932505 | ETF | 22,896 | $4.83M | <0.1% | +12,267+115.4% | Added | – |
| iShares Tr464288323 | NEW YORK MUN ETF | 95,626 | $5.01M | <0.1% | +10,150+11.9% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 67,072 | $5.04M | <0.1% | +2,193+3.4% | Added | – |
| DBX ETF Tr233051432 | XTRACK USD HIGH | 152,006 | $5.12M | <0.1% | +8,754+6.1% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 95,659 | $5.36M | <0.1% | −8,229−7.9% | Reduced | – |
| iShares Tr46435G474 | FALN ANGLS USD | 228,046 | $5.61M | <0.1% | +7,483+3.4% | Added | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 305,783 | $5.71M | <0.1% | +12,863+4.4% | Added | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 118,816 | $5.85M | <0.1% | −98,952−45.4% | Reduced | – |
| PIMCO ETF Tr72201R304 | 15+ YR US TIPS | 101,442 | $5.91M | <0.1% | +70.0% | Added | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 236,207 | $5.92M | <0.1% | +49,130+26.3% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 274,129 | $5.92M | <0.1% | −28,330−9.4% | Reduced | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 120,186 | $5.99M | <0.1% | −110,178−47.8% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 16,600 | $6.38M | <0.1% | +3,706+28.7% | Added | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 142,764 | $6.45M | <0.1% | +3,593+2.6% | Added | – |
| Goldman Sachs ETF Tr381430388 | ACCESS EMNG MKTS | 177,320 | $7.08M | <0.1% | +18,497+11.6% | Added | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 182,192 | $7.45M | <0.1% | −89,239−32.9% | Reduced | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 260,970 | $7.58M | <0.1% | −9,737−3.6% | Reduced | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 42,635 | $7.66M | <0.1% | +749+1.8% | Added | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 345,077 | $7.76M | <0.1% | +19,290+5.9% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 104,662 | $7.77M | <0.1% | −35,371−25.3% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 31,465 | $8.38M | <0.1% | +4,870+18.3% | Added | – |
| iShares Tr46429B655 | FLTG RATE NT ETF | 167,909 | $8.45M | <0.1% | +29,919+21.7% | Added | – |
| Vanguard BD Index FDS921937793 | LONG TERM BOND | 122,241 | $8.86M | <0.1% | +936+0.8% | Added | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 205,816 | $9.37M | <0.1% | +19,732+10.6% | Added | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 190,877 | $9.39M | <0.1% | −16,909−8.1% | Reduced | – |
| Schwab U.S. REIT ETF808524847 | ETF | 494,540 | $9.54M | <0.1% | +81,661+19.8% | Added | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 447,310 | $9.97M | <0.1% | +72,789+19.4% | Added | – |
| iShares Tr46435U663 | ESG AWARE MSCI | 310,133 | $10.2M | <0.1% | +302,236+3,827.2% | Added | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 390,191 | $10.5M | <0.1% | −9,434−2.4% | Reduced | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 245,179 | $10.8M | <0.1% | −226,016−48.0% | Reduced | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 154,130 | $11.5M | <0.1% | +8,417+5.8% | Added | – |
| Cambria ETF Tr132061508 | GLB MOMENT ETF | 460,039 | $13.0M | <0.1% | −12,444−2.6% | Reduced | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 125,406 | $13.2M | <0.1% | −9,954−7.4% | Reduced | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 284,842 | $13.3M | <0.1% | +25,867+10.0% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 683,430 | $16.6M | 0.1% | +140,271+25.8% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 194,262 | $18.6M | 0.1% | +57,645+42.2% | Added | – |
Sold out since Q3 2022 (7)
Positions held at the end of Q3 2022 that are gone from this filing.
| Security | Class | Shares in Q3 2022 | Value in Q3 2022 | % of portfolio in Q3 2022 | History |
|---|---|---|---|---|---|
| Goldman Sachs ETF Tr381430453 | ACCESS HIG YLD | 297,020 | $12.4M | <0.1% | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 26,204 | $1.93M | <0.1% | – |
| iShares Tr464287812 | US CONSM STAPLES | 6,587 | $1.28M | <0.1% | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 14,748 | $1.03M | <0.1% | – |
| SPDR Series Trust78464A292 | ST STR PFD ETF | 22,996 | $824.0K | <0.1% | – |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 4,970 | $637.0K | <0.1% | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 8,342 | $202.0K | <0.1% | – |