Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q1 2023
Holdings as of Mar 31, 2023, filed May 15, 2023. Long positions only; changes compare share counts with Q4 2022.
- Positions
- 265
- +13 vs. Q4 2022
- Portfolio value
- $30.9B
- +$1.73B (+5.9%) vs. Q4 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Vanguard Mortgage-Backed Securities ETF92206C771 | ETF | 206,238 | $9.60M | <0.1% | +422+0.2% | Added | – |
| Invesco QQQ Trust Series I46090E103 | ETF | 32,781 | $10.5M | <0.1% | +1,316+4.2% | Added | – |
| Goldman Sachs ETF Tr381430479 | ACCESS INVT GR | 240,022 | $11.0M | <0.1% | −5,157−2.1% | Reduced | – |
| iShares Tr46435G193 | ESG AWRE USD ETF | 480,181 | $11.1M | <0.1% | +32,871+7.3% | Added | – |
| Vanguard Intermediate-Term Bond ETF921937819 | ETF | 156,254 | $12.0M | <0.1% | +2,124+1.4% | Added | – |
| State Street SPDR S&P 600 Small Cap Value ETF78464A300 | ETF | 158,144 | $12.0M | <0.1% | +53,482+51.1% | Added | – |
| Cambria ETF Tr132061508 | GLB MOMENT ETF | 437,224 | $12.1M | <0.1% | −22,815−5.0% | Reduced | – |
| iShares Tr46435U663 | ESG AWARE MSCI | 359,867 | $12.2M | <0.1% | +49,734+16.0% | Added | – |
| iShares Iboxx $ Investment Grade Corporate Bond ETF464287242 | ETF | 124,551 | $13.7M | <0.1% | −855−0.7% | Reduced | – |
| iShares Esg Aware US Aggregate Bond ETF46435U549 | ETF | 300,096 | $14.4M | <0.1% | +15,254+5.4% | Added | – |
| Dimensional ETF Trust25434V104 | US CORE EQT MKT | 521,300 | $15.0M | <0.1% | +131,109+33.6% | Added | – |
| iShares Tr464287440 | 7-10 YR TRSY BD | 173,177 | $17.2M | 0.1% | −21,085−10.9% | Reduced | – |
| iShares Tr464288802 | ESG OPTIMIZED | 230,475 | $20.2M | 0.1% | −10,195−4.2% | Reduced | – |
| Vanguard Short-Term Bond ETF921937827 | ETF | 265,483 | $20.3M | 0.1% | +6,468+2.5% | Added | – |
| Dimensional U.S. Core Equity 2 ETF25434V708 | ETF | 853,904 | $21.8M | 0.1% | +170,474+24.9% | Added | – |
| iShares Tr464288588 | MBS ETF | 233,130 | $22.1M | 0.1% | −12,535−5.1% | Reduced | – |
| Vanguard Morningstar Small-Cap ETF922908751 | ETF | 121,360 | $23.0M | 0.1% | +3,394+2.9% | Added | – |
| SPDR Index Shs FDS78470E205 | MSCI EMR MKT ETF | 806,036 | $24.3M | 0.1% | +16,160+2.0% | AddedConverted for a 2-for-1 split | – |
| SPDR Index Shs FDS78463X509 | ST PORT MARK ETF | 721,271 | $24.6M | 0.1% | −2,388−0.3% | Reduced | – |
| Goldman Sachs ETF Tr381430206 | ACTIVEBETA EME | 833,660 | $24.8M | 0.1% | +735+0.1% | Added | – |
| Goldman Sachs ETF Tr38149W101 | ACCESS US AGRAT | 595,931 | $25.1M | 0.1% | +30,373+5.4% | Added | – |
| Goldman Sachs ETF Tr381430602 | ACTIVEBETA US | 558,604 | $31.0M | 0.1% | +36,771+7.0% | Added | – |
| Vanguard World FD921910733 | ESG US STK ETF | 4,580,545 | $32.8M | 0.1% | +4,123,659+902.6% | Added | – |
| SPDR Index Shs FDS78470E106 | ST STR MSCI EAFE | 1,124,119 | $41.6M | 0.1% | −9,587−0.8% | ReducedConverted for a 2-for-1 split | – |
| iShares Tr46435U440 | USD GRN BOND ETF | 898,470 | $42.3M | 0.1% | +21,141+2.4% | Added | – |
| Engine No 1 ETF Trust29287L106 | TRANSFRM 500 ETF | 927,588 | $44.1M | 0.1% | +28,519+3.2% | Added | – |
| Vanguard Morningstar Growth ETF922908736 | ETF | 177,646 | $44.3M | 0.1% | +6,130+3.6% | Added | – |
| iShares Tr464288570 | ESG MSCI KLD ETF | 572,982 | $44.7M | 0.1% | −29,016−4.8% | Reduced | – |
| SPDR Ser Tr78468R648 | S&P KENSHO NEW | 1,049,188 | $44.8M | 0.1% | +76,670+7.9% | Added | – |
| SPDR Series Trust78468R796 | ST STR SP500FF | 2,075,322 | $69.0M | 0.2% | +20,985+1.0% | AddedConverted for a 3-for-1 split | – |
| iShares S&P 500 Value ETF464287408 | ETF | 498,897 | $75.7M | 0.2% | −8,889−1.8% | Reduced | – |
| iShares Inc46434G863 | ESG AWR MSCI EM | 2,409,480 | $75.8M | 0.2% | +40,769+1.7% | Added | – |
| Vanguard S&P 500 ETF922908363 | ETF | 221,301 | $83.2M | 0.3% | +8,297+3.9% | Added | – |
| Vanguard Total Bond Market ETF921937835 | ETF | 1,442,297 | $106.5M | 0.3% | −16,220−1.1% | Reduced | – |
| State Street SPDR Portfolio S&P 500 Value ETF78464A508 | ETF | 2,694,456 | $109.7M | 0.4% | +521,684+24.0% | Added | – |
| Goldman Sachs ETF Tr381430107 | ACTIVEBETA INT | 4,131,140 | $127.3M | 0.4% | +85,345+2.1% | Added | – |
| Schwab U.S. Large-Cap Value ETF808524409 | ETF | 1,967,636 | $129.0M | 0.4% | −42,940−2.1% | Reduced | – |
| Vanguard Emerging Markets Government Bond ETF921946885 | ETF | 2,131,205 | $132.8M | 0.4% | −53,321−2.4% | Reduced | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 1,575,610 | $156.3M | 0.5% | +597,453+61.1% | Added | – |
| iShares Tr464287630 | RUS 2000 VAL ETF | 1,166,160 | $159.8M | 0.5% | +57,924+5.2% | Added | – |
| iShares Tr46434V464 | LOW CA OP MS ETF | 1,212,810 | $179.4M | 0.6% | +9,506+0.8% | Added | – |
| JPMorgan Ultra-Short Income ETF46641Q837 | ETF | 3,844,642 | $193.5M | 0.6% | −54,498−1.4% | Reduced | – |
| iShares Tr46435G425 | ESG AWR MSCI USA | 2,528,445 | $228.7M | 0.7% | +47,569+1.9% | Added | – |
| iShares Russell Mid-Cap Value ETF464287473 | ETF | 2,213,048 | $235.0M | 0.8% | +142,456+6.9% | Added | – |
| iShares Tr46435G516 | ESG AW MSCI EAFE | 3,512,393 | $252.3M | 0.8% | −35,514−1.0% | Reduced | – |
| SPDR Series Trust78468R721 | STATE STREET SPD | 5,463,679 | $255.8M | 0.8% | +93,174+1.7% | Added | – |
| Goldman Sachs ETF Tr381430503 | ACTIVEBETA US LG | 3,254,750 | $264.4M | 0.9% | +213,949+7.0% | Added | – |
| iShares Trust iShares 0-1 Year Treasury Bond ETF464288679 | ETF | 2,987,555 | $330.1M | 1.1% | −349,392−10.5% | Reduced | – |
| Schwab U.S. Broad Market ETF808524102 | ETF | 7,114,397 | $340.4M | 1.1% | −126,967−1.8% | Reduced | – |
| Vanguard Malvern FDS922020805 | STRM INFPROIDX | 7,230,078 | $345.7M | 1.1% | −1,008,955−12.2% | Reduced | – |
| iShares Core MSCI Emerging Markets ETF46434G103 | ETF | 10,347,209 | $504.8M | 1.6% | +601,473+6.2% | Added | – |
| Goldman Sachs ETF Tr381430529 | ACCES TREASURY | 5,259,257 | $526.7M | 1.7% | +268,450+5.4% | Added | – |
| Schwab International Equity ETF808524805 | ETF | 15,661,797 | $545.0M | 1.8% | −727,092−4.4% | Reduced | – |
| iShares Core U.S. Aggregate Bond ETF464287226 | ETF | 8,307,455 | $827.8M | 2.7% | +384,936+4.9% | Added | – |
| iShares Tr464288281 | JPMORGAN USD EMG | 9,604,411 | $828.7M | 2.7% | +378,773+4.1% | Added | – |
| iShares Core MSCI Eafe ETF46432F842 | ETF | 12,425,373 | $830.6M | 2.7% | +123,730+1.0% | Added | – |
| iShares Tr464288414 | NATIONAL MUN ETF | 9,750,254 | $1.05B | 3.4% | +82,033+0.8% | Added | – |
| Vanguard Morningstar Small-Cap Value ETF922908611 | ETF | 7,665,277 | $1.22B | 3.9% | +206,035+2.8% | Added | – |
| iShares Tr464287150 | CORE S&P TTL STK | 13,835,940 | $1.25B | 4.1% | +227,491+1.7% | Added | – |
| Vanguard Morningstar Mid-Cap Value ETF922908512 | ETF | 10,188,342 | $1.37B | 4.4% | +194,936+2.0% | Added | – |
| Vanguard Morningstar Value ETF922908744 | ETF | 12,215,873 | $1.69B | 5.5% | +129,128+1.1% | Added | – |
| Vanguard Total International Bond ETF92203J407 | ETF | 35,439,902 | $1.73B | 5.6% | +857,265+2.5% | Added | – |
| Vanguard Ftse Emerging Markets ETF922042858 | ETF | 72,563,778 | $2.93B | 9.5% | +787,088+1.1% | Added | – |
| Vanguard Ftse Developed Markets ETF921943858 | ETF | 103,656,682 | $4.68B | 15.2% | −302,824−0.3% | Reduced | – |
| Vanguard Morningstar Total Stock Market ETF922908769 | ETF | 29,389,347 | $6.00B | 19.4% | +541,820+1.9% | Added | – |
Sold out since Q4 2022 (11)
Positions held at the end of Q4 2022 that are gone from this filing.
| Security | Class | Shares in Q4 2022 | Value in Q4 2022 | % of portfolio in Q4 2022 | History |
|---|---|---|---|---|---|
| SPDR Series Trust78464A763 | ST STR SP DIV | 12,405 | $1.55M | <0.1% | – |
| iShares Tr464288687 | PFD AND INCM SEC | 28,880 | $882.0K | <0.1% | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 7,098 | $305.0K | <0.1% | – |
| Litman Gregory FDS Tr53700T827 | IMGP DBI MAN ETF | 9,889 | $288.0K | <0.1% | – |
| iShares Russell 2000 ETF464287655 | ETF | 1,540 | $269.0K | <0.1% | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 5,277 | $264.0K | <0.1% | – |
| Simplify Exchange Traded Fun82889N103 | US EQT PLS CNVEX | 10,017 | $254.0K | <0.1% | – |
| Innovator ETFs Trust45782C565 | US EQTY ULTRA BU | 9,132 | $253.0K | <0.1% | – |
| SPDR Series Trust78468R101 | ST SHO TREAS ETF | 7,314 | $211.0K | <0.1% | – |
| WisdomTree Tr97717X867 | EM LCL DEBT FD | 7,954 | $205.0K | <0.1% | – |
| BARGraniteShares Gold Trust | SHS BEN INT | 10,586 | $191.0K | <0.1% | History |