Divergent Planning, LLC

SEC CIK
0001730787

Holdings, Q4 2025

Positions as of Dec 31, 2025, filed Jan 12, 2026.SEC

Positions
36
+1 vs. Q3 2025
Total value
$391.54M
+$15.36M (+4.1%) vs. Q3 2025

Compare with Q3 2025: new, added, reduced and sold out

Positions

Long positions only. Changes compare share counts with Q3 2025.

Divergent Planning, LLC holdings in Q4 2025
SecurityClassSharesValue% of portfolioChange in sharesActionHistory
ISHARES CORE S&P 500 ETF464287200ETF148,837$102.13M26.08%+1,310+0.9%Added–
AMERICAN CENTY ETF TR025072802INTL SMCP VLU529,894$50.24M12.83%−2,122−0.4%Reduced–
MDYSTATE STREET SPDR S&P MIDCAP 400 ETF TRUSTETF76,242$46.61M11.90%+1,958+2.6%AddedView
JANUS DETROIT STR TR47103U852HENDERSON MTG918,067$41.85M10.69%+43,628+5.0%Added–
AMERICAN CENTY ETF TR025072885US EQT ETF242,241$27.26M6.96%+4,394+1.8%Added–
DIMENSIONAL U.S. SMALL CAP ETF25434V500ETF361,021$25.41M6.49%+7,242+2.0%Added–
JANUS DETROIT STR TR47103U845HENDRSON AAA CL417,349$21.12M5.39%+23,855+6.1%Added–
VANGUARD MUN BD FDS922907746TAX EXEMPT BD292,191$14.72M3.76%+6,995+2.5%Added–
DIMENSIONAL ETF TRUST25434V872CORE FIXE IN ETF314,352$13.38M3.42%+2,999+1.0%Added–
RBB FD INC74933W452F/M US TREASURY227,379$11.35M2.90%+19,453+9.4%Added–
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF92206C870ETF115,213$9.65M2.46%+1,598+1.4%Added–
AMERICAN CENTY ETF TR025072703INTL EQT ETF109,710$9.12M2.33%+2,149+2.0%Added–
SCHWAB INTERNATIONAL SMALL-CAP EQUITY ETF808524888ETF137,675$6.32M1.61%+2,750+2.0%Added–
AAPLAPPLE INC COMStock8,584$2.33M0.59%−266−3.0%ReducedView
VANGUARD TOTAL WORLD STOCK ETF922042742ETF6,964$989.58K0.25%−627−8.3%Reduced–
MARMARRIOTT INTL INC NEW CL AStock3,017$945.56K0.24%−197−6.1%ReducedView
MSMORGAN STANLEY COM NEWStock4,193$762.71K0.19%+4,193NewView
MSFTMICROSOFT CORP COMStock1,513$715.38K0.18%−169−10.0%ReducedView
VANGUARD MORNINGSTAR MID-CAP ETF922908629ETF2,209$646.42K0.17%−178−7.5%Reduced–
INVESCO QQQ TRUST SERIES I46090E103ETF1,036$635.27K0.16%+73+7.6%Added–
AMZNAMAZON COM INC COMStock2,560$579.84K0.15%00.0%UnchangedView
VVISA INC COM CL AStock1,604$555.75K0.14%00.0%UnchangedView
LMTLOCKHEED MARTIN CORP COMStock1,009$501.54K0.13%00.0%UnchangedView
ISHARES TR464289859CORE 80 20 ETF5,047$454.47K0.12%+72+1.4%Added–
ISHARES TR464289867CORE 60 BALA ETF6,262$408.85K0.10%+174+2.9%Added–
VANGUARD MORNINGSTAR GROWTH ETF922908736ETF790$384.1K0.10%−72−8.4%Reduced–
GOOGALPHABET INC CAP STK CL CStock1,148$361.99K0.09%00.0%UnchangedView
INVESCO EXCH TRADED FD TR II46138E354S&P500 LOW VOL4,741$337.58K0.09%+26+0.6%Added–
VANGUARD MORNINGSTAR TOTAL STOCK MARKET ETF922908769ETF960$322.8K0.08%−32−3.2%Reduced–
GLDSPDR GOLD SHARESETF775$308.67K0.08%00.0%UnchangedView
ACNACCENTURE PLC IRELAND SHS CLASS AStock1,162$302.06K0.08%00.0%UnchangedView
VANGUARD S&P 500 ETF922908363ETF469$294.67K0.08%00.0%Unchanged–
ISHARES TR464289883CORE 30 70 ETF6,001$241.96K0.06%+6,001New–
NVDANVIDIA CORPORATION COMStock1,163$219.63K0.06%−220−15.9%ReducedView
FSCOFS CREDIT OPPORTUNITIES CORPCOMMON STOCK10,146$64.43K0.02%−884−8.0%ReducedView
HCATHEALTH CATALYST INCCOM10,998$25.08K0.01%00.0%UnchangedView

Sold out since Q3 2025 (1)

Positions held at the end of Q3 2025 that are no longer in this filing.

Divergent Planning, LLC positions sold out since Q3 2025
SecurityClassShares, Q3 2025Value, Q3 2025% of portfolio, Q3 2025
BRK.BBERKSHIRE HATHAWAY INC DEL CL B NEWStock954$475.81K0.13%

13F filings by quarter

Divergent Planning, LLC 13F filings by quarter
QuarterFiledPositionsTotal valueChangesFiling
Q4 2025Jan 12, 202636$391.54Mvs. Q3 2025SEC
Q3 2025Oct 27, 2025Amended35$376.18Mvs. Q2 2025SEC
Q2 2025Jul 30, 2025Amended35$338.4Mvs. Q1 2025SEC
Q1 2025Apr 9, 202530$301.41Mvs. Q4 2024SEC
Q4 2024Jan 16, 202528$292.41Mvs. Q3 2024SEC
Q3 2024Oct 7, 202429$268.29Mvs. Q2 2024SEC
Q2 2024Jul 12, 202428$250.93Mvs. Q1 2024SEC
Q1 2024Apr 12, 202428$236.69Mvs. Q4 2023SEC
Q4 2023Jan 10, 202426$207.08Mvs. Q3 2023SEC
Q3 2023Oct 13, 202324$185.7Mvs. Q2 2023SEC
Q2 2023Jul 12, 202326$190.93Mvs. Q1 2023SEC
Q1 2023Apr 7, 202322$177.71Mvs. Q4 2022SEC
Q4 2022Jan 19, 202318$158.97Mvs. Q3 2022SEC
Q3 2022Oct 12, 202222$135.83Mvs. Q2 2022SEC
Q2 2022Jul 11, 202218$139.18Mvs. Q1 2022SEC
Q1 2022Apr 14, 202221$156.25Mvs. Q4 2021SEC
Q4 2021Jan 14, 202218$136.62Mvs. Q3 2021SEC
Q3 2021Oct 15, 202116$123.66Mvs. Q2 2021SEC
Q2 2021Jul 22, 202117$123.36Mvs. Q1 2021SEC
Q1 2021Apr 23, 202116$117.19M–SEC