Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2024
Holdings as of Dec 31, 2024, filed Feb 14, 2025. Long positions only; changes compare share counts with Q3 2024.
- Positions
- 444
- +23 vs. Q3 2024
- Portfolio value
- $41.9B
- +$48.1M (+0.1%) vs. Q3 2024
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 1,274,494 | $87.7M | 0.2% | +45,166+3.7% | Added | – |
| SPDR Ser Tr78468R648 | S&P KENSHO NEW | 1,826,450 | $92.8M | 0.2% | +154,381+9.2% | Added | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 1,933,185 | $93.1M | 0.2% | −34,408−1.7% | Reduced | – |
| iShares Core S&P 500 ETF464287200 | ETF | 158,871 | $93.5M | 0.2% | −3,801−2.3% | Reduced | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 256,276 | $105.2M | 0.3% | +39,558+18.3% | Added | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 3,391,317 | $113.2M | 0.3% | +152,352+4.7% | Added | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 1,852,156 | $117.0M | 0.3% | −42,703−2.3% | Reduced | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,679,216 | $120.8M | 0.3% | +86,538+5.4% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 4,652,799 | $121.3M | 0.3% | −164,304−3.4% | ReducedConverted for a 3-for-1 split | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 2,514,610 | $121.8M | 0.3% | −291,046−10.4% | Reduced | – |
| Vanguard S&P 500 ETF922908363 | ETF | 238,785 | $128.7M | 0.3% | +3,649+1.6% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 829,076 | $136.1M | 0.3% | −40,655−4.7% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,715,418 | $138.9M | 0.3% | −173,017−6.0% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 6,023,300 | $139.6M | 0.3% | +59,915+1.0% | AddedConverted for a 3-for-1 split | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 1,303,224 | $143.5M | 0.3% | −95,268−6.8% | Reduced | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 5,095,611 | $169.9M | 0.4% | −931,539−15.5% | Reduced | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 6,201,642 | $211.7M | 0.5% | +3,199,962+106.6% | Added | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 1,795,205 | $232.2M | 0.6% | −60,106−3.2% | Reduced | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 1,299,071 | $251.5M | 0.6% | +9,067+0.7% | Added | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 3,403,920 | $259.2M | 0.6% | +53,721+1.6% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 6,216,053 | $313.1M | 0.7% | +494,436+8.6% | Added | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 7,087,899 | $323.4M | 0.8% | +240,672+3.5% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 17,773,620 | $403.5M | 1.0% | −392,367−2.2% | ReducedConverted for a 3-for-1 split | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 4,050,462 | $407.5M | 1.0% | +181,322+4.7% | Added | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 8,006,857 | $418.1M | 1.0% | −649,144−7.5% | Reduced | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 3,277,272 | $422.2M | 1.0% | −40,665−1.2% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 24,550,119 | $454.2M | 1.1% | −442,001−1.8% | ReducedConverted for a 2-for-1 split | – |
| Goldman Sachs ETF Tr381430529 | ACCES TREASURY | 5,627,968 | $562.3M | 1.3% | +211,153+3.9% | Added | – |
| Goldman Sachs ETF Tr381430503 | ACTIVEBETA US LG | 5,346,182 | $615.8M | 1.5% | +122,531+2.3% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 3,546,772 | $702.9M | 1.7% | −151,010−4.1% | Reduced | – |
| State Street SPDR Portfolio S&P 600 Small Cap ETF78468R853 | ETF | 16,163,720 | $726.1M | 1.7% | +692,852+4.5% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 4,509,099 | $729.4M | 1.7% | −171,573−3.7% | Reduced | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 11,366,549 | $798.8M | 1.9% | −6,139−0.1% | Reduced | – |
| iShares Tr464288281 | JPMORGAN USD EMG | 9,034,036 | $804.4M | 1.9% | +309,832+3.6% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 5,448,671 | $922.5M | 2.2% | −340,576−5.9% | Reduced | – |
| State Street SPDR Portfolio S&P 400 Mid Cap ETF78464A847 | ETF | 17,932,988 | $980.8M | 2.3% | +647,293+3.7% | Added | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 20,942,074 | $1.03B | 2.4% | +169,250+0.8% | Added | – |
| iShares Tr464287150 | CORE S&P TTL STK | 11,800,874 | $1.52B | 3.6% | −328,010−2.7% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 19,893,388 | $1.93B | 4.6% | +1,129,571+6.0% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 18,258,259 | $1.95B | 4.6% | +1,371,663+8.1% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 59,799,391 | $2.63B | 6.3% | +961,166+1.6% | Added | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 52,912,384 | $3.65B | 8.7% | +3,824,688+7.8% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 137,485,176 | $6.57B | 15.7% | +10,132,168+8.0% | Added | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 26,969,096 | $7.82B | 18.6% | −686,806−2.5% | Reduced | – |
Sold out since Q3 2024 (11)
Positions held at the end of Q3 2024 that are gone from this filing.
| Security | Class | Shares in Q3 2024 | Value in Q3 2024 | % of portfolio in Q3 2024 | History |
|---|---|---|---|---|---|
| Capital Group Intl Focus EQT14019W109 | SHS CREAT UNIT | 19,631 | $529.0K | <0.1% | – |
| DBX ETF Tr233051242 | XTRCKR RUSL 1000 | 7,294 | $381.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 7,959 | $367.0K | <0.1% | – |
| Innovator ETFs Trust45782C748 | US EQTY PWR BUF | 9,211 | $340.0K | <0.1% | – |
| Innovator ETFs Trust45782C680 | US EQTY PWR BF | 8,137 | $308.0K | <0.1% | – |
| Vanguard Health Care ETF92204A504 | ETF | 1,000 | $282.0K | <0.1% | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 5,781 | $275.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L201 | INTL QUAN VALUE | 10,391 | $268.0K | <0.1% | – |
| Alpha Architect ETF Tr02072L300 | INTL QUAN MOMNTM | 9,038 | $260.0K | <0.1% | – |
| UNHUnitedHealth Group Inc | Stock | 425 | $248.0K | <0.1% | History |
| First Tr Exchange-Traded FD33734X846 | NASDAQ CYB ETF | 3,657 | $217.0K | <0.1% | – |