Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q3 2023
Holdings as of Sep 30, 2023, filed Nov 9, 2023. Long positions only; changes compare share counts with Q2 2023.
- Positions
- 296
- +15 vs. Q2 2023
- Portfolio value
- $31.6B
- −$700.8M (−2.2%) vs. Q2 2023
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| SPDR Series Trust78468R200 | ST STR RATE ETF | 6,827 | $210.0K | <0.1% | +6,827 | New | – |
| iShares Russell Mid-Cap Growth ETF464287481 | ETF | 2,352 | $215.0K | <0.1% | +2,352 | New | – |
| J P Morgan Exchange Traded F46641Q274 | SHORT DURA CORE | 4,766 | $216.0K | <0.1% | −23−0.5% | Reduced | – |
| ProShares Tr74348A467 | S&P 500 DV ARIST | 2,452 | $217.0K | <0.1% | +2,452 | New | – |
| State Street Utilities Select Sector SPDR ETF81369Y886 | ETF | 3,755 | $221.0K | <0.1% | +154+4.3% | Added | – |
| Simplify Exchange Traded Fun82889N301 | US EQT PLS UPSID | 7,652 | $223.0K | <0.1% | −58−0.8% | Reduced | – |
| MSFTMicrosoft Corp | Stock | 711 | $224.0K | <0.1% | +711 | New | History |
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 8,608 | $225.0K | <0.1% | −862−9.1% | Reduced | – |
| Vanguard World FD921910840 | MEGA CAP VAL ETF | 2,246 | $228.0K | <0.1% | +65+3.0% | Added | – |
| iShares Tr464288638 | ISHS 5-10YR INVT | 4,677 | $228.0K | <0.1% | +4,677 | New | – |
| iShares Russell Midcap ETF464287499 | ETF | 3,318 | $230.0K | <0.1% | +209+6.7% | Added | – |
| PIMCO Enhanced Short Maturity Active Exchange-Traded Fund72201R833 | ETF | 2,347 | $235.0K | <0.1% | +24+1.0% | Added | – |
| Pacer US Small Cap Cash Cows ETF69374H857 | ETF | 5,630 | $235.0K | <0.1% | +5,630 | New | – |
| Schwab U.S. Mid-Cap ETF808524508 | ETF | 3,536 | $239.0K | <0.1% | −430−10.8% | Reduced | – |
| iShares Tr464289511 | 10+ YR INVST GRD | 5,072 | $239.0K | <0.1% | −974−16.1% | Reduced | – |
| WisdomTree Tr97717Y527 | FLOATNG RAT TREA | 4,798 | $241.0K | <0.1% | +4,798 | New | – |
| Innovator ETFs Trust45782C508 | US EQTY PWR BUF | 6,974 | $243.0K | <0.1% | +782+12.6% | Added | – |
| Vanguard Scottsdale FDS92206C813 | LG-TERM COR BD | 3,410 | $244.0K | <0.1% | −1,482−30.3% | Reduced | – |
| WisdomTree Tr97717W547 | US VALUE FD | 3,967 | $245.0K | <0.1% | −128−3.1% | Reduced | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 1,729 | $245.0K | <0.1% | −1,643−48.7% | Reduced | – |
| Vanguard Scottsdale FDS92206C680 | VNG RUS1000GRW | 3,634 | $249.0K | <0.1% | +3,634 | New | – |
| Dimensional ETF Trust25434V849 | NATL MUN BD ETF | 5,438 | $253.0K | <0.1% | +5,438 | New | – |
| Dimensional ETF Trust25434V666 | US LARG VALU ETF | 10,338 | $256.0K | <0.1% | +10,338 | New | – |
| Dimensional ETF Trust25434V765 | INTL HIGH PROFIT | 11,207 | $260.0K | <0.1% | +1,027+10.1% | Added | – |
| Invesco Exch Traded FD Tr II46138E370 | S&P 500 HB ETF | 3,749 | $263.0K | <0.1% | +73+2.0% | Added | – |
| iShares Tr464288661 | 3 7 YR TREAS BD | 2,327 | $263.0K | <0.1% | −6,597−73.9% | Reduced | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 12,615 | $267.0K | <0.1% | +3,467+37.9% | Added | – |
| Innovator ETFs Trust45782C813 | US EQTY PWR BUF | 7,919 | $267.0K | <0.1% | +764+10.7% | Added | – |
| Innovator U.S. Equity Buffer ETF - October45782C771 | ETF | 7,733 | $275.0K | <0.1% | −51−0.7% | Reduced | – |
| iShares Core S&P US Value ETF464287663 | ETF | 3,681 | $275.0K | <0.1% | +701+23.5% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 3,753 | $277.0K | <0.1% | +828+28.3% | Added | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 10,644 | $277.0K | <0.1% | −1,274−10.7% | Reduced | – |
| IAUiShares Gold Trust | ETF | 8,079 | $283.0K | <0.1% | +526+7.0% | Added | History |
| Invesco Exch Traded FD Tr II46138E339 | S&P 500 MOMNTM | 4,932 | $283.0K | <0.1% | +208+4.4% | Added | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 5,988 | $287.0K | <0.1% | +177+3.0% | Added | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 12,119 | $288.0K | <0.1% | −30−0.2% | Reduced | – |
| Invesco Exch Traded FD Tr II46138E222 | S&P INTL MOMNT | 8,713 | $289.0K | <0.1% | +282+3.3% | Added | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 7,009 | $290.0K | <0.1% | −834−10.6% | Reduced | – |
| iShares MSCI Acwi Ex U.S. ETF464288240 | ETF | 6,275 | $295.0K | <0.1% | +6,275 | New | – |
| Innovator ETFs Trust45782C748 | US EQTY PWR BUF | 9,454 | $296.0K | <0.1% | −142−1.5% | Reduced | – |
| iShares Tr464287721 | U.S. TECH ETF | 2,871 | $301.0K | <0.1% | +50+1.8% | Added | – |
| Schwab Intermediate-Term US Treasury ETF808524854 | ETF | 6,361 | $305.0K | <0.1% | +510+8.7% | Added | – |
| State Street Health Care Select Sector SPDR ETF81369Y209 | ETF | 2,576 | $332.0K | <0.1% | +2,576 | New | – |
| ProShares Bitcoin ETF74347G440 | ETF | 24,364 | $336.0K | <0.1% | +3,750+18.2% | Added | – |
| WisdomTree Tr97717W562 | US SMALLCAP FUND | 7,836 | $339.0K | <0.1% | +186+2.4% | Added | – |
| iShares S&P Mid-Cap 400 Growth ETF464287606 | ETF | 4,743 | $343.0K | <0.1% | +4,743 | New | – |
| Alpha Architect ETF Tr02072L300 | INTL QUAN MOMNTM | 14,012 | $344.0K | <0.1% | +279+2.0% | Added | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 4,628 | $351.0K | <0.1% | +4,628 | New | – |
| Schwab Fundamental U.S. Large Company ETF808524771 | ETF | 6,292 | $352.0K | <0.1% | +6,292 | New | – |
| Dimensional ETF Trust25434V724 | US MKTWIDE VALUE | 10,421 | $355.0K | <0.1% | +1,664+19.0% | Added | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 10,303 | $357.0K | <0.1% | −145−1.4% | Reduced | – |
| State Street SPDR Portfolio Intermediate Term Corporate Bond ETF78464A375 | ETF | 11,476 | $361.0K | <0.1% | −1,473−11.4% | Reduced | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 13,796 | $361.0K | <0.1% | +5,625+68.8% | Added | – |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 8,360 | $364.0K | <0.1% | +517+6.6% | Added | – |
| iShares Tr464287622 | RUS 1000 ETF | 1,555 | $365.0K | <0.1% | +698+81.4% | Added | – |
| Legg Mason ETF Invt52468L406 | FRANKLIN US LOW | 10,916 | $370.0K | <0.1% | +152+1.4% | Added | – |
| Dimensional ETF Trust25434V781 | INTL SMALL CAP V | 15,564 | $370.0K | <0.1% | +4,159+36.5% | Added | – |
| SPDR Series Trust78464A805 | ST STR PR SP1500 | 7,098 | $373.0K | <0.1% | +7,098 | New | – |
| iShares S&P Small-Cap 600 Value ETF464287879 | ETF | 4,189 | $374.0K | <0.1% | +4,189 | New | – |
| iShares Tr46436E759 | ESG EAFE ETF | 6,666 | $381.0K | <0.1% | +101+1.5% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 10,494 | $385.0K | <0.1% | −1,183−10.1% | Reduced | History |
| SLViShares Silver Trust | ETF | 19,071 | $388.0K | <0.1% | +19,071 | New | History |
| Alpha Architect ETF Tr02072L201 | INTL QUAN VALUE | 16,728 | $395.0K | <0.1% | +467+2.9% | Added | – |
| J P Morgan Exchange Traded F46641Q332 | EQUITY PREMIUM | 7,401 | $396.0K | <0.1% | +465+6.7% | Added | – |
| iShares Tr46432F388 | MSCI USA VALUE | 4,426 | $402.0K | <0.1% | +59+1.4% | Added | – |
| iShares Core S&P U.S. Growth ETF464287671 | ETF | 4,245 | $403.0K | <0.1% | +631+17.5% | Added | – |
| SIVRabrdn Silver ETF Trust | PHYSCL SILVR SHS | 19,084 | $406.0K | <0.1% | +1,265+7.1% | Added | History |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 12,028 | $408.0K | <0.1% | +656+5.8% | Added | – |
| iShares Broad Usd Investment Grade Corporate Bond ETF464288620 | ETF | 8,524 | $410.0K | <0.1% | +42+0.5% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 2,327 | $411.0K | <0.1% | +800+52.4% | Added | – |
| Vanguard Scottsdale FDS92206C730 | VNG RUS1000IDX | 2,123 | $413.0K | <0.1% | +254+13.6% | Added | – |
| SPDR Index Shs FDS78463X434 | ST STR MSCI EAFE | 6,271 | $420.0K | <0.1% | +1,025+19.5% | Added | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 8,763 | $434.0K | <0.1% | +628+7.7% | Added | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 8,579 | $450.0K | <0.1% | +2,262+35.8% | Added | – |
| iShares Tr464288521 | CRE U S REIT ETF | 9,695 | $457.0K | <0.1% | +2,927+43.2% | Added | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 4,676 | $460.0K | <0.1% | +306+7.0% | Added | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 7,330 | $465.0K | <0.1% | +1,302+21.6% | Added | – |
| SGOLabrdn Gold ETF Trust | ETF | 26,492 | $469.0K | <0.1% | −1,295−4.7% | Reduced | History |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 31,498 | $471.0K | <0.1% | −1,330−4.1% | Reduced | – |
| iShares U.S. Treasury Bond ETF46429B267 | ETF | 21,977 | $484.0K | <0.1% | +1,688+8.3% | Added | – |
| Vanguard Ftse All-World Ex-US Small-Cap ETF922042718 | ETF | 4,588 | $487.0K | <0.1% | −92−2.0% | Reduced | – |
| SPDR Series Trust78468R622 | ST BLOO HIGH ETF | 5,465 | $494.0K | <0.1% | +1,036+23.4% | Added | – |
| Schwab US Aggregate Bond ETF808524839 | ETF | 11,305 | $500.0K | <0.1% | +4,261+60.5% | Added | – |
| Dimensional ETF Trust25434V757 | EMERGING MKTS HI | 22,851 | $518.0K | <0.1% | +8,621+60.6% | Added | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 12,954 | $531.0K | <0.1% | +343+2.7% | Added | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 3,538 | $537.0K | <0.1% | +1,350+61.7% | Added | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 14,692 | $545.0K | <0.1% | +167+1.1% | Added | – |
| Invesco Nasdaq 100 ETF46138G649 | ETF | 3,767 | $555.0K | <0.1% | +184+5.1% | Added | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 8,411 | $575.0K | <0.1% | +1,240+17.3% | Added | – |
| AAPLApple Inc. | Stock | 3,358 | $575.0K | <0.1% | +3,358 | New | History |
| Vanguard Scottsdale FDS92206C706 | INTER TERM TREAS | 10,456 | $598.0K | <0.1% | +1,171+12.6% | Added | – |
| PIMCO Active Bond Exchange-Traded Fund72201R775 | ETF | 6,883 | $605.0K | <0.1% | +1,814+35.8% | Added | – |
| VanEck ETF Trust92189H607 | OIL SERVICES ETF | 1,763 | $608.0K | <0.1% | −40−2.2% | Reduced | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 12,067 | $609.0K | <0.1% | +305+2.6% | Added | – |
| Invesco Exchange Traded FD T46137V118 | GBL LISTED PVT | 12,003 | $620.0K | <0.1% | +12,003 | New | – |
| Innovator ETFs Trust45782C417 | US EQTY PWR BUF | 20,594 | $627.0K | <0.1% | −106−0.5% | Reduced | – |
| Dimensional ETF Trust25434V831 | US HIGH PROF ETF | 24,955 | $641.0K | <0.1% | +905+3.8% | Added | – |
| Schwab Fundamental Emerging Markets Equity ETF808524730 | ETF | 25,237 | $662.0K | <0.1% | +8,524+51.0% | Added | – |
| iShares Russell 2000 Growth ETF464287648 | ETF | 2,960 | $663.0K | <0.1% | +410+16.1% | Added | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 14,089 | $667.0K | <0.1% | +2,408+20.6% | Added | – |
Sold out since Q2 2023 (7)
Positions held at the end of Q2 2023 that are gone from this filing.
| Security | Class | Shares in Q2 2023 | Value in Q2 2023 | % of portfolio in Q2 2023 | History |
|---|---|---|---|---|---|
| Invesco Exchange Traded FD T46137V589 | GBL LISTED PVT | 118,151 | $1.24M | <0.1% | – |
| Flexshares Tr33939L407 | MORNSTAR UPSTR | 6,844 | $274.0K | <0.1% | – |
| iShares Inc46434G848 | MSCI GBL ETF NEW | 6,328 | $256.0K | <0.1% | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 4,527 | $222.0K | <0.1% | – |
| State Street Real Estate Select Sector SPDR ETF81369Y860 | ETF | 5,825 | $220.0K | <0.1% | – |
| iShares Tr46434V878 | ULTRA SHORT DUR | 4,029 | $203.0K | <0.1% | – |
| iShares S&P 100 ETF464287101 | ETF | 974 | $202.0K | <0.1% | – |