Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q3 2021
Holdings as of Sep 30, 2021, filed Nov 15, 2021. Long positions only; changes compare share counts with Q2 2021.
- Positions
- 184
- +21 vs. Q2 2021
- Portfolio value
- $29.9B
- +$557.9M (+1.9%) vs. Q2 2021
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 27,541,472 | $6.12B | 20.4% | +373,465+1.4% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 90,375,434 | $4.56B | 15.3% | +3,501,870+4.0% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 57,813,602 | $2.89B | 9.7% | +2,848,037+5.2% | Added | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 30,539,845 | $1.74B | 5.8% | +1,358,805+4.7% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 12,588,848 | $1.70B | 5.7% | +311,836+2.5% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 10,142,418 | $1.42B | 4.7% | +93,627+0.9% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 7,360,157 | $1.25B | 4.2% | +35,828+0.5% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 9,844,554 | $1.14B | 3.8% | +677,804+7.4% | Added | – |
| iShares Tr464287150 | CORE S&P TTL STK | 9,885,391 | $972.5M | 3.3% | −156,975−1.6% | Reduced | – |
| iShares Tr464288281 | JPMORGAN USD EMG | 7,995,611 | $880.0M | 2.9% | +448,309+5.9% | Added | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 6,829,117 | $784.2M | 2.6% | +353,534+5.5% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 17,983,274 | $696.0M | 2.3% | −591,217−3.2% | Reduced | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 5,705,905 | $630.3M | 2.1% | −982,336−14.7% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 9,579,540 | $503.7M | 1.7% | +443,364+4.9% | Added | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 6,060,267 | $450.0M | 1.5% | +183,475+3.1% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 7,281,168 | $449.7M | 1.5% | +1,615,180+28.5% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 3,920,896 | $407.2M | 1.4% | −155,493−3.8% | Reduced | – |
| Goldman Sachs ETF Tr381430529 | ACCES TREASURY | 2,312,532 | $231.4M | 0.8% | +1,508,168+187.5% | Added | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 1,915,588 | $216.9M | 0.7% | +93,762+5.1% | Added | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 2,651,383 | $207.8M | 0.7% | +304,304+13.0% | Added | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 2,085,092 | $205.3M | 0.7% | +256,274+14.0% | Added | – |
| Goldman Sachs ETF Tr381430503 | ACTIVEBETA US LG | 2,303,633 | $198.2M | 0.7% | +212,636+10.2% | Added | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 3,659,715 | $188.7M | 0.6% | −76,960−2.1% | Reduced | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 3,574,296 | $181.3M | 0.6% | +279,587+8.5% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 1,125,796 | $180.4M | 0.6% | +71,668+6.8% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 2,339,572 | $157.9M | 0.5% | −71,458−3.0% | Reduced | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 854,266 | $140.3M | 0.5% | +162,403+23.5% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,581,109 | $135.1M | 0.5% | −40,787−2.5% | Reduced | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 1,339,462 | $104.9M | 0.4% | +3,697+0.3% | Added | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 2,732,278 | $93.4M | 0.3% | +413,993+17.9% | Added | – |
| iShares S&P 500 Value ETF464287408 | ETF | 576,550 | $83.8M | 0.3% | −13,317−2.3% | Reduced | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 619,899 | $65.9M | 0.2% | +74,953+13.8% | Added | – |
| iShares Tr464288570 | ESG MSCI KLD ETF | 764,075 | $63.6M | 0.2% | −87,627−10.3% | Reduced | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 1,491,169 | $61.8M | 0.2% | +201,475+15.6% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 110,782 | $43.7M | 0.1% | +6,047+5.8% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 146,958 | $42.6M | 0.1% | +10,651+7.8% | Added | – |
| iShares Tr46435U440 | USD GRN BOND ETF | 622,349 | $34.1M | 0.1% | +125,801+25.3% | Added | – |
| SPDR Index Shs FDS78470E106 | ST STR MSCI EAFE | 373,384 | $30.9M | 0.1% | +80,447+27.5% | Added | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 746,539 | $29.1M | 0.1% | +369,594+98.0% | Added | – |
| Goldman Sachs ETF Tr381430602 | ACTIVEBETA US | 449,522 | $28.3M | 0.1% | +34,928+8.4% | Added | – |
| iShares Tr464288802 | ESG OPTIMIZED | 269,762 | $25.9M | 0.1% | −17,844−6.2% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 236,529 | $19.4M | 0.1% | +30,157+14.6% | Added | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 346,448 | $18.8M | 0.1% | +60,855+21.3% | Added | – |
| Vanguard World FD921910733 | ESG US STK ETF | 234,415 | $18.8M | 0.1% | −14,894−6.0% | Reduced | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 139,943 | $18.6M | 0.1% | +1,965+1.4% | Added | – |
| Goldman Sachs ETF Tr381430206 | ACTIVEBETA EME | 458,849 | $17.0M | 0.1% | +65,675+16.7% | Added | – |
| SPDR Index Shs FDS78470E205 | MSCI EMR MKT ETF | 226,084 | $16.9M | 0.1% | +47,854+26.8% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 74,683 | $16.3M | 0.1% | +11,999+19.1% | Added | – |
| Cambria ETF Tr132061508 | GLB MOMENT ETF | 544,678 | $15.9M | 0.1% | +2,868+0.5% | Added | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 257,870 | $15.9M | 0.1% | −55,701−17.8% | Reduced | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 311,437 | $15.6M | 0.1% | −81,531−20.7% | Reduced | – |
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 278,519 | $14.2M | <0.1% | +278,519 | New | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 330,278 | $13.6M | <0.1% | −47,096−12.5% | Reduced | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 313,889 | $13.3M | <0.1% | +125,881+67.0% | Added | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 130,337 | $11.7M | <0.1% | +28,992+28.6% | Added | – |
| iShares Tr464288588 | MBS ETF | 100,218 | $10.8M | <0.1% | +5,533+5.8% | Added | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 203,350 | $10.8M | <0.1% | +24,560+13.7% | Added | – |
| Vanguard BD Index FDS921937793 | LONG TERM BOND | 105,722 | $10.8M | <0.1% | +12,537+13.5% | Added | – |
| PIMCO ETF Tr72201R304 | 15+ YR US TIPS | 122,949 | $10.7M | <0.1% | −18,295−13.0% | Reduced | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 192,193 | $10.6M | <0.1% | +25,630+15.4% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 114,754 | $9.40M | <0.1% | +15,920+16.1% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 155,123 | $8.48M | <0.1% | +15,064+10.8% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 125,656 | $8.40M | <0.1% | −21,401−14.6% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 23,093 | $8.27M | <0.1% | +9,104+65.1% | Added | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 276,586 | $7.61M | <0.1% | +95,075+52.4% | Added | – |
| Goldman Sachs ETF Tr38149W101 | ACCESS US AGRAT | 149,018 | $7.29M | <0.1% | +27,382+22.5% | Added | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 153,179 | $7.00M | <0.1% | +42,698+38.6% | Added | – |
| iShares Inc464286533 | MSCI EMERG MRKT | 102,385 | $6.42M | <0.1% | −11,011−9.7% | Reduced | – |
| iShares Tr46429B655 | FLTG RATE NT ETF | 124,979 | $6.35M | <0.1% | +16,151+14.8% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 238,025 | $6.32M | <0.1% | −43,267−15.4% | Reduced | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 85,698 | $6.28M | <0.1% | +37,609+78.2% | Added | – |
| iShares Tr46435U853 | BROAD USD HIGH | 150,530 | $6.25M | <0.1% | +101,229+205.3% | Added | – |
| iShares Inc464286525 | MSCI GBL MIN VOL | 60,030 | $6.17M | <0.1% | −6,213−9.4% | Reduced | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 57,986 | $5.97M | <0.1% | −5,116−8.1% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 68,253 | $5.63M | <0.1% | +6,352+10.3% | Added | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 122,703 | $5.44M | <0.1% | +45,641+59.2% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 115,157 | $5.26M | <0.1% | +38,528+50.3% | Added | – |
| Goldman Sachs ETF Tr381430453 | ACCESS HIG YLD | 100,564 | $5.04M | <0.1% | +26,923+36.6% | Added | – |
| iShares Tr464288323 | NEW YORK MUN ETF | 86,827 | $5.02M | <0.1% | +5,552+6.8% | Added | – |
| DBX ETF Tr233051432 | XTRACK USD HIGH | 125,124 | $5.01M | <0.1% | +54,338+76.8% | Added | – |
| iShares Tr464288356 | CALIF MUN BD ETF | 75,917 | $4.71M | <0.1% | +5,701+8.1% | Added | – |
| iShares Tr46435G474 | FALN ANGLS USD | 154,812 | $4.66M | <0.1% | +83,231+116.3% | Added | – |
| ARK Innovation ETF00214Q104 | ETF | 40,197 | $4.44M | <0.1% | +18,476+85.1% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 48,757 | $4.27M | <0.1% | −41,174−45.8% | Reduced | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 40,358 | $4.26M | <0.1% | −315−0.8% | Reduced | – |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 94,134 | $3.86M | <0.1% | +20.0% | Added | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 127,998 | $3.85M | <0.1% | +21,862+20.6% | Added | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 65,778 | $3.80M | <0.1% | +16,882+34.5% | Added | – |
| First Tr Exchange-Traded FD33734X853 | INTL EQUITY OPP | 56,979 | $3.65M | <0.1% | +25,425+80.6% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 15,348 | $3.63M | <0.1% | −921−5.7% | Reduced | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 140,092 | $3.63M | <0.1% | +140,092 | New | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 138,593 | $3.60M | <0.1% | −12,227−8.1% | Reduced | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 30,779 | $3.55M | <0.1% | +12,366+67.2% | Added | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 36,225 | $3.42M | <0.1% | −1,076−2.9% | Reduced | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 113,155 | $3.41M | <0.1% | +113,155 | New | – |
| Vanguard S&P 500 Growth ETF921932505 | ETF | 12,614 | $3.36M | <0.1% | +1,225+10.8% | Added | – |
| Cambria ETF Tr132061888 | VALUE MOMENTUM | 137,911 | $3.31M | <0.1% | +3,279+2.4% | Added | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 11,503 | $3.22M | <0.1% | +3,137+37.5% | Added | – |
| Cambria ETF Tr132061409 | GLOBAL VALUE ETF | 134,384 | $3.12M | <0.1% | +3,646+2.8% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 7,052 | $3.04M | <0.1% | +102+1.5% | Added | – |
Sold out since Q2 2021 (5)
Positions held at the end of Q2 2021 that are gone from this filing.
| Security | Class | Shares in Q2 2021 | Value in Q2 2021 | % of portfolio in Q2 2021 | History |
|---|---|---|---|---|---|
| iShares Tr464287432 | 20 YR TR BD ETF | 3,536 | $510.0K | <0.1% | – |
| Manager Directed Portfolios56170L828 | IM DBI MNGD FU | 11,225 | $320.0K | <0.1% | – |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 4,918 | $237.0K | <0.1% | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 820 | $220.0K | <0.1% | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 4,774 | $214.0K | <0.1% | – |