Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q1 2023
Holdings as of Mar 31, 2023, filed May 15, 2023. Long positions only; changes compare share counts with Q4 2022.
- Positions
- 265
- +13 vs. Q4 2022
- Portfolio value
- $30.9B
- +$1.73B (+5.9%) vs. Q4 2022
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Dimensional ETF Trust25434V815 | US SMALL CAP ETF | 33,812 | $843.0K | <0.1% | +24,536+264.5% | Added | – |
| iShares Tr464288661 | 3 7 YR TREAS BD | 7,251 | $853.0K | <0.1% | +3,400+88.3% | Added | – |
| Vanguard Admiral FDS Inc921932869 | MIDCP 400 GRTH | 9,766 | $868.0K | <0.1% | −854−8.0% | ReducedConverted for a 2-for-1 split | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 24,671 | $871.0K | <0.1% | +3,650+17.4% | Added | – |
| WisdomTree Tr97717X511 | YIELD ENHANCD US | 20,032 | $875.0K | <0.1% | +1,080+5.7% | Added | – |
| Cambria ETF Tr132061813 | GBL REAL EST ETF | 35,678 | $888.0K | <0.1% | −4,091−10.3% | Reduced | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 19,957 | $895.0K | <0.1% | +354+1.8% | Added | – |
| ARK Innovation ETF00214Q104 | ETF | 22,443 | $905.0K | <0.1% | +1,896+9.2% | Added | – |
| Dimensional ETF Trust25434V732 | EMERGING MKTS CO | 38,859 | $917.0K | <0.1% | +22,556+138.4% | Added | – |
| Dimensional ETF Trust25434V401 | US EQUI MARK ETF | 20,734 | $921.0K | <0.1% | −1,273−5.8% | Reduced | – |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 3,709 | $928.0K | <0.1% | −337−8.3% | Reduced | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 19,471 | $938.0K | <0.1% | −5,557−22.2% | Reduced | – |
| Dimensional U.S. Targeted Value ETF25434V609 | ETF | 21,276 | $947.0K | <0.1% | +9,310+77.8% | Added | – |
| ARK Next Generation Technology ETF00214Q401 | ETF | 17,754 | $952.0K | <0.1% | +77+0.4% | Added | – |
| Vanguard Index FDS922908652 | EXTEND MKT ETF | 7,069 | $991.0K | <0.1% | −457−6.1% | Reduced | – |
| First Tr Exchange-Traded FD33738D101 | NO AMER ENERGY | 38,748 | $1.03M | <0.1% | +364+0.9% | Added | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 8,552 | $1.06M | <0.1% | +3,821+80.8% | Added | – |
| Cambria ETF Tr132061706 | EMRG SHAREHLDR | 37,677 | $1.07M | <0.1% | −2,300−5.8% | Reduced | – |
| iShares Tr46435G672 | CORE INTL AGGR | 22,212 | $1.09M | <0.1% | −3,921−15.0% | Reduced | – |
| iShares Tr46434V449 | MSCI INTL MOMENT | 34,215 | $1.11M | <0.1% | +5,030+17.2% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 22,026 | $1.12M | <0.1% | +6,632+43.1% | Added | – |
| iShares Tr464288612 | INTRM GOV CR ETF | 10,866 | $1.14M | <0.1% | +625+6.1% | Added | – |
| Cambria ETF Tr132061300 | CAMBRIA FGN SHR | 45,703 | $1.14M | <0.1% | −7,832−14.6% | Reduced | – |
| Invesco Exchange Traded FD T46137V589 | GBL LISTED PVT | 114,239 | $1.16M | <0.1% | +2,448+2.2% | Added | – |
| VanEck ETF Trust92189H300 | JP MRGAN EM LOC | 47,158 | $1.19M | <0.1% | −1,427−2.9% | Reduced | – |
| Dimensional ETF Trust25434V864 | SHOR DUR FIX ETF | 25,611 | $1.20M | <0.1% | +16,684+186.9% | Added | – |
| iShares Tr464289479 | CORE LT USDB ETF | 23,309 | $1.25M | <0.1% | +2,624+12.7% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 23,630 | $1.30M | <0.1% | −710−2.9% | Reduced | – |
| iShares Core MSCI Total International Stock ETF46432F834 | ETF | 21,100 | $1.31M | <0.1% | +16,992+413.6% | Added | – |
| WisdomTree Tr97717W588 | US LARGECAP FUND | 30,060 | $1.31M | <0.1% | +904+3.1% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 20,578 | $1.34M | <0.1% | +700+3.5% | Added | – |
| Vanguard Admiral FDS Inc921932828 | SMLLCP 600 IDX | 15,255 | $1.35M | <0.1% | +2,419+18.8% | AddedConverted for a 2-for-1 split | – |
| Schwab US Tips ETF808524870 | ETF | 26,506 | $1.42M | <0.1% | −2,089−7.3% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 20,005 | $1.48M | <0.1% | +4,678+30.5% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 3,741 | $1.53M | <0.1% | +204+5.8% | Added | History |
| New York Life Investments Et45409B107 | HEDGE MULTI STRA | 54,654 | $1.60M | <0.1% | +2,973+5.8% | Added | – |
| American Centy ETF Tr025072885 | US EQT ETF | 22,656 | $1.61M | <0.1% | +10,318+83.6% | Added | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 52,603 | $1.69M | <0.1% | −338−0.6% | Reduced | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 28,599 | $1.87M | <0.1% | +1,713+6.4% | Added | – |
| VanEck ETF Trust92189F437 | FALLEN ANGEL HG | 68,523 | $1.92M | <0.1% | +2,096+3.2% | Added | – |
| GLDMWorld Gold Trust | SPDR GLD MINIS | 49,577 | $1.94M | <0.1% | −1,869−3.6% | Reduced | History |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 12,933 | $1.99M | <0.1% | +1,535+13.5% | Added | – |
| Cambria ETF Tr132061201 | SHSHLD YIELD ETF | 34,512 | $2.03M | <0.1% | −2,771−7.4% | Reduced | – |
| iShares Tips Bond ETF464287176 | ETF | 18,496 | $2.04M | <0.1% | +737+4.2% | Added | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 43,500 | $2.05M | <0.1% | −386−0.9% | Reduced | – |
| Vanguard High Dividend Yield Index ETF921946406 | ETF | 19,751 | $2.08M | <0.1% | +1,899+10.6% | Added | – |
| iShares Tr46436E619 | ESG ADVAN ETF | 49,351 | $2.13M | <0.1% | +2,435+5.2% | Added | – |
| iShares MSCI USA Momentum Factor ETF46432F396 | ETF | 15,474 | $2.15M | <0.1% | +3,127+25.3% | Added | – |
| iShares Tr46435G243 | ESG AWRE 1 5 YR | 89,428 | $2.15M | <0.1% | −5,056−5.4% | Reduced | – |
| First Tr Exchng Traded FD VI33740F805 | SMITH OPPORT FXD | 47,859 | $2.16M | <0.1% | +1,229+2.6% | Added | – |
| Schwab Emerging Markets Equity ETF808524706 | ETF | 95,577 | $2.34M | <0.1% | −820−0.9% | Reduced | – |
| Dimensional ETF Trust25434V799 | INTL CORE EQUITY | 100,424 | $2.42M | <0.1% | +63,199+169.8% | Added | – |
| Vanguard BD Index FDS92203C303 | VANGUARD ULTRA | 51,608 | $2.54M | <0.1% | +17,963+53.4% | Added | – |
| Cambria ETF Tr132061409 | GLOBAL VALUE ETF | 126,116 | $2.56M | <0.1% | −7,943−5.9% | Reduced | – |
| Cambria ETF Tr132061888 | VALUE MOMENTUM | 103,862 | $2.61M | <0.1% | −6,827−6.2% | Reduced | – |
| Vanguard Real Estate ETF922908553 | ETF | 33,615 | $2.79M | <0.1% | +3,918+13.2% | Added | – |
| Vanguard Intermediate-Term Corporate Bond ETF92206C870 | ETF | 34,857 | $2.80M | <0.1% | +2,753+8.6% | Added | – |
| Tidal Trust III45259A209 | NAACP MINO ETF | 101,048 | $2.94M | <0.1% | +1,762+1.8% | Added | – |
| SPDR Series Trust78468R747 | ST STR MSCI GEN | 35,728 | $2.96M | <0.1% | +236+0.7% | Added | – |
| iShares Tr46435U853 | BROAD USD HIGH | 83,950 | $2.98M | <0.1% | −3,276−3.8% | Reduced | – |
| Vanguard Scottsdale FDS92206C102 | SHORT TERM TREAS | 53,368 | $3.12M | <0.1% | −2,433−4.4% | Reduced | – |
| Dimensional Emerging Core Equity Market ETF25434V302 | ETF | 143,763 | $3.31M | <0.1% | +13,801+10.6% | Added | – |
| WisdomTree Tr97717W125 | FUTRE STRAT FD | 98,901 | $3.32M | <0.1% | +4,802+5.1% | Added | – |
| Vanguard Morningstar Small-Cap Growth ETF922908595 | ETF | 15,425 | $3.34M | <0.1% | −233−1.5% | Reduced | – |
| iShares Inc464286533 | MSCI EMERG MRKT | 62,204 | $3.40M | <0.1% | −4,187−6.3% | Reduced | – |
| iShares Inc464286285 | JP MRGN EM HI BD | 97,404 | $3.43M | <0.1% | −7,641−7.3% | Reduced | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 70,838 | $3.45M | <0.1% | +60,624+593.5% | Added | – |
| WisdomTree Tr97717X578 | EM EX ST-OWNED | 125,002 | $3.48M | <0.1% | +2,722+2.2% | Added | – |
| iShares Inc464286525 | MSCI GBL MIN VOL | 36,284 | $3.51M | <0.1% | −2,713−7.0% | Reduced | – |
| Vanguard Intl Equity Index F922042676 | GLB EX US ETF | 96,598 | $3.92M | <0.1% | +1,103+1.2% | Added | – |
| iShares Core S&P 500 ETF464287200 | ETF | 9,795 | $4.03M | <0.1% | −6,805−41.0% | Reduced | – |
| Goldman Sachs ETF Tr381430362 | ACCESS INFLATI | 84,448 | $4.25M | <0.1% | +2,705+3.3% | Added | – |
| iShares Tr464287457 | 1 3 YR TREAS BD | 53,950 | $4.43M | <0.1% | +1,629+3.1% | Added | – |
| iShares U S ETF Tr46431W507 | SHOR DURA BD ETF | 93,112 | $4.62M | <0.1% | −25,704−21.6% | Reduced | – |
| Vanguard Whitehall FDS921946810 | INTL DVD ETF | 63,916 | $4.71M | <0.1% | −1,333−2.0% | Reduced | – |
| Dimensional ETF Trust25434V872 | CORE FIXE IN ETF | 112,445 | $4.78M | <0.1% | +70,525+168.2% | Added | – |
| Vanguard S&P 500 Value ETF921932703 | ETF | 33,927 | $4.98M | <0.1% | +6,395+23.2% | Added | – |
| Invesco Exch Traded FD Tr II46138E784 | EMRNG MKT SVRG | 268,869 | $5.16M | <0.1% | −36,914−12.1% | Reduced | – |
| Vanguard S&P 500 Growth ETF921932505 | ETF | 22,680 | $5.23M | <0.1% | −216−0.9% | Reduced | – |
| iShares Tr464288356 | CALIF MUN BD ETF | 91,092 | $5.23M | <0.1% | +13,768+17.8% | Added | – |
| iShares Tr46435G326 | CORE MSCI INTL | 87,912 | $5.32M | <0.1% | −7,747−8.1% | Reduced | – |
| Vanguard Scottsdale FDS92206C409 | SHRT TRM CORP BD | 70,526 | $5.38M | <0.1% | +3,454+5.1% | Added | – |
| iShares Tr464288323 | NEW YORK MUN ETF | 102,323 | $5.47M | <0.1% | +6,697+7.0% | Added | – |
| DBX ETF Tr233051432 | XTRACK USD HIGH | 161,998 | $5.63M | <0.1% | +9,992+6.6% | Added | – |
| PIMCO ETF Tr72201R304 | 15+ YR US TIPS | 96,991 | $5.98M | <0.1% | −4,451−4.4% | Reduced | – |
| iShares Tr464288646 | ISHS 1-5YR INVS | 121,534 | $6.14M | <0.1% | +1,348+1.1% | Added | – |
| iShares S&P Mid-Cap 400 Value ETF464287705 | ETF | 59,975 | $6.16M | <0.1% | +13,012+27.7% | Added | – |
| Dimensional World Ex U.S. Core Equity 2 ETF25434V880 | ETF | 283,872 | $6.55M | <0.1% | +9,743+3.6% | Added | – |
| Schwab U.S. Large-Cap ETF808524201 | ETF | 139,703 | $6.76M | <0.1% | −3,061−2.1% | Reduced | – |
| iShares Tr46434V407 | 0-5YR HI YL CP | 173,044 | $7.21M | <0.1% | −9,148−5.0% | Reduced | – |
| Dimensional ETF Trust25434V203 | INTL CORE EQT MK | 269,724 | $7.27M | <0.1% | +33,517+14.2% | Added | – |
| iShares Tr46429B655 | FLTG RATE NT ETF | 148,834 | $7.50M | <0.1% | −19,075−11.4% | Reduced | – |
| SPDR Series Trust78464A664 | ST LON TREAS ETF | 247,053 | $7.63M | <0.1% | −13,917−5.3% | Reduced | – |
| Goldman Sachs ETF Tr381430388 | ACCESS EMNG MKTS | 198,766 | $8.06M | <0.1% | +21,446+12.1% | Added | – |
| Vanguard Morningstar Mid-Cap Growth ETF922908538 | ETF | 41,872 | $8.16M | <0.1% | −763−1.8% | Reduced | – |
| iShares Tr46435G474 | FALN ANGLS USD | 350,361 | $8.85M | <0.1% | +122,315+53.6% | Added | – |
| Vanguard BD Index FDS921937793 | LONG TERM BOND | 120,716 | $9.25M | <0.1% | −1,525−1.2% | Reduced | – |
| Graniteshares ETF Tr38747R108 | BBG COMMD K 1 | 438,932 | $9.33M | <0.1% | +93,855+27.2% | Added | – |
| Schwab U.S. REIT ETF808524847 | ETF | 483,414 | $9.43M | <0.1% | −11,126−2.2% | Reduced | – |
| Vanguard World FD921910725 | ESG INTL STK ETF | 181,558 | $9.51M | <0.1% | −9,319−4.9% | Reduced | – |
Sold out since Q4 2022 (11)
Positions held at the end of Q4 2022 that are gone from this filing.
| Security | Class | Shares in Q4 2022 | Value in Q4 2022 | % of portfolio in Q4 2022 | History |
|---|---|---|---|---|---|
| SPDR Series Trust78464A763 | ST STR SP DIV | 12,405 | $1.55M | <0.1% | – |
| iShares Tr464288687 | PFD AND INCM SEC | 28,880 | $882.0K | <0.1% | – |
| Invesco Exch TRD SLF Idx FD46138J619 | RUSL 1000 DYNM | 7,098 | $305.0K | <0.1% | – |
| Litman Gregory FDS Tr53700T827 | IMGP DBI MAN ETF | 9,889 | $288.0K | <0.1% | – |
| iShares Russell 2000 ETF464287655 | ETF | 1,540 | $269.0K | <0.1% | – |
| iShares Core Dividend Growth ETF46434V621 | ETF | 5,277 | $264.0K | <0.1% | – |
| Simplify Exchange Traded Fun82889N103 | US EQT PLS CNVEX | 10,017 | $254.0K | <0.1% | – |
| Innovator ETFs Trust45782C565 | US EQTY ULTRA BU | 9,132 | $253.0K | <0.1% | – |
| SPDR Series Trust78468R101 | ST SHO TREAS ETF | 7,314 | $211.0K | <0.1% | – |
| WisdomTree Tr97717X867 | EM LCL DEBT FD | 7,954 | $205.0K | <0.1% | – |
| BARGraniteShares Gold Trust | SHS BEN INT | 10,586 | $191.0K | <0.1% | History |