Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2021
Holdings as of Dec 31, 2021, filed Feb 15, 2022. Long positions only; changes compare share counts with Q3 2021.
- Positions
- 202
- +18 vs. Q3 2021
- Portfolio value
- $32.1B
- +$2.20B (+7.4%) vs. Q3 2021
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| SPDR Series Trust78468R747 | ST STR MSCI GEN | 30,459 | $3.11M | <0.1% | +1,211+4.1% | Added | – |
| iShares Tr464287457 | 1 3 YR TREAS BD | 36,733 | $3.14M | <0.1% | +3,773+11.4% | Added | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 89,109 | $3.18M | <0.1% | −259−0.3% | Reduced | – |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 91,440 | $3.24M | <0.1% | −2,694−2.9% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 125,449 | $3.31M | <0.1% | +21,264+20.4% | Added | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 132,639 | $3.40M | <0.1% | −5,954−4.3% | Reduced | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 38,279 | $3.55M | <0.1% | +2,054+5.7% | Added | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 12,884 | $3.63M | <0.1% | +1,381+12.0% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 14,680 | $3.74M | <0.1% | −668−4.4% | Reduced | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 116,535 | $3.85M | <0.1% | +3,380+3.0% | Added | – |
| First Tr Exchange-Traded FD33734X853 | INTL EQUITY OPP | 73,824 | $4.25M | <0.1% | +16,845+29.6% | Added | – |
| Vanguard S&P 500 Growth ETF921932505 | ETF | 14,619 | $4.41M | <0.1% | +2,005+15.9% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 39,901 | $4.42M | <0.1% | −18,085−31.2% | Reduced | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 42,945 | $4.54M | <0.1% | +2,587+6.4% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 177,714 | $4.64M | <0.1% | +37,622+26.9% | Added | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 181,375 | $4.65M | <0.1% | +53,377+41.7% | Added | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 81,160 | $4.75M | <0.1% | +15,382+23.4% | Added | – |
| ARK Innovation ETF00214Q104 | ETF | 52,165 | $4.93M | <0.1% | +11,968+29.8% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 10,582 | $5.05M | <0.1% | +3,530+50.1% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 44,184 | $5.08M | <0.1% | +13,405+43.6% | Added | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 66,663 | $5.42M | <0.1% | −1,590−2.3% | Reduced | – |
| iShares Tr464288356 | CALIF MUN BD ETF | 88,620 | $5.52M | <0.1% | +12,703+16.7% | Added | – |
| iShares Tr464288323 | NEW YORK MUN ETF | 99,495 | $5.77M | <0.1% | +12,668+14.6% | Added | – |
| iShares Inc464286533 | MSCI EMERG MRKT | 93,377 | $5.87M | <0.1% | −9,008−8.8% | Reduced | – |
| iShares Tr46435G474 | FALN ANGLS USD | 197,843 | $5.93M | <0.1% | +43,031+27.8% | Added | – |
| iShares Inc464286525 | MSCI GBL MIN VOL | 54,769 | $5.93M | <0.1% | −5,261−8.8% | Reduced | – |
| Goldman Sachs ETF Tr381430453 | ACCESS HIG YLD | 122,060 | $6.07M | <0.1% | +21,496+21.4% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 79,253 | $6.71M | <0.1% | −35,501−30.9% | Reduced | – |
| DBX ETF Tr233051432 | XTRACK USD HIGH | 179,207 | $7.14M | <0.1% | +54,083+43.2% | Added | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 169,536 | $7.30M | <0.1% | +46,833+38.2% | Added | – |
| iShares Tr46429B655 | FLTG RATE NT ETF | 146,960 | $7.46M | <0.1% | +21,981+17.6% | Added | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 99,315 | $7.56M | <0.1% | +13,617+15.9% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 147,629 | $7.78M | <0.1% | +32,472+28.2% | Added | – |
| Goldman Sachs ETF Tr38149W101 | ACCESS US AGRAT | 160,943 | $7.83M | <0.1% | +11,925+8.0% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 118,994 | $8.04M | <0.1% | −6,662−5.3% | Reduced | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 333,852 | $9.67M | <0.1% | +95,827+40.3% | Added | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 361,536 | $9.87M | <0.1% | +84,950+30.7% | Added | – |
| iShares Tr46435U853 | BROAD USD HIGH | 241,985 | $9.97M | <0.1% | +91,455+60.8% | Added | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 223,730 | $10.1M | <0.1% | +70,551+46.1% | Added | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 25,784 | $10.3M | <0.1% | +2,691+11.7% | Added | – |
| PIMCO ETF Tr72201R304 | 15+ YR US TIPS | 113,831 | $10.4M | <0.1% | −9,118−7.4% | Reduced | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 197,704 | $10.4M | <0.1% | −5,646−2.8% | Reduced | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 200,522 | $10.8M | <0.1% | +45,399+29.3% | Added | – |
| Vanguard BD Index FDS921937793 | LONG TERM BOND | 115,662 | $11.9M | <0.1% | +9,940+9.4% | Added | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 137,338 | $12.0M | <0.1% | +7,001+5.4% | Added | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 223,444 | $12.3M | <0.1% | +31,251+16.3% | Added | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 252,256 | $12.6M | <0.1% | −59,181−19.0% | Reduced | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 309,466 | $13.0M | <0.1% | −20,812−6.3% | Reduced | – |
| SPDR Ser Tr78468R648 | S&P KENSHO NEW | 231,130 | $13.6M | <0.1% | +231,130 | New | – |
| Cambria ETF Tr132061508 | GLB MOMENT ETF | 468,869 | $14.0M | <0.1% | −75,809−13.9% | Reduced | – |
| iShares Tr464288588 | MBS ETF | 131,382 | $14.1M | <0.1% | +31,164+31.1% | Added | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 245,595 | $15.2M | <0.1% | −12,275−4.8% | Reduced | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 428,499 | $17.8M | 0.1% | +114,610+36.5% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 79,765 | $18.0M | 0.1% | +5,082+6.8% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 142,082 | $18.8M | 0.1% | +2,139+1.5% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 241,143 | $19.5M | 0.1% | +4,614+2.0% | Added | – |
| Vanguard World FD921910733 | ESG US STK ETF | 241,889 | $21.3M | 0.1% | +7,474+3.2% | Added | – |
| Goldman Sachs ETF Tr381430206 | ACTIVEBETA EME | 574,921 | $21.3M | 0.1% | +116,072+25.3% | Added | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 404,520 | $21.9M | 0.1% | +58,072+16.8% | Added | – |
| SPDR Index Shs FDS78470E205 | MSCI EMR MKT ETF | 303,593 | $22.2M | 0.1% | +77,509+34.3% | Added | – |
| iShares Tr464288802 | ESG OPTIMIZED | 255,445 | $27.1M | 0.1% | −14,317−5.3% | Reduced | – |
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 504,189 | $28.2M | 0.1% | +225,670+81.0% | Added | – |
| Goldman Sachs ETF Tr381430602 | ACTIVEBETA US | 518,209 | $34.5M | 0.1% | +68,687+15.3% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 846,389 | $35.5M | 0.1% | +99,850+13.4% | Added | – |
| SPDR Index Shs FDS78470E106 | ST STR MSCI EAFE | 433,928 | $36.4M | 0.1% | +60,544+16.2% | Added | – |
| iShares Tr46435U440 | USD GRN BOND ETF | 750,306 | $40.7M | 0.1% | +127,957+20.6% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 150,546 | $48.3M | 0.2% | +3,588+2.4% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 121,712 | $53.1M | 0.2% | +10,930+9.9% | Added | – |
| iShares Tr464288570 | ESG MSCI KLD ETF | 701,666 | $65.2M | 0.2% | −62,409−8.2% | Reduced | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 1,787,499 | $71.1M | 0.2% | +296,330+19.9% | Added | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 662,636 | $78.0M | 0.2% | +42,737+6.9% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 562,470 | $88.1M | 0.3% | −14,080−2.4% | Reduced | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 3,254,961 | $114.8M | 0.4% | +522,683+19.1% | Added | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 1,659,251 | $128.9M | 0.4% | +319,789+23.9% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,543,434 | $130.8M | 0.4% | −37,675−2.4% | Reduced | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 2,265,173 | $165.9M | 0.5% | −74,399−3.2% | Reduced | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 980,661 | $170.6M | 0.5% | +126,395+14.8% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 3,603,364 | $181.9M | 0.6% | +29,068+0.8% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 1,127,543 | $187.2M | 0.6% | +1,747+0.2% | Added | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 3,650,250 | $188.8M | 0.6% | −9,465−0.3% | Reduced | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 1,888,923 | $231.2M | 0.7% | −26,665−1.4% | Reduced | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 3,042,375 | $241.7M | 0.8% | +390,992+14.7% | Added | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 2,255,540 | $243.4M | 0.8% | +170,448+8.2% | Added | – |
| Goldman Sachs ETF Tr381430503 | ACTIVEBETA US LG | 2,595,562 | $246.9M | 0.8% | +291,929+12.7% | Added | – |
| Goldman Sachs ETF Tr381430529 | ACCES TREASURY | 3,095,513 | $309.7M | 1.0% | +782,981+33.9% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 6,533,690 | $391.1M | 1.2% | −747,478−10.3% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 3,757,828 | $424.7M | 1.3% | −163,068−4.2% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 10,118,007 | $520.1M | 1.6% | +538,467+5.6% | Added | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 4,989,678 | $551.0M | 1.7% | −716,227−12.6% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 7,686,980 | $573.8M | 1.8% | +1,626,713+26.8% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 17,579,719 | $683.3M | 2.1% | −403,555−2.2% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 7,195,708 | $820.9M | 2.6% | +366,591+5.4% | Added | – |
| iShares Tr464288281 | JPMORGAN USD EMG | 8,341,413 | $909.7M | 2.8% | +345,802+4.3% | Added | – |
| iShares Tr464287150 | CORE S&P TTL STK | 9,946,103 | $1.06B | 3.3% | +60,712+0.6% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 10,461,577 | $1.22B | 3.8% | +617,023+6.3% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 7,345,600 | $1.31B | 4.1% | −14,557−0.2% | Reduced | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 10,236,729 | $1.54B | 4.8% | +94,311+0.9% | Added | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 32,484,756 | $1.79B | 5.6% | +1,944,911+6.4% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 12,818,815 | $1.89B | 5.9% | +229,967+1.8% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 64,290,644 | $3.18B | 9.9% | +6,477,042+11.2% | Added | – |
Sold out since Q3 2021 (2)
Positions held at the end of Q3 2021 that are gone from this filing.
| Security | Class | Shares in Q3 2021 | Value in Q3 2021 | % of portfolio in Q3 2021 | History |
|---|---|---|---|---|---|
| iShares Russell 1000 Growth ETF464287614 | ETF | 1,116 | $306.0K | <0.1% | – |
| iShares Tr46435G433 | MSCI USA SMCP MN | 5,895 | $219.0K | <0.1% | – |