Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2023
Holdings as of Dec 31, 2023, filed Feb 9, 2024. Long positions only; changes compare share counts with Q3 2023.
- Positions
- 313
- +17 vs. Q3 2023
- Portfolio value
- $34.7B
- +$3.16B (+10.0%) vs. Q3 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 83,399 | $2.92M | <0.1% | −6,023−6.7% | Reduced | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 58,037 | $2.93M | <0.1% | −12,558−17.8% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 34,371 | $3.04M | <0.1% | −4,703−12.0% | Reduced | – |
| iShares Tr46436E718 | 0-3 MTH TREASURY | 31,877 | $3.20M | <0.1% | +3,291+11.5% | Added | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 54,957 | $3.21M | <0.1% | +6,278+12.9% | Added | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 41,199 | $3.35M | <0.1% | +3,443+9.1% | Added | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 98,764 | $3.35M | <0.1% | +10.0% | Added | – |
| SPDR Series Trust78468R747 | ST STR MSCI GEN | 35,572 | $3.38M | <0.1% | −160.0% | Reduced | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 63,262 | $3.54M | <0.1% | +17,992+39.7% | Added | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 77,532 | $3.65M | <0.1% | +15,110+24.2% | Added | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 93,878 | $4.00M | <0.1% | −1,432−1.5% | Reduced | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 16,778 | $4.06M | <0.1% | −453−2.6% | Reduced | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 170,397 | $4.25M | <0.1% | +58,842+52.7% | Added | – |
| WisdomTree Tr97717X578 | EM EX ST-OWNED | 152,175 | $4.39M | <0.1% | +6,725+4.6% | Added | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 74,797 | $4.60M | <0.1% | +8,556+12.9% | Added | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 95,966 | $4.70M | <0.1% | +1,546+1.6% | Added | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 98,951 | $5.07M | <0.1% | +8,251+9.1% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 209,733 | $5.12M | <0.1% | −16,314−7.2% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 252,577 | $5.21M | <0.1% | −17,761−6.6% | Reduced | – |
| iShares Tr46435G474 | FALN ANGLS USD | 210,884 | $5.57M | <0.1% | −11,052−5.0% | Reduced | – |
| Vanguard S&P 500 Growth ETF921932505 | ETF | 21,629 | $5.86M | <0.1% | −391−1.8% | Reduced | – |
| iShares Tr464288323 | NEW YORK MUN ETF | 112,701 | $6.10M | <0.1% | −1,450−1.3% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 36,973 | $6.30M | <0.1% | +23,754+179.7% | Added | – |
| Vanguard Whitehall FDS921946810 | INTL DVD ETF | 80,612 | $6.40M | <0.1% | +7,228+9.8% | Added | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 38,880 | $6.53M | <0.1% | +1,845+5.0% | Added | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 156,938 | $6.63M | <0.1% | +14,623+10.3% | Added | – |
| iShares Tr464288356 | CALIF MUN BD ETF | 115,581 | $6.70M | <0.1% | +1,168+1.0% | Added | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 130,701 | $6.84M | <0.1% | +58,018+79.8% | Added | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 293,490 | $7.08M | <0.1% | +65,758+28.9% | Added | – |
| iShares Tr46434V860 | TRS FLT RT BD | 140,249 | $7.08M | <0.1% | +2,029+1.5% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 77,762 | $7.50M | <0.1% | −502−0.6% | Reduced | – |
| iShares Tr46434V381 | FUTU EXPO TE ETF | 128,762 | $7.71M | <0.1% | +128,762 | New | – |
| DBX ETF Tr233051432 | XTRACK USD HIGH | 229,237 | $8.15M | <0.1% | +30,502+15.3% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 17,353 | $8.29M | <0.1% | +558+3.3% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 75,183 | $8.57M | <0.1% | +8,911+13.4% | Added | – |
| iShares Tr46429B655 | FLTG RATE NT ETF | 169,552 | $8.58M | <0.1% | −100,882−37.3% | Reduced | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 103,733 | $8.64M | <0.1% | −8,866−7.9% | Reduced | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 158,147 | $8.92M | <0.1% | −6,505−4.0% | Reduced | – |
| iShares Tr46435G219 | INVT GRAD SY ETF | 202,055 | $9.14M | <0.1% | +202,055 | New | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 481,304 | $9.35M | <0.1% | +24,001+5.2% | Added | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 373,787 | $9.54M | <0.1% | +114,345+44.1% | Added | – |
| SPDR Series Trust78464A284 | ST NUVE HIGH ETF | 389,320 | $9.85M | <0.1% | +344,110+761.1% | Added | – |
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 219,334 | $10.2M | <0.1% | −9,533−4.2% | Reduced | – |
| Schwab U.S. REIT ETF808524847 | ETF | 497,183 | $10.3M | <0.1% | −14,183−2.8% | Reduced | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 47,243 | $10.4M | <0.1% | +731+1.6% | Added | – |
| Cambria ETF Tr132061508 | GLB MOMENT ETF | 395,972 | $10.9M | <0.1% | −31,331−7.3% | Reduced | – |
| Vanguard BD Index FDS921937793 | LONG TERM BOND | 148,183 | $11.1M | <0.1% | −5,332−3.5% | Reduced | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 263,981 | $11.2M | <0.1% | +49,730+23.2% | Added | – |
| Goldman Sachs ETF Tr381430388 | ACCESS EMNG MKTS | 281,013 | $11.5M | <0.1% | +21,820+8.4% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 235,165 | $11.6M | <0.1% | +11,479+5.1% | Added | – |
| iShares Tr464288588 | MBS ETF | 130,216 | $12.3M | <0.1% | −25,274−16.3% | Reduced | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 167,135 | $12.8M | <0.1% | −1,236−0.7% | Reduced | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 32,533 | $13.3M | <0.1% | −1,282−3.8% | Reduced | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 616,795 | $14.4M | <0.1% | +17,080+2.8% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 137,170 | $15.2M | <0.1% | +1,549+1.1% | Added | – |
| iShares Tr46435U663 | ESG AWARE MSCI | 430,730 | $16.4M | <0.1% | −12,765−2.9% | Reduced | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 510,810 | $17.4M | 0.1% | +429,430+527.7% | Added | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 408,014 | $19.5M | 0.1% | +12,701+3.2% | Added | – |
| iShares Tr464288802 | ESG OPTIMIZED | 207,256 | $20.8M | 0.1% | −11,837−5.4% | Reduced | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 471,550 | $21.8M | 0.1% | +23,755+5.3% | Added | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 829,488 | $23.8M | 0.1% | +256,879+44.9% | Added | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 313,879 | $24.2M | 0.1% | +7,844+2.6% | Added | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 788,179 | $27.9M | 0.1% | +116,947+17.4% | Added | – |
| SPDR Index Shs FDS78470E205 | MSCI EMR MKT ETF | 911,224 | $28.1M | 0.1% | +30,297+3.4% | Added | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 135,236 | $28.9M | 0.1% | +1,890+1.4% | Added | – |
| Vanguard World FD921910733 | ESG US STK ETF | 381,110 | $32.4M | 0.1% | −7,063−1.8% | Reduced | – |
| Goldman Sachs ETF Tr38149W101 | ACCESS US AGRAT | 797,230 | $33.4M | 0.1% | +54,383+7.3% | Added | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 1,255,713 | $41.8M | 0.1% | +184,048+17.2% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 1,432,423 | $41.9M | 0.1% | +295,487+26.0% | Added | – |
| Goldman Sachs ETF Tr381430206 | ACTIVEBETA EME | 1,408,731 | $43.2M | 0.1% | +36,660+2.7% | Added | – |
| Goldman Sachs ETF Tr381430602 | ACTIVEBETA US | 687,216 | $43.4M | 0.1% | +42,011+6.5% | Added | – |
| SPDR Index Shs FDS78470E106 | ST STR MSCI EAFE | 1,191,727 | $46.5M | 0.1% | +11,457+1.0% | Added | – |
| iShares Tr464288570 | ESG MSCI KLD ETF | 514,125 | $46.8M | 0.1% | −18,899−3.5% | Reduced | – |
| iShares Tr46435U440 | USD GRN BOND ETF | 994,660 | $47.0M | 0.1% | +19,751+2.0% | Added | – |
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 964,591 | $53.7M | 0.2% | −976−0.1% | Reduced | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 189,984 | $59.1M | 0.2% | +679+0.4% | Added | – |
| SPDR Ser Tr78468R648 | S&P KENSHO NEW | 1,270,098 | $59.3M | 0.2% | −60,152−4.5% | Reduced | – |
| iShares S&P 500 Value ETF464287408 | ETF | 461,260 | $80.2M | 0.2% | −12,998−2.7% | Reduced | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 2,080,760 | $80.8M | 0.2% | −7,750−0.4% | Reduced | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 2,715,480 | $87.1M | 0.3% | +81,351+3.1% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 223,437 | $97.6M | 0.3% | −14,679−6.2% | Reduced | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,474,129 | $108.4M | 0.3% | −20,075−1.3% | Reduced | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 1,837,285 | $128.8M | 0.4% | −35,430−1.9% | Reduced | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 2,212,892 | $141.1M | 0.4% | +79,994+3.8% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 978,758 | $152.0M | 0.4% | −79,943−7.6% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 3,364,361 | $156.9M | 0.5% | +520,428+18.3% | Added | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 5,194,394 | $169.6M | 0.5% | +308,737+6.3% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 3,568,494 | $179.2M | 0.5% | −105,992−2.9% | Reduced | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 1,241,551 | $205.5M | 0.6% | +3030.0% | Added | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 4,724,307 | $224.4M | 0.6% | −648,379−12.1% | Reduced | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 2,074,631 | $241.3M | 0.7% | −98,556−4.5% | Reduced | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 2,283,392 | $251.5M | 0.7% | −243,564−9.6% | Reduced | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 2,553,484 | $267.9M | 0.8% | −11,548−0.5% | Reduced | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 3,836,523 | $289.8M | 0.8% | +117,099+3.1% | Added | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 3,221,388 | $317.6M | 0.9% | +543,212+20.3% | Added | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 7,222,340 | $339.4M | 1.0% | +2,067,348+40.1% | Added | – |
| Goldman Sachs ETF Tr381430503 | ACTIVEBETA US LG | 3,621,514 | $339.7M | 1.0% | +230,349+6.8% | Added | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 6,517,448 | $362.8M | 1.0% | −217,757−3.2% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 9,970,959 | $504.3M | 1.5% | −32,431−0.3% | Reduced | – |
| Schwab International Equity ETF808524805 | ETF | 14,218,033 | $525.5M | 1.5% | −466,491−3.2% | Reduced | – |
Sold out since Q3 2023 (8)
Positions held at the end of Q3 2023 that are gone from this filing.
| Security | Class | Shares in Q3 2023 | Value in Q3 2023 | % of portfolio in Q3 2023 | History |
|---|---|---|---|---|---|
| iShares Tr464287457 | 1 3 YR TREAS BD | 17,630 | $1.43M | <0.1% | – |
| Vanguard Consumer Staples ETF92204A207 | ETF | 5,020 | $917.0K | <0.1% | – |
| Vanguard Health Care ETF92204A504 | ETF | 3,139 | $738.0K | <0.1% | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 10,421 | $355.0K | <0.1% | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 3,410 | $244.0K | <0.1% | – |
| iShares Tr464289511 | 10+ YR INVST GRD | 5,072 | $239.0K | <0.1% | – |
| MSFTMicrosoft Corp | Stock | 711 | $224.0K | <0.1% | History |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,766 | $216.0K | <0.1% | – |