Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q4 2023
Holdings as of Dec 31, 2023, filed Feb 9, 2024. Long positions only; changes compare share counts with Q3 2023.
- Positions
- 313
- +17 vs. Q3 2023
- Portfolio value
- $34.7B
- +$3.16B (+10.0%) vs. Q3 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| iShares Tr46434V266 | INTERNATIONAL SL | 6,269 | $201.0K | <0.1% | +6,269 | New | – |
| iShares Tr464288687 | PFD AND INCM SEC | 6,723 | $210.0K | <0.1% | −25,444−79.1% | Reduced | – |
| WisdomTree Tr97717W547 | US VALUE FD | 3,060 | $210.0K | <0.1% | −907−22.9% | Reduced | – |
| Ssga Active ETF Tr78467V103 | ST STR REAL ETF | 7,870 | $214.0K | <0.1% | +7,870 | New | – |
| J P Morgan Exchange Traded F46641Q399 | BETABUILDRS US | 2,636 | $226.0K | <0.1% | +2,636 | New | – |
| SPDR Series Trust78468R200 | ST STR RATE ETF | 7,413 | $227.0K | <0.1% | +586+8.6% | Added | – |
| Legg Mason ETF Invt52468L406 | FRANKLIN US LOW | 6,324 | $230.0K | <0.1% | −4,592−42.1% | Reduced | – |
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 8,153 | $230.0K | <0.1% | −455−5.3% | Reduced | – |
| iShares Tr464288307 | MRGSTR MD CP GRW | 3,596 | $232.0K | <0.1% | +3,596 | New | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 9,600 | $232.0K | <0.1% | −3,015−23.9% | Reduced | – |
| iShares Tr464288273 | EAFE SML CP ETF | 3,750 | $232.0K | <0.1% | +3,750 | New | – |
| Capital Group Growth ETF14020G101 | SHS CREAT UNIT | 8,288 | $234.0K | <0.1% | +8,288 | New | – |
| ETF Ser Solutions26922A172 | NATIONWIDE RSK | 10,463 | $234.0K | <0.1% | +10,463 | New | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 3,128 | $236.0K | <0.1% | −408−11.5% | Reduced | – |
| iShares S&P Small-Cap 600 Growth ETF464287887 | ETF | 1,884 | $236.0K | <0.1% | +1,884 | New | – |
| State Street Industrial Select Sector SPDR ETF81369Y704 | ETF | 2,086 | $238.0K | <0.1% | +2,086 | New | – |
| WisdomTree Tr97717Y527 | FLOATNG RAT TREA | 4,734 | $238.0K | <0.1% | −64−1.3% | Reduced | – |
| PIMCO Enhanced Short Maturity Active Exchange-Traded Fund72201R833 | ETF | 2,407 | $240.0K | <0.1% | +60+2.6% | Added | – |
| American Centy ETF Tr025072562 | AVANTIS CORE FI | 5,803 | $243.0K | <0.1% | +5,803 | New | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 10,255 | $245.0K | <0.1% | −389−3.7% | Reduced | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 4,480 | $246.0K | <0.1% | −2,921−39.5% | Reduced | – |
| Simplify Exchange Traded Fun82889N301 | US EQT PLS UPSID | 7,450 | $246.0K | <0.1% | −202−2.6% | Reduced | – |
| Innovator U.S. Equity Buffer ETF - October45782C771 | ETF | 6,626 | $255.0K | <0.1% | −1,107−14.3% | Reduced | – |
| Vanguard World FD921910873 | MEGA CAP INDEX | 1,521 | $257.0K | <0.1% | +1,521 | New | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 4,242 | $269.0K | <0.1% | +487+13.0% | Added | – |
| Vanguard World FD921910840 | MEGA CAP VAL ETF | 2,462 | $269.0K | <0.1% | +216+9.6% | Added | – |
| iShares Core S&P US Value ETF464287663 | ETF | 3,259 | $275.0K | <0.1% | −422−11.5% | Reduced | – |
| iShares Russell Midcap ETF464287499 | ETF | 3,597 | $280.0K | <0.1% | +279+8.4% | Added | – |
| Dimensional ETF Trust25434V765 | INTL HIGH PROFIT | 10,927 | $280.0K | <0.1% | −280−2.5% | Reduced | – |
| iShares Russell Mid-Cap Growth ETF464287481 | ETF | 2,734 | $286.0K | <0.1% | +382+16.2% | Added | – |
| Vanguard Information Technology ETF92204A702 | ETF | 592 | $287.0K | <0.1% | +592 | New | – |
| Capital Group Dividend Value14020W106 | SHS CREAT UNIT | 9,614 | $287.0K | <0.1% | +9,614 | New | – |
| iShares Tr46432F388 | MSCI USA VALUE | 2,872 | $291.0K | <0.1% | −1,554−35.1% | Reduced | – |
| Dimensional ETF Trust25434V849 | NATL MUN BD ETF | 6,006 | $291.0K | <0.1% | +568+10.4% | Added | – |
| Innovator ETFs Trust45782C508 | US EQTY PWR BUF | 7,986 | $297.0K | <0.1% | +1,012+14.5% | Added | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 6,149 | $298.0K | <0.1% | +161+2.7% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 6,412 | $303.0K | <0.1% | −597−8.5% | Reduced | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 12,504 | $306.0K | <0.1% | +385+3.2% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 3,963 | $307.0K | <0.1% | +210+5.6% | Added | – |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 3,935 | $307.0K | <0.1% | +301+8.3% | Added | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 8,567 | $310.0K | <0.1% | +648+8.2% | Added | – |
| Innovator ETFs Trust45782C748 | US EQTY PWR BUF | 9,334 | $312.0K | <0.1% | −120−1.3% | Reduced | – |
| PGProcter & Gamble Co | Stock | 2,144 | $314.0K | <0.1% | +2,144 | New | History |
| State Street SPDR Portfolio S&P 600 Small Cap ETF78468R853 | ETF | 7,447 | $314.0K | <0.1% | +7,447 | New | – |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 2,321 | $317.0K | <0.1% | −255−9.9% | Reduced | – |
| iShares MSCI Acwi Ex U.S. ETF464288240 | ETF | 6,212 | $317.0K | <0.1% | −63−1.0% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E370 | S&P 500 HB ETF | 3,848 | $317.0K | <0.1% | +99+2.6% | Added | – |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 6,752 | $320.0K | <0.1% | −1,608−19.2% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E339 | S&P 500 MOMNTM | 4,920 | $322.0K | <0.1% | −12−0.2% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E222 | S&P INTL MOMNT | 8,788 | $324.0K | <0.1% | +75+0.9% | Added | – |
| ProShares Tr74348A467 | S&P 500 DV ARIST | 3,613 | $344.0K | <0.1% | +1,161+47.3% | Added | – |
| State Street SPDR Portfolio Intermediate Term Corporate Bond ETF78464A375 | ETF | 10,673 | $350.0K | <0.1% | −803−7.0% | Reduced | – |
| IAUiShares Gold Trust | ETF | 9,045 | $353.0K | <0.1% | +966+12.0% | Added | History |
| SLViShares Silver Trust | ETF | 16,431 | $358.0K | <0.1% | −2,640−13.8% | Reduced | History |
| iShares Inc46434G764 | MSCI EMRG CHN | 6,557 | $363.0K | <0.1% | +6,557 | New | – |
| Ea Series Trust02072L607 | FREEDOM 100 EM | 11,087 | $365.0K | <0.1% | +11,087 | New | – |
| iShares MSCI USA Min Vol Factor ETF46429B697 | ETF | 4,763 | $372.0K | <0.1% | −5,607−54.1% | Reduced | – |
| WisdomTree Tr97717W562 | US SMALLCAP FUND | 7,478 | $373.0K | <0.1% | −358−4.6% | Reduced | – |
| iShares Tr464287721 | U.S. TECH ETF | 3,079 | $378.0K | <0.1% | +208+7.2% | Added | – |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 28,664 | $381.0K | <0.1% | −2,834−9.0% | Reduced | – |
| Schwab Fundamental U.S. Large Company ETF808524771 | ETF | 6,170 | $382.0K | <0.1% | −122−1.9% | Reduced | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 9,712 | $387.0K | <0.1% | −591−5.7% | Reduced | – |
| Alpha Architect ETF Tr02072L300 | INTL QUAN MOMNTM | 14,759 | $389.0K | <0.1% | +747+5.3% | Added | – |
| iShares S&P Mid-Cap 400 Growth ETF464287606 | ETF | 4,923 | $390.0K | <0.1% | +180+3.8% | Added | – |
| Vanguard Admiral FDS Inc921932778 | SMLCP 600 VAL | 4,448 | $394.0K | <0.1% | +4,448 | New | – |
| iShares Broad Usd Investment Grade Corporate Bond ETF464288620 | ETF | 7,745 | $397.0K | <0.1% | −779−9.1% | Reduced | – |
| iShares Tr464288521 | CRE U S REIT ETF | 7,368 | $400.0K | <0.1% | −2,327−24.0% | Reduced | – |
| Pacer US Small Cap Cash Cows ETF69374H857 | ETF | 8,430 | $405.0K | <0.1% | +2,800+49.7% | Added | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 11,255 | $407.0K | <0.1% | −773−6.4% | Reduced | – |
| iShares U.S. Treasury Bond ETF46429B267 | ETF | 17,768 | $409.0K | <0.1% | −4,209−19.2% | Reduced | – |
| iShares Tr46436E759 | ESG EAFE ETF | 6,475 | $414.0K | <0.1% | −191−2.9% | Reduced | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 7,831 | $421.0K | <0.1% | −932−10.6% | Reduced | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 10,400 | $425.0K | <0.1% | −94−0.9% | Reduced | History |
| Schwab Intermediate-Term US Treasury ETF808524854 | ETF | 8,620 | $429.0K | <0.1% | +2,259+35.5% | Added | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 8,338 | $434.0K | <0.1% | +3,661+78.3% | Added | – |
| iShares Tr464287622 | RUS 1000 ETF | 1,671 | $438.0K | <0.1% | +116+7.5% | Added | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 4,268 | $440.0K | <0.1% | +79+1.9% | Added | – |
| SIVRabrdn Silver ETF Trust | PHYSCL SILVR SHS | 19,447 | $443.0K | <0.1% | +363+1.9% | Added | History |
| Alpha Architect ETF Tr02072L201 | INTL QUAN VALUE | 17,982 | $450.0K | <0.1% | +1,254+7.5% | Added | – |
| iShares Core S&P U.S. Growth ETF464287671 | ETF | 4,362 | $454.0K | <0.1% | +117+2.8% | Added | – |
| Pgim ETF Tr69344A107 | PGIM ULTRA SH BD | 9,373 | $463.0K | <0.1% | +9,373 | New | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 18,809 | $485.0K | <0.1% | +3,245+20.8% | Added | – |
| SGOLabrdn Gold ETF Trust | ETF | 24,756 | $489.0K | <0.1% | −1,736−6.6% | Reduced | History |
| Vanguard Scottsdale FDS92206C730 | VNG RUS1000IDX | 2,324 | $504.0K | <0.1% | +201+9.5% | Added | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 6,028 | $512.0K | <0.1% | +1,400+30.3% | Added | – |
| iShares S&P 100 ETF464287101 | ETF | 2,300 | $514.0K | <0.1% | +2,300 | New | – |
| VanEck ETF Trust92189H607 | OIL SERVICES ETF | 1,735 | $537.0K | <0.1% | −28−1.6% | Reduced | – |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 9,201 | $538.0K | <0.1% | +2,103+29.6% | Added | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 4,972 | $538.0K | <0.1% | +296+6.3% | Added | – |
| ProShares Bitcoin ETF74347G440 | ETF | 26,303 | $539.0K | <0.1% | +1,939+8.0% | Added | – |
| Vanguard Ftse All-World Ex-US Small-Cap ETF922042718 | ETF | 4,721 | $543.0K | <0.1% | +133+2.9% | Added | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 18,779 | $545.0K | <0.1% | +4,983+36.1% | Added | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 8,398 | $559.0K | <0.1% | +1,068+14.6% | Added | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 12,409 | $567.0K | <0.1% | −545−4.2% | Reduced | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 3,664 | $578.0K | <0.1% | +1,935+111.9% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 2,959 | $594.0K | <0.1% | +632+27.2% | Added | – |
| Dimensional ETF Trust25434V757 | EMERGING MKTS HI | 24,575 | $596.0K | <0.1% | +1,724+7.5% | Added | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 14,808 | $600.0K | <0.1% | +116+0.8% | Added | – |
| iShares Tr464288661 | 3 7 YR TREAS BD | 5,137 | $602.0K | <0.1% | +2,810+120.8% | Added | – |
| iShares Tr46434V613 | CORE UNIVRSL USD | 14,059 | $648.0K | <0.1% | −7,952−36.1% | Reduced | – |
Sold out since Q3 2023 (8)
Positions held at the end of Q3 2023 that are gone from this filing.
| Security | Class | Shares in Q3 2023 | Value in Q3 2023 | % of portfolio in Q3 2023 | History |
|---|---|---|---|---|---|
| iShares Tr464287457 | 1 3 YR TREAS BD | 17,630 | $1.43M | <0.1% | – |
| Vanguard Consumer Staples ETF92204A207 | ETF | 5,020 | $917.0K | <0.1% | – |
| Vanguard Health Care ETF92204A504 | ETF | 3,139 | $738.0K | <0.1% | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 10,421 | $355.0K | <0.1% | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 3,410 | $244.0K | <0.1% | – |
| iShares Tr464289511 | 10+ YR INVST GRD | 5,072 | $239.0K | <0.1% | – |
| MSFTMicrosoft Corp | Stock | 711 | $224.0K | <0.1% | History |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,766 | $216.0K | <0.1% | – |