Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2025
Holdings as of Dec 31, 2025, filed Feb 12, 2026. Long positions only; changes compare share counts with Q3 2025.
- Positions
- 551
- +29 vs. Q3 2025
- Portfolio value
- $52.5B
- +$1.89B (+3.7%) vs. Q3 2025
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares U.S. Treasury Bond ETF46429B267 | ETF | 30,380 | $700.0K | <0.1% | +1,818+6.4% | Added | – |
| ProShares Tr74347R206 | PSHS ULTRA QQQ | 9,988 | $703.0K | <0.1% | +9,988 | New | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 15,903 | $711.0K | <0.1% | −553−3.4% | ReducedConverted for a 2-for-1 split | – |
| State Street Financial Select Sector SPDR ETF81369Y605 | ETF | 13,120 | $719.0K | <0.1% | +3,334+34.1% | Added | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 14,115 | $728.0K | <0.1% | −334−2.3% | Reduced | – |
| SIVRabrdn Silver ETF Trust | PHYSCL SILVR SHS | 10,771 | $729.0K | <0.1% | −302−2.7% | Reduced | History |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 6,128 | $746.0K | <0.1% | +887+16.9% | Added | – |
| JPMJPMorgan Chase & Co | Stock | 2,322 | $748.0K | <0.1% | +315+15.7% | Added | History |
| iShares Inc464286533 | MSCI EMERG MRKT | 11,673 | $748.0K | <0.1% | +2,193+23.1% | Added | – |
| American Centy ETF Tr025072562 | AVANTIS CORE FI | 17,866 | $749.0K | <0.1% | +139+0.8% | Added | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 16,094 | $750.0K | <0.1% | −795−4.7% | Reduced | – |
| ETF Ser Solutions26922A388 | APTUS DEFINED | 26,546 | $756.0K | <0.1% | +4,202+18.8% | Added | – |
| SPDR Index Shs FDS78463X848 | ST STR ACWI ETF | 21,113 | $758.0K | <0.1% | +1,936+10.1% | Added | – |
| Vanguard Scottsdale FDS92206C730 | VNG RUS1000IDX | 2,456 | $759.0K | <0.1% | −43−1.7% | Reduced | – |
| First Tr Exchange-Traded FD336917109 | SHS | 17,388 | $771.0K | <0.1% | +2,192+14.4% | Added | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 18,087 | $772.0K | <0.1% | +3,785+26.5% | AddedConverted for a 2-for-1 split | – |
| iShares Russell 2000 Growth ETF464287648 | ETF | 2,397 | $774.0K | <0.1% | −448−15.7% | Reduced | – |
| Capital Grp Fixed Incm ETF T14020Y201 | MUN INM ETF | 28,313 | $775.0K | <0.1% | +711+2.6% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 9,133 | $780.0K | <0.1% | +9,133 | New | History |
| SPDR Index Shs FDS78463X475 | ST STR MSCI GLB | 10,178 | $781.0K | <0.1% | +10,178 | New | – |
| SPDR Series Trust78464A292 | ST STR PFD ETF | 24,779 | $785.0K | <0.1% | −40.0% | Reduced | – |
| PIMCO Active Bond Exchange-Traded Fund72201R775 | ETF | 8,451 | $787.0K | <0.1% | +1,889+28.8% | Added | – |
| Vanguard Admiral FDS Inc921932869 | MIDCP 400 GRTH | 6,609 | $794.0K | <0.1% | −244−3.6% | Reduced | – |
| SPDR Series Trust78468R101 | ST SHO TREAS ETF | 27,229 | $797.0K | <0.1% | +1,271+4.9% | Added | – |
| AVGOBroadcom Inc. | Stock | 2,321 | $803.0K | <0.1% | +631+37.3% | Added | History |
| Vanguard Energy ETF92204A306 | ETF | 6,426 | $809.0K | <0.1% | +1,405+28.0% | Added | – |
| Vanguard Wellington FD921935870 | SHORT TRM TAX EX | 8,055 | $818.0K | <0.1% | +366+4.8% | Added | – |
| iShares Tr464288273 | EAFE SML CP ETF | 10,580 | $820.0K | <0.1% | +149+1.4% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 9,054 | $824.0K | <0.1% | −600−6.2% | Reduced | – |
| WisdomTree Tr97717W281 | EMG MKTS SMCAP | 14,510 | $831.0K | <0.1% | +1,595+12.3% | Added | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 12,010 | $837.0K | <0.1% | +463+4.0% | Added | – |
| METAMeta Platforms, Inc. | Stock | 1,277 | $843.0K | <0.1% | +587+85.1% | Added | History |
| VanEck ETF Trust92189F486 | IG FLOA RATE ETF | 33,579 | $856.0K | <0.1% | +374+1.1% | Added | – |
| RKLBRocket Lab Corp | COM | 12,298 | $858.0K | <0.1% | +12,298 | New | History |
| Ssga Active ETF Tr78467V608 | ST STR BL LN ETF | 21,041 | $868.0K | <0.1% | +2,118+11.2% | Added | – |
| DBX ETF Tr233051200 | XTRACK MSCI EAFE | 18,137 | $873.0K | <0.1% | +13,397+282.6% | Added | – |
| DBX ETF Tr233051150 | XTRACKERS MSCI | 14,137 | $898.0K | <0.1% | +3,246+29.8% | Added | – |
| Cambria ETF Tr132061789 | TACTICAL YIELD E | 36,282 | $913.0K | <0.1% | +1,678+4.8% | Added | – |
| WMTWalmart Inc. | Stock | 8,201 | $914.0K | <0.1% | +907+12.4% | Added | History |
| State Street Real Estate Select Sector SPDR ETF81369Y860 | ETF | 22,684 | $915.0K | <0.1% | +2,183+10.6% | Added | – |
| Cambria ETF Tr132061706 | EMRG SHAREHLDR | 23,910 | $916.0K | <0.1% | −622−2.5% | Reduced | – |
| RBB FD Inc S74933W577 | GI DIVERSI TAC ADDED | 31,558 | $921.0K | <0.1% | +4,101+14.9% | Added | – |
| Schwab Fundamental U.S. Large Company ETF808524771 | ETF | 34,212 | $931.0K | <0.1% | +753+2.3% | Added | – |
| iShares Core S&P U.S. Growth ETF464287671 | ETF | 5,557 | $933.0K | <0.1% | +5+0.1% | Added | – |
| JPMorgan Nasdaq Equity Premium Income ETF46654Q203 | ETF | 16,160 | $939.0K | <0.1% | +6,204+62.3% | Added | – |
| Cambria ETF Tr132061300 | CAMBRIA FGN SHR | 28,953 | $941.0K | <0.1% | −1,070−3.6% | Reduced | – |
| Nushares ETF Tr67092P607 | NUVEEN ESG SMLCP | 21,127 | $943.0K | <0.1% | −531−2.5% | Reduced | – |
| Vanguard Admiral FDS Inc921932885 | MIDCP 400 IDX | 8,481 | $948.0K | <0.1% | +2,751+48.0% | Added | – |
| Vanguard Admiral FDS Inc921932778 | SMLCP 600 VAL | 9,762 | $954.0K | <0.1% | +650+7.1% | Added | – |
| Vanguard Whitehall FDS921946794 | INTL HIGH ETF | 10,696 | $963.0K | <0.1% | +604+6.0% | Added | – |
| Fidelity Covington Trust31609A404 | ENHANCED INTL | 26,652 | $975.0K | <0.1% | +3,052+12.9% | Added | – |
| ARK Next Generation Technology ETF00214Q401 | ETF | 6,695 | $989.0K | <0.1% | −1,110−14.2% | Reduced | – |
| Janus Detroit STR Tr47103U845 | HENDRSON AAA CL | 19,740 | $998.0K | <0.1% | +1,270+6.9% | Added | – |
| SPDR Series Trust78464A284 | ST NUVE HIGH ETF | 40,117 | $1.00M | <0.1% | −19,482−32.7% | Reduced | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 10,854 | $1.01M | <0.1% | +217+2.0% | Added | – |
| iShares MSCI Eafe ETF464287465 | ETF | 10,617 | $1.02M | <0.1% | −3,339−23.9% | Reduced | – |
| BRK.BBerkshire Hathaway Inc | Stock | 2,083 | $1.05M | <0.1% | +665+46.9% | Added | History |
| iShares Inc46434G764 | MSCI EMRG CHN | 14,755 | $1.07M | <0.1% | −231−1.5% | Reduced | – |
| DIASPDR Dow Jones Industrial Average ETF Trust | UT SER 1 | 2,246 | $1.08M | <0.1% | +335+17.5% | Added | History |
| Goldman Sachs ETF Tr381430453 | ACCESS HIG YLD | 24,113 | $1.09M | <0.1% | −5,357−18.2% | Reduced | – |
| American Centy ETF Tr025072349 | US LARGE CAP VLU | 14,490 | $1.10M | <0.1% | +886+6.5% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 13,407 | $1.11M | <0.1% | +2,896+27.6% | Added | – |
| Invesco Exchange Traded FD T46137V498 | S&P SMLCP MOMENT | 16,363 | $1.18M | <0.1% | −279−1.7% | Reduced | – |
| ORCLOracle Corp | Stock | 6,049 | $1.18M | <0.1% | +1,422+30.7% | Added | History |
| Manager Directed Portfolios56170L695 | VERT GLB SUST RE | 113,725 | $1.18M | <0.1% | +4,800+4.4% | Added | – |
| Schwab US Tips ETF808524870 | ETF | 45,228 | $1.20M | <0.1% | +3,226+7.7% | Added | – |
| iShares Tr464289479 | CORE LT USDB ETF | 24,224 | $1.20M | <0.1% | +93+0.4% | Added | – |
| SGOLabrdn Gold ETF Trust | ETF | 29,472 | $1.21M | <0.1% | +11,542+64.4% | Added | History |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 7,954 | $1.23M | <0.1% | +1,206+17.9% | Added | – |
| Dimensional ETF Trust25434V682 | EMER MARK SU ETF | 29,875 | $1.24M | <0.1% | +4,378+17.2% | Added | – |
| SLViShares Silver Trust | ETF | 19,357 | $1.25M | <0.1% | +5,992+44.8% | Added | History |
| WisdomTree Tr97717W760 | INTL SMCAP DIV | 15,427 | $1.25M | <0.1% | −275−1.8% | Reduced | – |
| ETF Ser Solutions26922A222 | APTUS COLLRD INV | 28,639 | $1.25M | <0.1% | +3,893+15.7% | Added | – |
| VanEck ETF Trust92189H300 | JP MRGAN EM LOC | 48,709 | $1.26M | <0.1% | −4,467−8.4% | Reduced | – |
| Invesco Actively Managed Exc46090A879 | VAR RATE INVT | 50,338 | $1.26M | <0.1% | +431+0.9% | Added | – |
| FBTCFidelity Wise Origin Bitcoin Fund | SHS | 16,655 | $1.27M | <0.1% | +7,804+88.2% | Added | History |
| Dimensional ETF Trust25434V849 | NATL MUN BD ETF | 26,585 | $1.28M | <0.1% | −1,630−5.8% | Reduced | – |
| iShares Tr464288877 | EAFE VALUE ETF | 18,051 | $1.29M | <0.1% | −393−2.1% | Reduced | – |
| Dimensional ETF Trust25434V617 | WORLD EQUITY ETF | 17,824 | $1.32M | <0.1% | −196−1.1% | Reduced | – |
| First Tr Exchange-Traded FD33733E823 | GROWTH STRENGTH | 39,342 | $1.39M | <0.1% | +5,084+14.8% | Added | – |
| Vanguard World FD921910816 | MEGA GRWTH IND | 3,410 | $1.41M | <0.1% | −594−14.8% | Reduced | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 44,736 | $1.41M | <0.1% | +1,653+3.8% | Added | – |
| SPDR Series Trust78468R622 | ST BLOO HIGH ETF | 14,509 | $1.41M | <0.1% | −1,406−8.8% | Reduced | – |
| VETZTidal Trust I | ACADEMY VETERAN | 72,375 | $1.45M | <0.1% | +5,348+8.0% | Added | History |
| iShares Russell 2000 ETF464287655 | ETF | 5,960 | $1.47M | <0.1% | +256+4.5% | Added | – |
| Cambria ETF Tr132061763 | FIXE INC TRE ETF | 58,425 | $1.47M | <0.1% | +1,274+2.2% | Added | – |
| iShares Tr464288612 | INTRM GOV CR ETF | 13,747 | $1.48M | <0.1% | −4,613−25.1% | Reduced | – |
| iShares Tr464287622 | RUS 1000 ETF | 3,958 | $1.48M | <0.1% | +1,418+55.8% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 18,476 | $1.49M | <0.1% | −1,051−5.4% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 70,287 | $1.52M | <0.1% | −31,378−30.9% | Reduced | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 21,294 | $1.52M | <0.1% | +1,767+9.0% | Added | – |
| First Tr Exchange-Traded FD33738D101 | NO AMER ENERGY | 40,545 | $1.53M | <0.1% | +866+2.2% | Added | – |
| COSTCostco Wholesale Corp | Stock | 1,785 | $1.54M | <0.1% | +570+46.9% | Added | History |
| iShares MSCI Eafe Min Vol Factor ETF46429B689 | ETF | 17,889 | $1.54M | <0.1% | +2,651+17.4% | Added | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 42,814 | $1.54M | <0.1% | +347+0.8% | Added | – |
| Morgan Stanley ETF Trust61774R601 | CALVERT ULT SHR | 30,885 | $1.57M | <0.1% | +4,464+16.9% | Added | – |
| iShares Russell Mid-Cap Growth ETF464287481 | ETF | 11,508 | $1.58M | <0.1% | +3,465+43.1% | Added | – |
| Invesco Exch Traded FD Tr II46138E222 | S&P INTL MOMNT | 28,710 | $1.59M | <0.1% | +8,989+45.6% | Added | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 24,731 | $1.62M | <0.1% | +1,651+7.2% | Added | – |
| State Street SPDR Bloomberg 1-3 Month T-Bill ETF78468R663 | ETF | 17,797 | $1.63M | <0.1% | +2,168+13.9% | Added | – |
Sold out since Q3 2025 (13)
Positions held at the end of Q3 2025 that are gone from this filing.
| Security | Class | Shares in Q3 2025 | Value in Q3 2025 | % of portfolio in Q3 2025 | History |
|---|---|---|---|---|---|
| iShares Tr46435G474 | FALN ANGLS USD | 1,131,975 | $31.4M | 0.1% | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 147,330 | $5.85M | <0.1% | – |
| Exchange Traded Concepts Tru301505624 | BITWISE CRYPTO | 25,105 | $629.0K | <0.1% | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 6,459 | $278.0K | <0.1% | – |
| Innovator ETFs Trust45782C508 | US EQTY PWR BUF | 5,537 | $254.0K | <0.1% | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 6,411 | $246.0K | <0.1% | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 5,361 | $244.0K | <0.1% | – |
| First Tr Exchange-Traded FD33738D408 | FIRST TR TA HIYL | 5,325 | $224.0K | <0.1% | – |
| First Trust Multi Cap Growth Alphadex Fund33733F101 | ETF | 1,391 | $223.0K | <0.1% | – |
| CMCSAComcast Corp | Stock | 6,741 | $212.0K | <0.1% | History |
| iShares Tr46432F388 | MSCI USA VALUE | 1,691 | $211.0K | <0.1% | – |
| Goldman Sachs ETF Tr38149W630 | NASDA 100 ETF | 3,825 | $201.0K | <0.1% | – |
| Nushares ETF Tr67092P201 | NUVEEN ESG LRGCP | 2,014 | $200.0K | <0.1% | – |