Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2022
Holdings as of Dec 31, 2022, filed Feb 13, 2023. Long positions only; changes compare share counts with Q3 2022.
- Positions
- 252
- +29 vs. Q3 2022
- Portfolio value
- $29.2B
- +$1.19B (+4.3%) vs. Q3 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| ProShares Bitcoin ETF74347G440 | ETF | 18,007 | $188.0K | <0.1% | +7,045+64.3% | Added | – |
| BARGraniteShares Gold Trust | SHS BEN INT | 10,586 | $191.0K | <0.1% | +10,586 | New | History |
| iShares Russell Midcap ETF464287499 | ETF | 3,012 | $203.0K | <0.1% | +3,012 | New | – |
| iShares Tr464288521 | CRE U S REIT ETF | 4,153 | $205.0K | <0.1% | +4,153 | New | – |
| WisdomTree Tr97717X867 | EM LCL DEBT FD | 7,954 | $205.0K | <0.1% | +7,954 | New | – |
| iShares Russell Top 200 Growth ETF464289438 | ETF | 1,742 | $210.0K | <0.1% | +1,742 | New | – |
| WisdomTree Tr97717W547 | US VALUE FD | 3,678 | $210.0K | <0.1% | −150−3.9% | Reduced | – |
| SPDR Series Trust78468R101 | ST SHO TREAS ETF | 7,314 | $211.0K | <0.1% | +7,314 | New | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 7,171 | $216.0K | <0.1% | +7,171 | New | – |
| State Street Real Estate Select Sector SPDR ETF81369Y860 | ETF | 5,937 | $219.0K | <0.1% | +5,937 | New | – |
| Dimensional ETF Trust25434V807 | INTERNATNAL VAL | 7,288 | $222.0K | <0.1% | +7,288 | New | – |
| iShares Inc46434G848 | MSCI GBL ETF NEW | 5,458 | $224.0K | <0.1% | +5,458 | New | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 9,261 | $229.0K | <0.1% | +9,261 | New | – |
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 9,276 | $230.0K | <0.1% | +9,276 | New | – |
| iShares Core MSCI Total International Stock ETF46432F834 | ETF | 4,108 | $238.0K | <0.1% | −691−14.4% | Reduced | – |
| iShares MSCI Eafe ETF464287465 | ETF | 3,630 | $238.0K | <0.1% | +3,630 | New | – |
| Alpha Architect ETF Tr02072L300 | INTL QUAN MOMNTM | 9,733 | $242.0K | <0.1% | +9,733 | New | – |
| iShares Tr464287622 | RUS 1000 ETF | 1,161 | $244.0K | <0.1% | −1,915−62.3% | Reduced | – |
| Innovator ETFs Trust45782C565 | US EQTY ULTRA BU | 9,132 | $253.0K | <0.1% | +9,132 | New | – |
| Simplify Exchange Traded Fun82889N103 | US EQT PLS CNVEX | 10,017 | $254.0K | <0.1% | +1,254+14.3% | Added | – |
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 10,066 | $263.0K | <0.1% | −258−2.5% | Reduced | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 5,277 | $264.0K | <0.1% | +5,277 | New | – |
| iShares Russell 2000 ETF464287655 | ETF | 1,540 | $269.0K | <0.1% | +1,540 | New | – |
| SPDR Series Trust78464A128 | ST STR SP1500VT | 1,944 | $272.0K | <0.1% | −122−5.9% | Reduced | – |
| Alpha Architect ETF Tr02072L201 | INTL QUAN VALUE | 12,456 | $273.0K | <0.1% | +12,456 | New | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 5,721 | $276.0K | <0.1% | +5,721 | New | – |
| Litman Gregory FDS Tr53700T827 | IMGP DBI MAN ETF | 9,889 | $288.0K | <0.1% | +72+0.7% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 7,149 | $290.0K | <0.1% | +7,149 | New | – |
| Innovator U.S. Equity Buffer ETF - October45782C771 | ETF | 9,236 | $293.0K | <0.1% | −1,283−12.2% | Reduced | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 10,642 | $298.0K | <0.1% | +1,444+15.7% | Added | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 7,098 | $305.0K | <0.1% | +664+10.3% | Added | – |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 7,526 | $313.0K | <0.1% | −1,662−18.1% | Reduced | – |
| WisdomTree Tr97717W562 | US SMALLCAP FUND | 7,686 | $327.0K | <0.1% | +764+11.0% | Added | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 6,586 | $330.0K | <0.1% | −3,924−37.3% | Reduced | – |
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 1,654 | $337.0K | <0.1% | +1,654 | New | – |
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 7,394 | $342.0K | <0.1% | +496+7.2% | Added | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 5,413 | $351.0K | <0.1% | +903+20.0% | Added | – |
| iShares Tr46432F388 | MSCI USA VALUE | 3,969 | $362.0K | <0.1% | +990+33.2% | Added | – |
| Vanguard World FD921910816 | MEGA GRWTH IND | 2,120 | $365.0K | <0.1% | −1,674−44.1% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 16,303 | $366.0K | <0.1% | +16,303 | New | – |
| Dimensional ETF Trust25434V823 | US REAL ESTA ETF | 17,328 | $366.0K | <0.1% | +17,328 | New | – |
| iShares Tr46436E718 | 0-3 MTH TREASURY | 3,661 | $367.0K | <0.1% | +985+36.8% | Added | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 12,184 | $374.0K | <0.1% | −1,418−10.4% | Reduced | – |
| SPDR Series Trust78468R622 | ST BLOO HIGH ETF | 4,203 | $378.0K | <0.1% | −212−4.8% | Reduced | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 5,013 | $379.0K | <0.1% | +5,013 | New | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 7,825 | $400.0K | <0.1% | +604+8.4% | Added | – |
| iShares Russell 2000 Growth ETF464287648 | ETF | 1,869 | $401.0K | <0.1% | −729−28.1% | Reduced | – |
| iShares Tr46436E759 | ESG EAFE ETF | 7,446 | $404.0K | <0.1% | +255+3.5% | Added | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 8,927 | $411.0K | <0.1% | +8,927 | New | – |
| iShares U.S. Treasury Bond ETF46429B267 | ETF | 18,160 | $413.0K | <0.1% | +3,696+25.6% | Added | – |
| Vanguard Ftse All-World Ex-US Small-Cap ETF922042718 | ETF | 4,051 | $416.0K | <0.1% | +4,051 | New | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 2,946 | $416.0K | <0.1% | +178+6.4% | Added | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 7,131 | $417.0K | <0.1% | +1,744+32.4% | Added | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 13,906 | $418.0K | <0.1% | −2,821−16.9% | Reduced | – |
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 7,203 | $429.0K | <0.1% | +3,416+90.2% | Added | – |
| Simplify Exchange Traded Fun82889N301 | US EQT PLS UPSID | 16,533 | $434.0K | <0.1% | +1,195+7.8% | Added | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 14,994 | $436.0K | <0.1% | +6,161+69.7% | Added | – |
| iShares Broad Usd Investment Grade Corporate Bond ETF464288620 | ETF | 9,003 | $442.0K | <0.1% | +9,003 | New | – |
| iShares Tr464288661 | 3 7 YR TREAS BD | 3,851 | $442.0K | <0.1% | +3,851 | New | – |
| Exchange Traded Concepts Tru301505624 | BITWISE CRYPTO | 130,772 | $443.0K | <0.1% | +53,275+68.7% | Added | – |
| Invesco Nasdaq 100 ETF46138G649 | ETF | 4,086 | $448.0K | <0.1% | +4,086 | New | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 4,335 | $469.0K | <0.1% | +583+15.5% | Added | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 10,221 | $476.0K | <0.1% | +914+9.8% | Added | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 10,214 | $477.0K | <0.1% | +610+6.4% | Added | – |
| iShares Tr464289511 | 10+ YR INVST GRD | 9,703 | $483.0K | <0.1% | −1,040−9.7% | Reduced | – |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 33,019 | $488.0K | <0.1% | −411−1.2% | Reduced | – |
| iShares Tr464288885 | EAFE GRWTH ETF | 5,859 | $491.0K | <0.1% | +1,545+35.8% | Added | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 12,141 | $499.0K | <0.1% | +633+5.5% | Added | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 15,887 | $511.0K | <0.1% | +5,926+59.5% | Added | – |
| VanEck ETF Trust92189H607 | OIL SERVICES ETF | 1,699 | $517.0K | <0.1% | −24−1.4% | Reduced | – |
| SGOLabrdn Gold ETF Trust | ETF | 29,731 | $519.0K | <0.1% | −2,921−8.9% | Reduced | History |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 11,966 | $526.0K | <0.1% | +5,763+92.9% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 4,731 | $539.0K | <0.1% | +2,654+127.8% | Added | – |
| iShares Tr464288877 | EAFE VALUE ETF | 11,739 | $539.0K | <0.1% | +4,349+58.8% | Added | – |
| State Street SPDR Portfolio Intermediate Term Corporate Bond ETF78464A375 | ETF | 17,114 | $545.0K | <0.1% | −18,248−51.6% | Reduced | – |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 6,113 | $559.0K | <0.1% | −9,318−60.4% | Reduced | – |
| Vanguard Scottsdale FDS92206C706 | INTER TERM TREAS | 9,929 | $581.0K | <0.1% | +2,905+41.4% | Added | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 2,679 | $591.0K | <0.1% | +547+25.7% | Added | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 10,890 | $603.0K | <0.1% | +2,364+27.7% | Added | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 23,302 | $636.0K | <0.1% | −12,273−34.5% | Reduced | – |
| ARK Innovation ETF00214Q104 | ETF | 20,547 | $642.0K | <0.1% | +3,212+18.5% | Added | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 8,494 | $643.0K | <0.1% | −28,653−77.1% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 13,095 | $664.0K | <0.1% | +3,622+38.2% | Added | – |
| VanEck ETF Trust92189H409 | HIGH YLD MUNIETF | 13,372 | $676.0K | <0.1% | +515+4.0% | Added | – |
| ARK Next Generation Technology ETF00214Q401 | ETF | 17,677 | $681.0K | <0.1% | +9,613+119.2% | Added | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 21,021 | $681.0K | <0.1% | +7,950+60.8% | Added | – |
| Vanguard Total World Stock ETF922042742 | ETF | 7,925 | $683.0K | <0.1% | +739+10.3% | Added | – |
| WisdomTree Tr97717W281 | EMG MKTS SMCAP | 16,165 | $711.0K | <0.1% | +4,311+36.4% | Added | – |
| WisdomTree Tr97717W760 | INTL SMCAP DIV | 12,384 | $718.0K | <0.1% | +1,284+11.6% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 15,394 | $762.0K | <0.1% | −14,067−47.7% | Reduced | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 7,412 | $773.0K | <0.1% | −519−6.5% | Reduced | – |
| WisdomTree Tr97717X511 | YIELD ENHANCD US | 18,952 | $808.0K | <0.1% | +918+5.1% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 37,225 | $832.0K | <0.1% | +37,225 | New | – |
| American Centy ETF Tr025072885 | US EQT ETF | 12,338 | $839.0K | <0.1% | +12,338 | New | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 19,603 | $861.0K | <0.1% | −3,508−15.2% | Reduced | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 9,967 | $872.0K | <0.1% | +2,510+33.7% | Added | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 9,223 | $873.0K | <0.1% | −130−1.4% | Reduced | – |
| iShares Tr464288687 | PFD AND INCM SEC | 28,880 | $882.0K | <0.1% | +28,880 | New | – |
| Vanguard Admiral FDS Inc921932869 | MIDCP 400 GRTH | 5,310 | $899.0K | <0.1% | −515−8.8% | Reduced | – |
| iShares Tr46434V449 | MSCI INTL MOMENT | 29,185 | $900.0K | <0.1% | +2,371+8.8% | Added | – |
Sold out since Q3 2022 (7)
Positions held at the end of Q3 2022 that are gone from this filing.
| Security | Class | Shares in Q3 2022 | Value in Q3 2022 | % of portfolio in Q3 2022 | History |
|---|---|---|---|---|---|
| Goldman Sachs ETF Tr381430453 | ACCESS HIG YLD | 297,020 | $12.4M | <0.1% | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 26,204 | $1.93M | <0.1% | – |
| iShares Tr464287812 | US CONSM STAPLES | 6,587 | $1.28M | <0.1% | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 14,748 | $1.03M | <0.1% | – |
| SPDR Series Trust78464A292 | ST STR PFD ETF | 22,996 | $824.0K | <0.1% | – |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 4,970 | $637.0K | <0.1% | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 8,342 | $202.0K | <0.1% | – |