Betterment LLC
- SEC CIK
- 0001633901
- Latest filing
- Aug 14, 2026
Holdings in Q1 2022
Holdings as of Mar 31, 2022, filed May 16, 2022. Long positions only; changes compare share counts with Q4 2021.
- Positions
- 224
- +22 vs. Q4 2021
- Portfolio value
- $31.4B
- −$685.8M (−2.1%) vs. Q4 2021
| Security | Class | Shares | Value | % of portfolio | Share change | Action | History |
|---|---|---|---|---|---|---|---|
| Pacer US Small Cap Cash Cows ETF69374H857 | ETF | 5,071 | $203.0K | <0.1% | +5,071 | New | – |
| iShares MSCI USA Quality Factor ETF46432F339 | ETF | 1,529 | $206.0K | <0.1% | −1,521−49.9% | Reduced | – |
| WisdomTree Tr97717X867 | EM LCL DEBT FD | 7,443 | $208.0K | <0.1% | +7,443 | New | – |
| WisdomTree Tr97717W547 | US VALUE FD | 3,428 | $211.0K | <0.1% | −64−1.8% | Reduced | – |
| Pacer US Cash Cows 100 ETF69374H881 | ETF | 4,323 | $215.0K | <0.1% | +4,323 | New | – |
| State Street SPDR Portfolio Intermediate Term Corporate Bond ETF78464A375 | ETF | 6,517 | $223.0K | <0.1% | +6,517 | New | – |
| iShares MSCI Eafe ETF464287465 | ETF | 3,030 | $223.0K | <0.1% | +3,030 | New | – |
| iShares Tr46432F388 | MSCI USA VALUE | 2,152 | $225.0K | <0.1% | +2,152 | New | – |
| Schwab Strategic Tr808524862 | SHT TM US TRES | 4,558 | $226.0K | <0.1% | +4,558 | New | – |
| iShares Russell 1000 Value ETF464287598 | ETF | 1,383 | $230.0K | <0.1% | −30−2.1% | Reduced | – |
| Schwab U.S. Small-Cap ETF808524607 | ETF | 5,008 | $237.0K | <0.1% | −340−6.4% | ReducedConverted for a 2-for-1 split | – |
| ProShares Tr74348A533 | PRIV EQTY-LSTD | 7,297 | $238.0K | <0.1% | +7,297 | New | – |
| Alpha Architect ETF Tr02072L102 | US QUAN VALUE | 6,734 | $246.0K | <0.1% | +6,734 | New | – |
| ETF Ser Solutions26922A172 | NATIONWIDE RSK | 10,427 | $256.0K | <0.1% | +10,427 | New | – |
| iShares Tr46435U663 | ESG AWARE MSCI | 6,748 | $257.0K | <0.1% | +6,748 | New | – |
| Vanguard Admiral FDS Inc921932844 | MIDCP 400 VAL | 1,574 | $264.0K | <0.1% | +42+2.7% | Added | – |
| WisdomTree Tr97717W562 | US SMALLCAP FUND | 5,635 | $270.0K | <0.1% | +5,635 | New | – |
| iShares Tr464288182 | MSCI AC ASIA ETF | 3,618 | $271.0K | <0.1% | +3,618 | New | – |
| SPDR Series Trust78468R622 | ST BLOO HIGH ETF | 2,657 | $272.0K | <0.1% | +2,657 | New | – |
| SPDR Series Trust78464A284 | ST NUVE HIGH ETF | 5,085 | $280.0K | <0.1% | +5,085 | New | – |
| iShares Tr46436E718 | 0-3 MTH TREASURY | 2,833 | $283.0K | <0.1% | +2,833 | New | – |
| Litman Gregory FDS Tr53700T827 | IMGP DBI MAN ETF | 9,892 | $283.0K | <0.1% | +1,698+20.7% | Added | – |
| iShares Russell 2000 ETF464287655 | ETF | 1,392 | $286.0K | <0.1% | +315+29.2% | Added | – |
| iShares Tr464287432 | 20 YR TR BD ETF | 2,164 | $286.0K | <0.1% | +139+6.9% | Added | – |
| SPDR Series Trust78464A128 | ST STR SP1500VT | 1,874 | $290.0K | <0.1% | +1,874 | New | – |
| State Street SPDR Portfolio S&P 500 ETF78464A854 | ETF | 5,715 | $304.0K | <0.1% | +1,269+28.5% | Added | – |
| Vanguard Ftse All-World Ex-US Index Fund922042775 | ETF | 5,319 | $306.0K | <0.1% | +1,815+51.8% | Added | – |
| Vanguard World FD921910816 | MEGA GRWTH IND | 1,307 | $308.0K | <0.1% | +245+23.1% | Added | – |
| DBX ETF Tr233051879 | XTRACK HRVST CSI | 9,390 | $311.0K | <0.1% | +590+6.7% | Added | – |
| iShares Core MSCI Total International Stock ETF46432F834 | ETF | 4,692 | $312.0K | <0.1% | −3,445−42.3% | Reduced | – |
| Schwab Fundamental International Equity ETF808524755 | ETF | 9,798 | $316.0K | <0.1% | +1,281+15.0% | Added | – |
| ARK Next Generation Technology ETF00214Q401 | ETF | 3,756 | $328.0K | <0.1% | +689+22.5% | Added | – |
| Innovator U.S. Equity Buffer ETF - October45782C771 | ETF | 9,673 | $329.0K | <0.1% | +9,673 | New | – |
| John Hancock Exchange Traded47804J206 | MULTIFACTOR MI | 6,819 | $358.0K | <0.1% | +6,819 | New | – |
| Simplify Exchange Traded Fun82889N301 | US EQT PLS UPSID | 11,121 | $362.0K | <0.1% | +11,121 | New | – |
| Invesco Exch Traded FD Tr II46138E743 | RAFI DVLPD MRKTS | 8,415 | $388.0K | <0.1% | +8,415 | New | – |
| iShares Tr46434V647 | GLOBAL REIT ETF | 13,478 | $394.0K | <0.1% | +1,152+9.3% | Added | – |
| Invesco Exchange Traded FD T46137V357 | S&P500 EQL WGT | 2,511 | $396.0K | <0.1% | +220+9.6% | Added | – |
| iShares S&P 500 Growth ETF464287309 | ETF | 5,207 | $398.0K | <0.1% | +45+0.9% | Added | – |
| iShares Tr46436E759 | ESG EAFE ETF | 6,743 | $411.0K | <0.1% | −99−1.4% | Reduced | – |
| WisdomTree Tr97717W505 | US MIDCAP DIVID | 9,372 | $416.0K | <0.1% | +4,401+88.5% | Added | – |
| Schwab Fundamental U.S. Small Company ETF808524763 | ETF | 7,812 | $418.0K | <0.1% | +3,631+86.8% | Added | – |
| iShares Russell 2000 Growth ETF464287648 | ETF | 1,647 | $421.0K | <0.1% | +283+20.7% | Added | – |
| State Street Energy Select Sector SPDR ETF81369Y506 | ETF | 5,577 | $426.0K | <0.1% | +1,923+52.6% | Added | – |
| iShares Tr46434V456 | MSCI INTL QUALTY | 12,116 | $447.0K | <0.1% | −5,736−32.1% | Reduced | – |
| VanEck ETF Trust92189H607 | OIL SERVICES ETF | 1,592 | $450.0K | <0.1% | +1,592 | New | – |
| iShares Tr46436E767 | ESG MSCI USA ETF | 12,816 | $457.0K | <0.1% | +185+1.5% | Added | – |
| Innovator U.S. Equity Power Buffer ETF - October45782C797 | ETF | 15,268 | $462.0K | <0.1% | +15,268 | New | – |
| Vanguard Scottsdale FDS92206C706 | INTER TERM TREAS | 7,404 | $466.0K | <0.1% | +7,404 | New | – |
| iShares Tr464288653 | 10-20 YR TRS ETF | 3,553 | $478.0K | <0.1% | +35+1.0% | Added | – |
| Schwab US Dividend Equity ETF808524797 | ETF | 6,181 | $488.0K | <0.1% | +3,112+101.4% | Added | – |
| Dimensional U.S. Small Cap ETF25434V500 | ETF | 8,714 | $489.0K | <0.1% | +2,087+31.5% | Added | – |
| iShares Tr464287622 | RUS 1000 ETF | 2,000 | $500.0K | <0.1% | +1,068+114.6% | Added | – |
| American Centy ETF Tr025072802 | INTL SMCP VLU | 8,088 | $506.0K | <0.1% | +367+4.8% | Added | – |
| iShares Tr464287689 | RUSSELL 3000 ETF | 1,999 | $524.0K | <0.1% | +691+52.8% | Added | – |
| iShares Tips Bond ETF464287176 | ETF | 4,342 | $541.0K | <0.1% | +529+13.9% | Added | – |
| Invesco Exch Traded FD Tr II46138E206 | CALIF AMT MUN | 21,533 | $556.0K | <0.1% | +21,533 | New | – |
| Exchange Traded Concepts Tru301505624 | BITWISE CRYPTO | 32,907 | $571.0K | <0.1% | +32,907 | New | – |
| WisdomTree Tr97717W281 | EMG MKTS SMCAP | 11,119 | $593.0K | <0.1% | +5,362+93.1% | Added | – |
| SGOLabrdn Gold ETF Trust | ETF | 33,682 | $626.0K | <0.1% | +17+0.1% | Added | History |
| State Street SPDR Portfolio S&P 500 Growth ETF78464A409 | ETF | 9,598 | $635.0K | <0.1% | +628+7.0% | Added | – |
| Vanguard Index FDS922908652 | EXTEND MKT ETF | 3,866 | $640.0K | <0.1% | +514+15.3% | Added | – |
| WisdomTree Tr97717W760 | INTL SMCAP DIV | 9,339 | $641.0K | <0.1% | +5,490+142.6% | Added | – |
| SPYSPDR S&P 500 ETF Trust | ETF | 1,451 | $655.0K | <0.1% | +194+15.4% | Added | History |
| iShares Core S&P Mid-Cap ETF464287507 | ETF | 2,458 | $660.0K | <0.1% | +1,329+117.7% | Added | – |
| Vanguard Long-Term Treasury ETF92206C847 | ETF | 8,506 | $684.0K | <0.1% | −780−8.4% | Reduced | – |
| Exchange Traded Concepts Tru301505889 | EMQQ EME MAR ETF | 20,937 | $686.0K | <0.1% | −48,507−69.9% | Reduced | – |
| iShares Core S&P Small Cap ETF464287804 | ETF | 6,435 | $694.0K | <0.1% | +2,268+54.4% | Added | – |
| Vanguard Total World Stock ETF922042742 | ETF | 6,925 | $701.0K | <0.1% | +35+0.5% | Added | – |
| VanEck ETF Trust92189H409 | HIGH YLD MUNIETF | 12,774 | $733.0K | <0.1% | +204+1.6% | Added | – |
| WisdomTree Tr97717X511 | YIELD ENHANCD US | 15,477 | $741.0K | <0.1% | +6,080+64.7% | Added | – |
| iShares Tr464289511 | 10+ YR INVST GRD | 12,705 | $780.0K | <0.1% | +988+8.4% | Added | – |
| Invesco Actvely MNGD Etc FD46090F100 | OPTIMUM YIELD | 44,734 | $789.0K | <0.1% | +2,472+5.8% | Added | – |
| First Tr Exchange-Traded FD33734X853 | INTL EQUITY OPP | 16,988 | $828.0K | <0.1% | −56,836−77.0% | Reduced | – |
| iShares Tr46434V449 | MSCI INTL MOMENT | 23,353 | $828.0K | <0.1% | +10,841+86.6% | Added | – |
| iShares Tr464289479 | CORE LT USDB ETF | 13,331 | $854.0K | <0.1% | +1,910+16.7% | Added | – |
| iShares Tr464288687 | PFD AND INCM SEC | 24,359 | $887.0K | <0.1% | −248−1.0% | Reduced | – |
| First Trust Rising Dividend Achievers ETF33738R506 | ETF | 18,463 | $905.0K | <0.1% | +11,096+150.6% | Added | – |
| Innovator U.S. Equity Ultra Buffer ETF - October45782C821 | ETF | 32,185 | $911.0K | <0.1% | +32,185 | New | – |
| iShares Tr464288612 | INTRM GOV CR ETF | 8,488 | $921.0K | <0.1% | +175+2.1% | Added | – |
| iShares Tr464288158 | SHRT NAT MUN ETF | 9,008 | $942.0K | <0.1% | +814+9.9% | Added | – |
| VanEck Morningstar Wide Moat ETF92189F643 | ETF | 12,828 | $958.0K | <0.1% | −86,487−87.1% | Reduced | – |
| American Centy ETF Tr025072877 | US SML CP VALU | 12,171 | $972.0K | <0.1% | +495+4.2% | Added | – |
| Cambria ETF Tr132061813 | GBL REAL EST ETF | 31,668 | $1.00M | <0.1% | +2,032+6.9% | Added | – |
| WisdomTree Tr97717W588 | US LARGECAP FUND | 21,512 | $1.04M | <0.1% | +10,252+91.0% | Added | – |
| Vanguard Admiral FDS Inc921932869 | MIDCP 400 GRTH | 5,566 | $1.07M | <0.1% | +841+17.8% | Added | – |
| First Tr Exchange-Traded FD33738D101 | NO AMER ENERGY | 38,952 | $1.08M | <0.1% | +205+0.5% | Added | – |
| Cambria ETF Tr132061706 | EMRG SHAREHLDR | 34,480 | $1.09M | <0.1% | +635+1.9% | Added | – |
| Schwab U.S. Large-Cap Growth ETF808524300 | ETF | 14,889 | $1.11M | <0.1% | +6,335+74.1% | AddedConverted for a 2-for-1 split | – |
| iShares Tr46434V613 | CORE UNIVRSL USD | 24,084 | $1.20M | <0.1% | +2,422+11.2% | Added | – |
| iShares Tr464288513 | IBOXX HI YD ETF | 15,005 | $1.24M | <0.1% | +11,225+297.0% | Added | – |
| Invesco Exchange Traded FD T46137V589 | GBL LISTED PVT | 97,319 | $1.25M | <0.1% | +2,936+3.1% | Added | – |
| VanEck ETF Trust92189H300 | JP MRGAN EM LOC | 47,147 | $1.27M | <0.1% | +2,427+5.4% | Added | – |
| Vanguard Admiral FDS Inc921932828 | SMLLCP 600 IDX | 6,514 | $1.29M | <0.1% | +2,619+67.2% | Added | – |
| Cambria ETF Tr132061300 | CAMBRIA FGN SHR | 47,850 | $1.31M | <0.1% | +5,571+13.2% | Added | – |
| State Street SPDR Portfolio Developed World Ex-US ETF78463X889 | ETF | 38,660 | $1.32M | <0.1% | +19,769+104.6% | Added | – |
| Vanguard Star FDS921909768 | VG TL INTL STK F | 22,666 | $1.35M | <0.1% | −79−0.3% | Reduced | – |
| Vanguard Dividend Appreciation ETF921908844 | ETF | 8,626 | $1.40M | <0.1% | +1,563+22.1% | Added | – |
| iShares Tr46432F859 | CORE 1 5 YR USD | 29,265 | $1.42M | <0.1% | +906+3.2% | Added | – |
| Vanguard Mun BD FDS922907746 | TAX EXEMPT BD | 27,829 | $1.44M | <0.1% | +2,361+9.3% | Added | – |
Sold out since Q4 2021 (6)
Positions held at the end of Q4 2021 that are gone from this filing.
| Security | Class | Shares in Q4 2021 | Value in Q4 2021 | % of portfolio in Q4 2021 | History |
|---|---|---|---|---|---|
| Vanguard Morningstar Mid-Cap ETF922908629 | ETF | 2,194 | $559.0K | <0.1% | – |
| Ssga Active ETF Tr78467V608 | ST STR BL LN ETF | 9,833 | $449.0K | <0.1% | – |
| iShares Tr46429B747 | 0-5 YR TIPS ETF | 2,630 | $278.0K | <0.1% | – |
| State Street SPDR Portfolio S&P 500 High Dividend ETF78468R788 | ETF | 6,419 | $270.0K | <0.1% | – |
| WisdomTree Tr97717W570 | US MIDCAP FUND | 4,485 | $252.0K | <0.1% | – |
| Vanguard World FD921910873 | MEGA CAP INDEX | 1,207 | $203.0K | <0.1% | – |